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Anu Krishna |1418 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Oct 28, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more

Asked by Anonymous - Aug 24, 2024Hindi

Relationship

Hi My daughter is going through anxiety, depression and suicidal thoughts, she is addicted to social media game and chat with online unknown friends, she is in 12th class, kindly help

Ans: Dear Anonymous,
When it comes to something as serious as suicidal thoughts, kindly do not simply rely on getting suggestions here. Please take your daughter to a professional (she needs it soon). This person will be able to work with her on her challenge areas and get her to a better mind space.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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You may like to see similar questions and answers below

Anu Krishna |1418 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Mar 09, 2023

Question by AVINASH - Mar 08, 2023Hindi

Relationship

My daughter is facing anxiety for the past three months. There are many thoughts running in her mind and due to that she is unable to concentrate on anything and she is contstatly crying/wailing ?how to cure her?

Ans: Dear Avinash,
I hear you. It's hard to watch one's own child go through any pain or anguish. Since I am not aware of how old your daughter is, I may not be able to give you pointed suggestions but can generally suggest here.
Exams, peer pressure, bullying, sudden changes at home/school/college, relocating homes, changing schools, death or loss of a loved one...anything can cause anxiety or trigger anxiety.
If your daughter is school/college going, find out if something has happened there for her to feel this anxiety.
A change of scene might help but if the root of the problem is not eliminated, then the anxiety is here to stay.
Ensure that she gets a lot of playtime (if she is that age) OR she indulges in sports or physical activity (if she's much older)...the body displaces and releases stress with a lot of movement. Nature, music, having a supportive environment at home can go a long way in easing the symptoms related to anxiety.
Also, talk to her a lot to ensure her that whatever is causing her to feel anxious, will most certainly pass.
If the symptoms persist, kindly consult with an expert or a professional who can deal with these cases.

All the best!

Aruna Agarwal |79 Answers |Ask -Follow

Child and Parenting Counsellor - Answered on Apr 22, 2023

Question by Jyotibrata - Apr 11, 2023Hindi

Health

My daughter is 14 years old, At this teen age she is addicted to mobile and using instagram a lot. She is quite narcissist and uploads a lot of photos and do make senior male friends. She is not at all focussing in studies. even she scored low marks in Std-IX for which she had to repeat class-iX and changed the school. I had already consulted a psychiatric and she is under medication. Even I got a pet (rabbit) for her . But still she is not reducing mobile consumption and not going school regularly in new school. Pl guide me what to do.

Ans: I can give you some pointers to check about the addiction to screen time.
1. How much time she is on mobile in the entire day.
2. Why is she liking the attention of senior male friends? ( How much time are we able to spend time with her - Are we always talking about working on herself?) The pressure on you can be tremendous but 3.I will suggest you to be with your child and be along with her and make her feel comfortable with you by being non judgemental for some time till she pairs up with you.
It's going to help her confide in you rather than friends. These type of children who need attention being their major function should not be given too much alone time. Replace the gadget with some thing which is equally reinforcing for her .
It can start gradually rather than doing too much and then not being able to meet your targets.
Can start with only 2 hours a day when you can spend quality time with her.

Anu Krishna |1418 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Nov 26, 2023

Asked by Anonymous - Nov 02, 2023Hindi

Relationship

My 24 yr old daughter is very anxious about her career. She wants power, money, highest post. So that she is recognised by everybody in the society. As she is from Arts background for which she is regretting. And blaming parents that they have not guided her properly. If she would have taken science stream she might be doctor or engineer by which she can earn money more. Now she is preparing for bank exam. She is doing hard work. But she has closed herself in her room, windows are shut. Not interacting with parents or guests. She is taking medicine stalopam 15 and taken help of psychologist for three sitting which is incomplete. Now she is not willing to go to psychologist because psychologist has not listened to her empathically ( her version). We parents helpless donot know what is our next step. Please can you help me in this regard. Please send reply in my email if possible.

Ans: Dear Anonymous,
At 24, if she is still looking for validation from the external world to create her identity, she's again setting herself up for failure. If she still thinks that money, name and fame is what is going to earn her recognition from the society, she really needs a course that will change her mindset.
As parents, kindly call out such behavior that is messing with her mind. Talk therapy or advice from home isn't going to help anymore...she hasn't had much exposure of what the outside world is like...
Every stream of education brings with it many opportunities that can be explored!
My suggestion would be for her to be part of activities, communities and the like where she will be able to interact with different people from various backgrounds...Even volunteering opportunities can give good exposure...
Now, she may not be willing to do this as she finds comfort in what she is doing by shutting herself from the outside world...again 'CALL OUT' this behavior and that you as parents don't support her self-pity tirade. Also, as parents you can become part of any community or volunteering opportunity that 'shows' her that her parents are not just preaching to her but actually living it...
Just to reiterate, do not feel sorry for her; she will thrive on that sympathy...if you want to see a change in her, then it's time to shake things up so she knows that her parents mean business...remember, she is an adult...so, treat her as one!

Archana Deshpande |94 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on May 06, 2024

Asked by Anonymous - Jan 23, 2024Hindi

Career

Hello Madam, My daughter is 12 yr old and is in class 7th. She is not at all interested in studies. She is also not interested in making new friends. She is always busy on playing games on mobile. Studies just one week prior to exams. Her behavior is also becoming rude day by day. Kindly suggest.

Ans: Hello!!
The addiction to mobile after COVID is a menace every parent is facing. The good part is she is aware about her exams and studies at least one week before her exams.

The rude behaviour, lack of focus on studies is all stemming from the mobile games. They are highly addictive and the thrill they give is beyond imagination. Slowly but surely you have to take away the mobile from her, that's the only way to help her look for other sources to keep her busy .Friends, new skills and studies will get her attention only when the mobile is away.

Allocate time for food, sleep, studies, play time and also mobile time( can't just take away the mobile, has to be weaned away from it gradually), in a day. Set a timer for the mobile usage, she has to return the mobile as soon as the timer bell rings.

Pls remember you are the adult here, she is just a child. Guide her, lead her towards better and interesting things to do. You all as a family have to stop sitting with the mobile, start reading books ,play board games , learn a new skill, sing songs, cook together, bake together, you make everything at home an interesting activity, joyful activity, why will a child sit on the mobile?
It is a going to be lot of hard work for you and if the end result of this is seeing your daughter away from the mobile, laughing and talking to her friends, playing around, studying well.....then this is worth all the effort.

Latest Questions

Nitin Narkhede |43 Answers |Ask -Follow

MF, PF Expert - Answered on Dec 31, 2024

Asked by Anonymous - Dec 12, 2024Hindi

Money

Hello Advait. I have around lump sum 35 lacs to invest in stocks and or MF. please suggest the stocks or suitable MFS from retirement corpus perspective. I have around 15Y left for retirement. Also I am doing SIP of 90K in UTI Nifty 50 index fund, PPFAS flexi cap fund and Motilal Oswal Nifty 500 Index fund. I am risk averse and therefore don't do any investment in pure small or mid cap MFs. However you may suggest any Mid or small cap fund which has very good risk to reward ratio and I will start 25K SIP in it. Thank you in advance.

Ans: Diversification is the key Your portfolio is well-diversified across large-cap and flexi-cap funds. Adding quality mid-cap and small-cap funds enhances long-term growth potential.
Risk Management is required to Balance aggressive investments (mid/small caps) with conservative debt funds.
Tax Efficiency also needs to be considered if tax-saving is needed ELSS funds .
This strategy ensures you balance growth and stability for retirement over the next 15 years. Regularly review your portfolio to align with changing financial goals and market conditions. Nitin Narkhede , Founder Prosperity Lifestyle Hub Community.

Nitin Narkhede |43 Answers |Ask -Follow

MF, PF Expert - Answered on Dec 31, 2024

Question by Anmol - Dec 22, 2024Hindi

Money

Took home loan in May 2022. House construction completed in June 2023. Sold old house in Dec 2024. Can I set off the captial gains by repaying my home loan?

Ans: Repaying a home loan does not qualify as a "purchase" or "construction" of a new residential property, so it won't help you claim the exemption. No, you cannot set off capital gains by repaying your home loan. Your Options are -
Invest in a New Property: To save tax on capital gains, invest the proceeds in another residential property within 2 years (purchase) or 3 years (construction).
Capital Gains Account Scheme (CGAS): If you're unable to invest immediately, deposit the gains in a CGAS before the filing of your tax return for the year of sale. This gives you time to utilize the funds while deferring tax liability. Exemption under Section 54EC: Invest up to ?50 lakhs in specified bonds (e.g., REC, NHAI) within 6 months of the sale to claim exemption.
Nitin Narkhede , Founder Prosperity Lifestyle Hub Community.

Nitin Narkhede |43 Answers |Ask -Follow

MF, PF Expert - Answered on Dec 31, 2024

Question by SATISH - Dec 24, 2024Hindi

Money

I have 15 L in Icici blue chip fund and shifted my SIP of 25 K to Nippon large cap, I also have 5 K SIPs in Hdfc Mid cap opportunities and 5K in Nippon multicap? Is it the right investment for 35 K a month or need a change..I am 50 Yrs age.I am accumulating for 2 Cr corpus in next 7 years. I already have 45 L in my equity and debt funds. I also want to double SIP in next FY to 70 K a month in same ratio in above funds. Retirement goal is 2 Cr. Please advise

Ans: Continue current SIPs but diversify large-cap allocation slightly.
Allocate additional SIPs in FY 2025 to a mix of large-cap and balanced advantage funds.
Annually rebalance portfolio to maintain an equity-debt ratio that aligns with your risk tolerance and time horizon.
This approach ensures you achieve your retirement goal while managing risks effectively.

Ravi Mittal |480 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 31, 2024

Asked by Anonymous - Dec 29, 2024

Relationship

Hi , male happily married for 6 years . I find my ex collegue very attractive. Part of me is yearning to have some good sex with her. She is also married and a good human being, she likes me but still bit sure if she really wants to have sex with me. She loves being with me.

Ans: Dear Anonymous,
Do you have an open marriage? If so, I understand what you are saying. If not, do you understand what you are saying?

I am assuming that you have an open marriage- even so, if you are not sure about your colleague's feelings for you or have no idea about her marital arrangements, it would be a terrible idea to approach her with this. Moreover, she has never voiced her interest in you- “loves being with you” is not the same as she loves you romantically or lusts for you. Please tread very carefully.

I am saying all of these considering you have an open marriage. If that isn't the case, I don't think I have to tell you how wrong all of it is, and how much you should focus on your marriage and whatever is lacking in it; you can even try marriage counseling.

Hope this helps.

Ravi Mittal |480 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 31, 2024

Question by dakshesh - Dec 15, 2024

Relationship

there is a girl and i truly love her but apparently not vice verca, she is dating bad guys and getting hurt again and again but not giving a single chance to me , i truly love her and ready to do anything for her, i confessed my feelings multiple times in front of her but she is like let it be and let the god do whatever he wants also she ghosts me pushed me away and many more things but from the first day we are in a complicated situationship.

Ans: Dear Dakshesh,
I can't speak for her, but I can tell you that when a person, man or woman, is pushing you away and voicing their disinterest, it's best to give them their space. It can either be she is not interested in you romantically or she needs time to get there. But you cannot manipulate, push, or convince her to like you that way. If it happens organically, then good. Or else, you should respect her decision. Moreover, don't you think you deserve someone who likes you back the same way and chooses you over everyone else? I sure think you deserve better.
Please let her make her own choices and as for you, make better choices that are good for you. This toxicity and complicated relationship might be subconsciously exciting right now, but it won't be for long. You will get exhausted.

Best Wishes.

Ravi Mittal |480 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 31, 2024

Question by Neha - Dec 31, 2024Hindi

Relationship

Mujhe love me success kyu nahi milti

Ans: Dear Neha,
Finding love takes time for most people. Sometimes we have no control over these things. I can suggest dating apps. You can add a bio that describes you well and also mention the kind of person you want. This way you will only attract people who are compatible with you. It can increase your chances of having a successful relationship. Nevertheless, everyone's love story happens at different paces. Don't worry. You will find yours too, in time.

Best Wishes.

Ravi Mittal |480 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 31, 2024

Question by Neha - Dec 30, 2024

Relationship

Mujhe love relationship me success nahi milti aisa kyu

Ans: Dear Neha,
Finding the right relationship takes time for most people. Sometimes we have no control over these things. I can suggest dating apps. You can add a bio that describes you well and also mention the kind of person you want. This way you will only attract people who are compatible with you. It can increase your chances of having a successful relationship. Nevertheless, everyone's love story happens at different paces. Don't worry. You will find yours too, in time.

Best Wishes.

Ravi Mittal |480 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 31, 2024

Asked by Anonymous - Dec 31, 2024

Relationship

I’m feeling really lost right now. I’ve been with my boyfriend for about a year, and things started out great. We have a lot in common, and we both enjoy going out with friends. But recently, I've noticed something that’s been bothering me. He works as a bartender, and every time I go to his bar, he gets upset about my friends being there. It feels like he’s trying to push me away from them, and I don’t know how to deal with it. Last weekend, we went out, and after a few drinks, I mentioned how uncomfortable it made me that he talked badly about my friends when they come to his bar. I thought I was being calm about it, but he just flipped out. He started yelling at me in the car, and I was so scared because he was driving way too fast and swerving. I told him I was going to call the cops, but he didn’t listen. Eventually, he pulled over, got out of the car, and started screaming and running around. It all felt so intense and out of control. When he came back to the car, things got physical. I slapped him in an attempt to make him stop, which I regret because I’ve never done that before. In the heat of the moment, he slapped me back and pushed me into a bush. The next day, I had bruises, and I just couldn’t stop thinking about everything that happened. Now, he’s been trying to buy me things and even booked a trip for us, begging me to stay. But I feel so unsure of what to do. I keep telling him that I need space, but it feels like he’s not really understanding the severity of what happened. I’m torn between wanting to make it work and realizing that this situation isn’t healthy. What should I do? Should I give him another chance or listen to my instincts and walk away for good?

Ans: Dear Anonymous,
First of all, physical violence is never the answer to any problem. I think you already know that. Coming to your main query, I think you should take the chain of events that followed after you confronted him very seriously. It's not healthy to slap and be slapped back and pushed into a bush. I am sure he regrets it just like you, but it can become a pattern. I would strongly urge you to rethink this relationship. If you are keen on keeping it going, I recommend either having an open discussion about what happened to make sure it is never repeated, or even better, consulting a therapist to work through the issues. You can have concerns and queries as to why he doesn't like it when your friends are around- that does not warrant such a harsh reaction.

I hope this helps.

Nitin Narkhede |43 Answers |Ask -Follow

MF, PF Expert - Answered on Dec 31, 2024

Asked by Anonymous - Dec 25, 2024Hindi

Money

Sir I am 39 years old. I want to retire at age 50.Now I have 60 lacs in fd in different banks and post office. I have 3.5 lacs in Mutual Fund. I have different properties including home valuing approximately 3.5 Cr.I have no loan.What is my financial position exactly now.How should I plan to get 1 lac monthly after retirement.

Ans: You have a solid financial foundation , Having static property is good to have, unless it is creating any income, otherwise it will be consuming expenses for maintenance. about plan to get 1 lac monthly after retirement at 50 you need to plan certain investments, for 12L(1L per month) per year you need corpus of 3 CR . Retirement Corpus Allocation: Plan to Achieve Your Goal:
1. Maximize FD Efficiency- Shift ?30 lakhs from FDs to debt mutual funds or balanced advantage funds for better post-tax returns (~7-8%). Keep ?30 lakhs in FDs/post office for emergencies and stable returns. 2. Grow Mutual Fund Investments:
Increase equity exposure to at least ?50 lakhs by systematic investments of ?50,000/month in equity mutual funds (e.g., index funds, large-cap funds). By doing this your Expected returns: 10-12% over 10 years, growing the corpus to ~?1.2 crore.
3. Utilize Properties- Explore rental income or liquidate one property closer to retirement to add to your corpus.
If one property generates ?50,000 monthly, you’ll need a smaller investment corpus for the remaining ?50,000.
At retirement allocate-50% in debt funds/FDs for stability and regular income. 50% in equity mutual funds for growth and inflation adjustment. Build an Emergency Fund: Maintain ?10-15 lakhs for unforeseen expenses post-retirement.
Regards, Nitin Narkhede , Founder Prosperity Lifestyle Hub Community.

Nitin Narkhede |43 Answers |Ask -Follow

MF, PF Expert - Answered on Dec 31, 2024

Question by Joy - Dec 28, 2024Hindi

Money

Sir, I am a group d railway employee .My total income in hand is 40000. I distribute my money as personal loan emi 14702 (3 years left) Fridge emi 1700 (2 left) For marriage purpose 10000/month Investment mf 5500 (just started 5 months) My expense 4000 Family 5000 Now I have to marriage in January 2026 ,try to arrange money 2 lakhs, I know that's not enough but still I try to make up, after marriage I live in rent of 7000, then my marriage purpose 10000 break into rent and my expense. I bought a land 2 years ago, after 2 years of my marriage I want build my home and then I think I have 2.5 lakh in mf and rest I should take a home loan... Am I right path? Please suggest a proper roadmap for my current financial situation.

Ans: Dear Jay, Its good to see that you are sensitive about the future and concerned about how to achieve it, sere are some suggestions, 1. Savings for Marriage: Target: ?2,00,000 by January 2026-Your current savings approach of ?10,000/month is excellent. By January 2026 (approximately 15 months), you’ll save ?1,50,000. Add the maturity value of your MF investments (?5,500/month for 15 months = ~?82,500 assuming 10% returns). Together, this will bring you close to your target.
2. Post-Marriage (From January 2026)- Adjust Budget for Rent:- Allocate ?7,000/month from the ?10,000 set aside for marriage savings. About Expenses: Consolidate other expenses into ?6,000–?7,000. Continue Investing in Mutual Funds: maintain your SIP. 3. Home Construction Planning (2028)-Assess how much additional funds you’ll need beyond the projected ?2.5 lakh from MFs.lan to take a home loan while ensuring your EMIs remain below 40% of your monthly income (~?16,000). 4. Start building an emergency fund of ?50,000–?1,00,000 gradually to handle unexpected expenses without disrupting other goals. By staying disciplined and regularly reviewing your financial plan. Regards, Nitin Narkhede Mentor, Prosperity Lifestyle Hub,

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