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Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 24, 2023

Ashish Sehgal has over 20 years of experience as a counsellor. He holds a doctorate in neuro linguistic programming, mental health and social welfare.He is certified in neurolinguistics by both the Society of NLP and the American Board of NLP.... more
Asked by Anonymous - Feb 23, 2023Hindi
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Relationship

I am 60 year old havig a family of a spouse and a son. since last two years our relation with spouse is not moving smoothly for everything there is an argument and no concensous in the matters of day tody life, son is also not lisoning properly I am under seveor stress which is leading to upset my health and I am facing epilepsy problen since last months I am unable to forget the things and move ahead. Thsere was no problem in leading a normal middle class life. I am facing in security and also I facinig negativities in my life and slowlely slipiing in depression I am trying too much to forget theses things but I am not in a position to lead a peacefull life inspite of adequate resources. Kindly advise me.

Ans: I'm sorry to hear that you're going through a difficult time with your spouse and son. It sounds like the arguments and lack of consensus are causing you a lot of stress and impacting your health. It's important to prioritize your health and seek support if needed.

It might be helpful to try and have an open and honest conversation with your spouse and son about how you're feeling and see if there's a way to work together to improve the situation. It could also be beneficial to seek professional support, such as therapy or counseling, to help you manage your stress and emotions.

Additionally, taking care of your physical health through regular exercise, a healthy diet, and enough rest can also help improve your overall well-being. It's important to remember that it's okay to ask for help and take steps towards finding peace and happiness in your life.

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Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 08, 2024

Asked by Anonymous - Sep 07, 2024Hindi
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Relationship
HI, I am don't want to disclose name I am facing some mental issue from last two year. In March my father passed I have not good relation with my parent, because their exception are very high which is not possible for me to satisfied. So after my father my mother start daily fight with me for small small thing, my mother has long history of mental issue, and my father did not address that . Now she want to what she did with my father. Due to daily quarrel my daily day to activity got affected. I can’t concentrate on my self. My confidence is loosing. I want to be alone and in peace. I have loving wife and caring son, but still I feel lost. And after covid my office atmosphere also get dirty. My senior keep me irritating without any issue. I know my problem is my mother and second is my office boss. Is there is any way without leaving to them. Otherwise, I am determined to leave both of them and live my life peacefully. Please advice
Ans: First, regarding your mother, it’s crucial to establish boundaries. Her mental health struggles are serious, but they shouldn’t be allowed to overshadow your own well-being. It might be helpful to seek professional support for her, such as counseling or therapy. If she’s unwilling, then finding ways to distance yourself emotionally from her criticism is key. It's not easy, but learning not to absorb her negativity can help protect your mental health. You might also consider speaking to a counselor yourself to help you process these feelings and find strategies for coping with her behavior without having to completely sever ties.

As for your work situation, it sounds like the toxic environment is wearing you down. If leaving isn’t an immediate option, try to find small ways to shield yourself from the negativity. Can you limit your interactions with your senior or find ways to compartmentalize work stress so it doesn’t bleed into your personal life? Sometimes, focusing on things outside of work—hobbies, time with your wife and son—can provide a needed escape.

It sounds like you're craving solitude and peace, and while leaving both your mother and your job might seem like a solution, it may not be the only one. Start with small, manageable changes: establishing firmer boundaries with your mother, finding a counselor to talk to, and protecting your emotional space at work. These steps can help you regain control and give you the peace you're seeking without drastic decisions. Remember, you deserve that peace, and it’s possible to find it with the right support.

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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Money
What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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