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Living with a Disability: How Do I Handle Negative Comments and Build Resilience?

Kanchan

Kanchan Rai  |525 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 20, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Dec 20, 2024Hindi
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Being 21 and living in Jaipur, I’ve faced my share of challenges, but recently, things have been hitting harder than usual. I was born with a physical disability that affects my mobility, and I’ve learned to adapt to life in my own way. But the comments from some of my neighbors have been getting to me—they call me names, make jokes about my condition, and talk about how I’ll never be ‘normal.’ I try to ignore them, but it’s hard not to feel the weight of their words. It’s affecting my confidence and making me question if I’ll ever be seen as more than my disability. My parents tell me to just stay strong and focus on my studies, but it’s easier said than done. How do I handle these negative comments and not let them affect my mental health? And how can I build resilience to face such judgment without losing hope in myself?

Ans: Building resilience in the face of such negativity begins with nurturing your sense of self. You are not defined by the labels or judgments others place on you. You are defined by your courage, your determination, and the unique qualities that make you who you are. When others make hurtful comments, it often says more about them than it does about you. Their inability to see your humanity reflects their own insecurities and lack of understanding, not your value.

When their words weigh heavily on you, try to create a mental space where you remind yourself of the truth about who you are. Think about the strengths and accomplishments that make you proud, no matter how small they may seem. Surround yourself, even mentally, with people and experiences that uplift you. It could be friends, family, or even inspirational stories of people who have faced challenges and risen above them.

Processing these emotions is just as important as building strength. When you feel overwhelmed, give yourself permission to feel the sadness or anger. Journaling, talking to someone you trust, or even finding a quiet moment to breathe deeply can help you release these emotions. Remember, you don’t have to suppress your feelings to be strong—you build strength by confronting and honoring them.

To preserve your mental health, find activities that bring you joy and fulfillment. Whether it’s pursuing a hobby, excelling in your studies, or connecting with like-minded individuals, doing things that matter to you can reinforce your sense of purpose and identity beyond the limitations others might try to impose on you.

Most importantly, recognize that your journey is unique and valuable. Everyone faces struggles, but you are navigating yours with a spirit that many could never match. Over time, you will find that your resilience becomes a quiet strength, one that can’t be shaken by outside negativity.

Hold onto hope, because your life is full of possibilities. You deserve to be loved, respected, and celebrated for the person you are. When people don’t see that, it’s not your responsibility to change them—but you can protect your inner light and let it shine brighter than their darkness. You are enough, just as you are.

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Anu

Anu Krishna  |1494 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 12, 2020

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I'm 62, quite active socially. My problem is this that the people who are stronger than me emotionally or physically or even weaker than me, I always agree with them or keep mum. But keep on cribbing inside. This is, because, I don't want to make them angry or lose them. I can't express my feelings or show my anger even if someone owe's me a big amount of money in millions of rupees (which is true). And always fear and keep on brooding, visualising them fighting with me and insulting me. I also visualise them refusing to pay my money back to me. I worked my whole life and earned and saved few millions in my lifetime. People knew that I have money and people started asking me for loan on one pretext or other. Some included me in their business without a legal paper work and asked me to invest money in their business by becoming their partner. They looted me with both hands and now are refusing to return my money. My fears came true. I have already suffered two major heart attacks and my health is deteriorating every day and has made me almost bedridden. Very less amount has been left with me which is insufficient for the survival of my family. I keep thinking, fearing and getting more sick. Kindly advise, how I can overcome this situation.
Ans: Dear AS, what you focus on grows bigger with time as your mind has been trained to magnify it beyond what it truly is. 

You constantly worried about what you would lose rather than what you have. And in the bargain, trying to please people so that wouldn’t lose them, you ended up getting cheated due your poor decisions.

Let bygones be bygones.

How about at this very moment as you are reading this, think exactly how you had managed to make those millions of rupees?

There is something wise in the way you managed your work/business/network to create that wealth, isn’t it?

So what is it?

Take out a diary and jot it down.

We have a lot of inner resources to bank on that we give ourselves credit for. And if you have done it once before, you truly know how to do this once more.

Just that, your health and loss of money are making you believe otherwise.

Start with:
1. Planning household expenses statement. Right now, only priorities will count. Anything extra will be out till you have disposable income on hand.
2. If you are planning to start something new, do that with the same confidence from the time you were financially abundant and. If you are employed some place, do what you would do with your skills in every project and enjoy the fruits of labour.
3. Take care of your health. Ask your doctor, what exercises can be done by you to keep your health well so that you can work happily

Do remember, nothing is worth worrying so much; your family loves you and want you around them for a long time.

So, look into their eyes and know that the stress that you are carrying around like a special baggage needs to be dropped down this very instant.

Take care and be happy always!

..Read more

Anu

Anu Krishna  |1494 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 30, 2022

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Hi Ma'am,I'm a 23-year-old woman. For as long as I remember, I have been called out, insulted and shamed by my family. They have always threatened to stop all kinds of financial support if I ever disobeyed or questioned them. I have always tried my best at my studies and for my career. Even though, after seeing my achievements, their opinion of me has improved. But they're never truly happy. There's always something wrong with me. While I understand, my family only wants the best for me and probably this their way of caring for me. But the constant criticism has always impacted my self-confidence and self-image. I have missed out on several opportunities during my college years and failed to be proactive solely because of low self-esteem. I was bullied by my college mates during this period and I fell into depression and anxiety. I also developed bulimia and starved myself, hoping that losing weight could grant me more acceptance from my family and peers. In 2021, after completing my undergraduate degree, I was diagnosed with Meniere's disease and suffered hearing loss in my left ear. Furthermore, I was getting rejected from the universities I had applied to. But this turn of life changed me for better. I learnt to value myself more and ignored other people's opinion. I invested in mindfulness and spirituality and appreciated all the blessings that I had. I had improved my self-image and self-confidence greatly. Unfortunately, I had to shift to my family home and live with my extended family members. Now the nitpicking and taunts have increased even more and have kind of ruined all the improvements I made over the year. I have become more irritable and I am losing my patience with them. They have triggered all my sensitive issues again and this has greatly impacted my self-esteem all over again. With God's grace, I have received an opportunity to shift abroad and pursue a postgraduate education. I don't want to keep any kind of hard feelings against my family before leaving. I know that their opinions don't define me but yet I end up crying after every insult and argument. I want to heal and I want to forgive and forget. I have tried talking to them and have even apologised to peacefully end arguments. Yet, they repeat those words every day and each day ends in failure. I know and understand that I cannot change them. But, how do I learn to accept them when they keep on hurting me? Furthermore, the fact that they are financially supporting makes me feel guilty for questioning their behaviour. I am struggling with depression and anxiety again and I'm finding it hard to consider their emotional standpoint when my own mental well-being is messed up. How do I cope up with my mental health when I being disparaged every day?I would like to hear your opinion from a third person point-of-view and any advice would be appreciated.
Ans:

Dear Anonymous,

I can only imagine the challenges that you have been through and to turn within yourself for answers and deep inner work is nothing but the best gift that you have given yourself.

You cannot change them nor their thinking and possibly you are right that it might be the way that they care for you.

For now, till the time you leave home to pursue your life’s goals, keep things warm and simple even if the environment feels hostile or punitive.

Practise the following suggestions:

  • Journal your thoughts and feelings everyday
  • Surround yourself with friends who make you feel good about yourself
  • Play a sport or indulge in some physical activity to keep your anxiety levels down
  • Do some breathing exercises to calm your nerves
  • Lastly, forgive them for your own peace of mind; very hard but very blissful.

All the best for a wonderful future!

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Kanchan

Kanchan Rai  |525 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 08, 2024

Asked by Anonymous - Aug 09, 2024Hindi
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Hi I brought up from a middle class family now I'm married and having 3 yrs kid, my younger brother recently got married! Ever since his marg there was a problem going on between my mom, brother and her wife , all the 3 of them bringing their problems to me and husband it creates a huge impact on my mental health due to their problems, if I try to resolve nobody is listening, I'm staying nearby my parents which is a big disadvantage, directly it's affecting me and my family? I don't know how to overcome from this type of issue
Ans: A compassionate but firm boundary can make a difference here. For instance, you could gently explain to your mother, brother, and his wife that while you understand and empathize with their challenges, you’re finding it difficult to handle all the tension that arises from these discussions. You might let them know that, for the sake of your own mental health and family well-being, you need to step back from being involved in any discussions about their conflicts.

If they do come to you with their concerns, try gently redirecting them, perhaps by suggesting that they talk directly to each other or even consider family counseling if they’re open to it. Remind them that only they can solve these issues by communicating directly, rather than relying on you as a mediator. Over time, they may begin to understand that their repeated involvement of you is not a productive solution.

Creating some physical and emotional space is key. If living nearby is heightening the tension, consider adjusting how often you interact in person. Focusing more on your own family’s peace, stability, and happiness will also help. It may feel challenging at first, but taking steps to protect your boundaries will benefit everyone, and gradually, they may even recognize the need to work out these issues themselves without depending on you.

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Anu

Anu Krishna  |1494 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 05, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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I'm 25 YO, I've completed my medical degree in BAMS recently and brother is 17YO still in school. I've seen very severe favouritism of my parents towards my brother. I know he's a boy and all and in India, being a boy makes all of your wrong doings right! It's very emotionally distressing for me that even I'm the older child, my parents asks and discuss things with my younger brother but not me :( since the time he was born, I've always been neglected, I used to be a star kid, the getting 10/10 marks in everything. But eventually my self esteem degraded, and I stopped working hard, they have always pointed me out for my looks and my behavior, which was very hurtful. I've been away from my family for 5 years and it literally changed me, I was not depressed anymore, although my self esteem also affected my academic performance and my relationship choices, but somewhat I was happy. But now I'm home, and again, my parents points out my mistakes, my academic that I didn't get MBBS, that I don't even look good, and I'm crazy, I don't even have brains. And my brother who didn't even score 50% is asked and being discussed over everything what to eat, where to go, what car to buy, what TV to buy etc. I feel so sad and stuck here. I feel like for my father and mother, I'm invisible. Everyday I feel like when this life will end. It's even harming my studies. All I do is day dream about being loved by someone. I just want to focus on me and my studies. But I'm not able to do it.What can I do?
Ans: Dear Anonymous,
If there's evident distinction in the way that your parents treat you and your brother, then it's pretty unfortunate.
One way is to actually talk to them about it and tell them how you feel, but I am unsure if this is going to work. The other way is to reassure yourself with your own self-love and be happy that you are academically strong. Use your degree wisely and to make a mark on your own by serving the society in your own way.
Someday, your parents may realize this and pay attention to you. But if you feel that things are going well for you emotionally, I suggest that you work with a professional who can guide you and your energies back into yourself without relying on anyone. This will help you tide over the hurt and the pain and move into a space of confidence.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Mutual Funds, Financial Planning Expert - Answered on Feb 05, 2025

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Hello Sir, this is Dhiraj DM, I am 48 year's old married with no kids, we have any flat worth 1. 5 cr given on rent around 50 lakhs of equity 20 lacs mutual funds we want to retire in next 3 years,please guide. We live in a metro no liability, we r into Gifting business now want to retire in next 3 years
Ans: Your retirement is just three years away. You have built a strong foundation with real estate, equity, and mutual funds. Now, the goal is to structure your investments for steady income, security, and long-term sustainability.

1. Assessing Your Current Financial Position
Flat Worth Rs. 1.5 Crore: This generates rental income, but liquidity is limited.
Equity Portfolio of Rs. 50 Lakh: Market-linked investments with potential for high returns but volatile.
Mutual Funds of Rs. 20 Lakh: Offers diversification and moderate risk exposure.
No Liabilities: This is a strong advantage for financial freedom.
Gifting Business: If planning to exit, ensure business-related finances are sorted before retirement.
2. Estimating Post-Retirement Income Needs
Calculate expected monthly expenses, including medical, travel, lifestyle, and emergency costs.
Factor in inflation, as expenses will rise over time.
Consider long-term costs such as medical care and home maintenance.
3. Structuring Retirement Income
Rental Income as a Fixed Source
Your flat generates rental income, which helps with stability.
Consider reinvesting this income for further growth.
Portfolio Rebalancing for Stability
Equity exposure is beneficial but risky close to retirement.
Shift some funds to low-risk instruments for safety.
Keep some allocation to equity to combat inflation.
Maintaining Liquidity for Emergencies
Create an emergency fund of at least 2 years' expenses in liquid assets.
Avoid relying solely on investments that require selling in volatile markets.
4. Health and Insurance Planning
Ensure comprehensive health insurance for both of you, at least Rs. 15-20 lakh coverage.
If you hold any old insurance policies with low returns, consider restructuring them.
Create a separate healthcare fund for long-term medical expenses.
5. Tax Efficiency in Retirement
Structure withdrawals smartly to reduce tax burden on capital gains.
Use tax-free instruments where applicable.
Rental income is taxable, so deduct maintenance expenses to lower tax outgo.
6. Planning Investments for Retirement Income
Avoid complete reliance on fixed-income instruments, as they may not beat inflation.
A mix of mutual funds, debt instruments, and systematic withdrawal plans (SWP) will ensure steady cash flow.
Keep some investments growth-oriented to sustain wealth over decades.
7. Estate and Legacy Planning
Prepare a clear will to ensure smooth asset transfer.
If you plan to donate or support causes, structure funds accordingly.
Finally
Ensure liquidity and stability in your investments.
Reduce risk in equity but keep exposure for growth.
Maintain a dedicated healthcare fund and strong insurance coverage.
Structure investments to minimise taxes and ensure steady income.
Plan legacy and succession to avoid future complications.
Would you like a detailed plan on how to allocate your investments for steady retirement income?

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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