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Kanchan Rai |405 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Dec 26, 2023

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more

Asked by Anonymous - Dec 15, 2023Hindi

Relationship

I have been dating a guy since last year and we are serious about each other. Our families know about us and are quite accepting towards our relationship. But there is a problem idk what to do. I'm single child and my father passed 10 years ago so its just me and my mom. I cant just leave her after marriage. I want all of us ( me my bf his parents and my mother ) to stay together after our marriage but he says that his parents will have a problem with it. Idk what to do i just cant leave my mother but i also love this guy.

Ans: It's understandable that you're facing a challenging situation with conflicting priorities. Balancing your commitment to your mother and your love for your boyfriend can be difficult, but open communication and compromise are essential in such casesTalk about your expectations for family life after marriage. Understand what he envisions and what compromises can be made to accommodate both your wishes. This may involve discussing living arrangements, responsibilities, and boundariesIf possible, involve both families in the discussion. Sometimes, concerns can be addressed more effectively when everyone is aware of each other's perspectives. This can also help in finding common ground and building mutual understanding. finding a solution that respects both families and allows for a harmonious marriage may take time and effort. Patience, understanding, and compromise are key. It's important to create an environment where both you and your boyfriend feel heard and valued.
Ultimately, the decision should be based on what feels right for both of you as a couple. Consider what compromises are reasonable and whether there are creative solutions that can satisfy both your desire to care for your mother and your commitment to your relationship.

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Dating, Relationships Expert - Answered on Jul 15, 2024

Question by Suwon - Jun 26, 2024Hindi

Relationship

m in love with my boyfriend since 18 years. I waited till he gets his first job to tell my parents abut him. When the time came we both informed in our family that we want to get married. His father said yes initially and asked my family to meet at a common place. Later once I family agreed and came and called to inform his family, his mother denied saying his father is against this marriage. My parents called my boyfriend and asked whether he wants to marry me without his father approval and he said obviously!!! Why wouldn’t I? Then me and my boyfriend set a date and informed both our family that we are getting married on this date on july. My family has been always supportive and they support me here as well. But his family reacted differently saying we can’t allow you to marry on this date as this month is his birth month (some silly excuses) and they informed we can assure you we will get you married to your girlfriend in November or December. That time my boyfriend also agreed with his mother knowing that all wedding venues were booked and I have paid some kind of advance amount as well. And NOW!! My family went wild over him saying howcome he called of this marriage?? My boyfriend is asking me please give me a second chance that I will convince my parents to marry you in November or December. If they disagree i will move out and marry you only. How can I trust him this time? SHOULD I?

Ans: Dear Suwon,

I understand you are in a difficult situation and trusting someone once they have broken it is difficult. I also understand your parent's concern. I am sure you do too. Now, the real question is, do you want to give him another chance? I know he broke your trust by moving the dates suddenly, but maybe let's try to find out why he did it.

You have been with him for a long time. You should have some clue about the type of person he is; it is totally up to you to decide whether you want to give him another chance or move on with your life. Neither would be a wrong choice. But it should be your choice. Look at the pros and cons. All things he got right to date and the wrongs he did too. Weigh them against each other and by the end of it, you should have some clarity.

Best Wishes.

Anu Krishna |1321 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Oct 18, 2024

Asked by Anonymous - Oct 17, 2024Hindi

Relationship

I have a boyfriend of almost 3 years. We have been in a loving relationship. My boyfriend has a joint family and over this period, I have met his family twice or thrice for not more than 2 hours or so. They seemed to be decent overall. Since, we are planning to get married, me and my boyfriend decided to introduce our families with each other. On doing so, my parents found multiple points of differences in their culture and ours. They even warned me if I will be able to survive within his family and I feel that my parents are 100 per cent right about this. Although, they approved of my boyfriend. He loves me unconditionally. He highly values my parents which is why they like him but not his family. Should I marry him?

Ans: Dear Anonymous,
Welcome to the world of Love Marriages. You didn't fall in love knowing that your boyfriend's family and your family's will have different cultures, right?
When you choose someone, you also must be prepared to understand what can come along with them in terms of traditions, cultures and customs. Talk about it to your boyfriend and plan how you can manage these differences as a couple rather than thinking of breaking up with him. There's a reason why the two of you have been together for almost 3 years, right?
Even if there are value systems clash like with money, children, religion etc...even these can be addressed much before marraige by talking about how the two of you will handle it when differences arise.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Latest Questions

T S Khurana |197 Answers |Ask -Follow

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi

Money

Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?

Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

T S Khurana |197 Answers |Ask -Follow

Tax Expert - Answered on Nov 23, 2024

Question by Dipak - Nov 18, 2024Hindi

Money

Sir, Grateful for your reply dtd 15th instant stating my estimated tax liability for FY 24- 25. Would you kindly let me know break up of my tax calculation specially in respect of my LTCG. With kind regards D chakraborty

Ans: I am not in a position to trace my previous reply. Please mention exact date, to enable me to trace the same.
Further I would like to mention here that tax liability cannot be worked out unless complete information about your Income from all sources & all tax savings details are there.
Most welcome for any further clarifications. Thanks.

T S Khurana |197 Answers |Ask -Follow

Tax Expert - Answered on Nov 23, 2024

Question by Krishna - Aug 26, 2024Hindi

Money

Hi, I retired on 31 March 2024. I turned 60 years in November 2023. I have not yet with drawn my PF funds. Will the total accumulation be eligible for interest payment for 3 years post March 2024. Kindly advice.

Ans: You should be entitled to Interest on your PF account, at least for 3 years after your retirement.
Most welcome for any further clarifications. Thanks.

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 20, 2024Hindi

Money

I have superannuation schrme with presemt employer and they have discountinued the same. I sm of age 54 years now and employer asked to withdraw 33% fund and balance fund will convert in pension scheme. I have question that this 33% fund will attract tax as per Invome tax of Indian Govt?

Ans: 01. Payment of 33% of Fund being received at the time of Voluntary Retirement/Superannuation is taxable under the head "Income from Salary." However, a maximum of Rs.5,00,000.00 is exempted u/s 10(10)(C), subject to certain conditions. Since your question does not specify the nature of Job, the Company in which you served, Length of service & Whether the scheme of Superannuation is approved or not etc,, it is difficult to give you a clear view.
Most welcome for any further clarifications. Thanks.

Radheshyam Zanwar |1058 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 23, 2024

Question by Srinivasa - Nov 23, 2024Hindi

Career

Best college for bachelor in computer science in india other than iit, iiit, nit, bits

Ans: Hello Srinivasa
It would be biased to quote the name of only a single college for CSE in India. Yet you can choose the best which is suitable for you from the following list:
(1) Vellore Institute of Technology (VIT), Vellore
(2) SRM Institute of Science and Technology (SRMIST), Chennai
(3) Shiv Nadar University (SNU), Greater Noida
(4) PES University (PESU), Bengaluru
(5) Christ University, Bengaluru
(6) Jain University, Bengaluru
(7) Amrita Vishwa Vidyapeetham, Coimbatore
(8) Manipal Institute of Technology (MIT), Manipal
(9) Ashoka University, Sonipat (for Computational Sciences)
(10) Kalinga Institute of Industrial Technology (KIIT), Bhubaneswar
(11) Symbiosis Institute of Technology (SIT), Pune
(12) Chandigarh University, Chandigarh
(13) Lovely Professional University (LPU), Jalandhar
(14) DA-IICT, Gandhinagar
(15) NMIMS (Mukesh Patel School of Technology), Mumbai
Before selecting the college, please check the parameters such as Placement Records, Location, Specializations, Campus Facilities, Alumni Network, etc.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Dr Dipankar Dutta |697 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 22, 2024Hindi

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Hello sir I am currently studying in diploma in Mechanical engineering of semester -v and my age is 20 years.Are you advice best career options after diploma.

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Tech Careers and Skill Development Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 22, 2024Hindi

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I am completed B.Tech. in Civil (7.42) in 2023 but didn't get any job. Since then I start preparation for government exam but haven't had a chance yet. I am totally confused and frustrate about my career. What should I do right now?

Ans: Donot become frustrated. You have to hard work and dedication to get govt. job

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Tech Careers and Skill Development Expert - Answered on Nov 23, 2024

Question by Brahmendra - Nov 21, 2024Hindi

Career

Hello Sir, this is Brahmendra an IT professional for past 20 years. My son is studying +1 and preparing for JEE along with other engineering entrance exams. Academically, he is an above average student (scored 90% in class X CBSE) but has good aptitude & reasoning skills. Somehow, he likes to study mechanical engineering. Q1) Nationally, what colleges are good/best for mechanical? 2) In worst case, if he could not get into premium colleges like NITs, IITs, VITs & CBITs etc., can he still make a good career in that field? 3) Are there enough campus interviews happening for that branch in their industry and do they have enough off-campus opportunities? Being in IT industry, I am aware even an average student with good skills in programming can easily make their career. But when I was teaching him the programming in his previous classes, he did not find it interesting.

Ans: A1. IITs and NITs are best A2. In that case, he should do master's from foreign university A3. Campus interviews and off-campus is less than IT/CSE

Dr Dipankar Dutta |697 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 21, 2024Hindi

Career

I am currently studying in 3rd year of mechanical engineering in govt. College sir, can I get a job?. And what courses should I do?....

Ans: You can get a job, but for getting best job you should do masters from foreign university

Dr Dipankar Dutta |697 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 20, 2024Hindi

Career

Sir My son is studying in IIT and at a very later stage he expressed his averseness to complete the course. He wanted to pursue fresh degree in computer science. We tried to convince him but not getting convinced. Please suggest way forward.

Ans: In which steam is he studying now?

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