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Dating Anxiety: 34-Year-Old Woman Panics at the Thought of Marriage

Ravi

Ravi Mittal  |505 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 06, 2025

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - Dec 21, 2024Hindi
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Relationship

Hi, I am 34 F , whenever topic of marriage comes, I get panic irrespective of the thing what situation I am in, good bad favourable or unfavorable What is better to take charge of finding husband for you or just let parents find one In any case the one who has to deal will be me. Just in first I will be fully responsible.

Ans: Dear Anonymous,
Marriage is indeed a significant decision and it can be scary to many people. First of all, I want you to understand that you are not alone. Coming to your next question, see there are advantages to both methods- on the one hand, if you find your own partner, you can pick a more compatible person. Whereas, parents have better judgment, most of the time. So, why don't you try a mix of both? For instance, you can create a profile on a dating app and find yourself someone compatible from there. It doesn't immediately have to be for marriage. You can simply get to know each other first and then move things forward. The way to make sure that you find someone who would be interested in marriage is to mention that in your bio- "seeking a connection that can lead to marriage." Once you think you both are ready to talk marriage, you take it to your parents and let them use their years of experience to double-check if the connection is worth pursuing.
Hope this helps.

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Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 18, 2023

Asked by Anonymous - Aug 14, 2023Hindi
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Dear Mam, Kindly note that i am a 39 yrs old guy who is not married yet. The reason behind me not getting married are basically coz i m unable to get a match at my age and none of proposals that i have seen so far, none of dem have turn positive. Now i feel like even though i want to get married, i ll end up alone in life coz at 39 i feel i will not get any match. I am very scared to living the rest of life alone.So mam i want you to help me out ways to live life alone. How to cope up with peers, relatives and colleagues pressure to get married?
Ans: Dear Anonymous,
Let's address your concerns:
1. "I want to get married or I'll end up alone.": This is not a reason to get married and you know that. Get married to build a team, a family together where you help each other grow. Incidentally, you also have a companion and lonely days instead become days filled with happy cheer and sometimes challenges as well. So, change your mindset while looking for prospects for marriage so that when you are in conversation with someone who is a match, you don't come across needy but instead focus on how the two of you grow together.
Your fear is right now pulling you into marriage rather than for more positive reasons.

2. Pressure from relatives and peers: Is it their life that you are leading? NO! Then stop focusing on what they tell you and focus on how you can make the best use of matrimonial sites or dating apps (if you choose that). Also, request your friends to set you up with someone that they might know since they know you well.

You can also join groups and communities online (beware of scams and scamsters here) where you might find like-minded people to meet and interact with. Being part of some hobby class or adventure camps may also allow for similar meeting points where you can hit it off with people who hold similar interests as yours.

Lastly, don't give up...when the time is right, it is...So, don't lose hope BUT certainly lose your current fearful mindset and embrace a mindset that is joyful and cheerful and selfless.

All the best!

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Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 15, 2024

Asked by Anonymous - Jun 09, 2024Hindi
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Hie I need an advice about marriage, I am 28 years old and wants to marry a guy who is younger than me, however earns good salary. Also we are from different caste. I am afraid of having conversation about this with my parents and also I am confused that how to have this conversation with my parents. He loves me a lot and always support me. Also i got engaged with different person (arranged marriage), however that person broke the engagement and now I wont be able to trust and give chance to a new person to come into my life.
Ans: Dear Anonymous,
Why exactly did you get engaged with someone else when you say that you are in love with another person?
I don't get this...Have the conversation with you parents stating clearly what you want. Yes, your parents will and might oppose it for whatever reason, but if you and the boy are serious, then pursue it...
Then where is the question of a new person coming and your trusting etc. From your email/letter, one thing is clear to me is that: you have no idea what you want. You love someone and say that you want to marry him and then you go and get engaged to someone else and now you are wondering if you can trust someone new.
What is going on? What happens to your 'guy'? Are you serious about that relationship at all?
I think you really need to first sit and have a conversation with yourself and then talk to your parents, yeah?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 07, 2024

Asked by Anonymous - Jul 27, 2024Hindi
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Hai. Anu ji. I am at 30 and my parents want arranged marrg for me. I am ok with that. But how do I take my own decisions regarding boys whom I talk. I am intrested in a match where boy is 6 months younger to me and my parents don't want to marry me for a younger guy . They r stuck with old traditions. And how can we convince parents... Also while having discussion with boys how to belive what they say is true. How to decide which guy suits me .
Ans: Dear Anonymous,
Compatibility in terms of values and mind is something that you must look for.
Looks are a part of liking or not liking someone, I agree BUT do draw focus to whether your value systems on family, money, career, children, food etc match...
This is not about being choosy BUT about gathering necessary information before making a decision. These values are the ones that later go on either to cement the bond or create issues within the marriage. This is a way that you can decide whether a particular boy can be a life partner for you.
As far as convincing parents, in many of my responses I have mentioned: convincing someone against their wishes is a short-live phenomenon. Sooner than later, your parents will end up finding faults and making it harder for you and the boy.
Instead you and your partner attempt to gain your parents' favor by actually showing them why he is the right match for you.
It's easy to talk and convince, but when you actually need to demonstrate it, there's a chance of a WIN.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Latest Questions
Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi
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Hello..I met him on Jan 4 th of 2024.. this year he is not with me. We were in a relationship for almost 8 months. Everything was fine and blissful. Last December he told me he needs some time to decide about our relationship. First of all it was a blow to my confidence..I thought he will stay by my side no matter what it is. After a few days he told me he wants to move on. I was in no contact for 10 days. After I went back and called him..he told me he is talking with another girl and he likes her and going to marry her. My world was broken. The reason for this? Our horoscopes doesn't match also he brings up caste differences even though there is not much difference. We were each other's best friends cared and loved each other so much. Stood by eachother's tough times..I begged him I cried d...I lost all my self respect..I somehow wanted to keep him with me...but he threw me away. It pains a lot. I haven't recovered yet..but he is going to marry her very soon...the toughest part here is I have to see him everyday atleast for the next 6 months. How will I handle if he gets engaged? How will I handle when he gives out his wedding cards? I have big goals in life I want to achieve them. But I am terrified what if it all crumbles because of my inability to handle this pain and suffering? What should I do? Your suggestion is very much needed.
Ans: Dear Anonymous,
You did invest too much of yourself in him; but who can stop the way feelings move, right?
As hard as it maybe to accept this reality, move on...initially, it will be painful, but it's not worth losing yourself to anyone. Protect your identity and know that it does not stem from anyone or anything BUT it's YOU who defines it.
Maybe the past year that you lost time and could not focus on your goals, this year can be your year. Let him do what he needs to; why focus on someone who did not have the decency or courage to tell you things on your face. What will you gain by actually being with a person like that? I am sure you deserve much more...
Your goals and aspirations need you; go for it!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

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The seconds of time during taking action..I get into the overthinking/over-analysing thoughts... 1. Imaginative: Where I becom's the character & live life(see images, speak..) in those..like being rich,powerfull,disciplined,wife,kids....things which I want/perceive from social media...+ memos of past also.. 2. Stuck: Where I becom's a "OBJECT" & voices + images of brain guides me to quit task's when doing things/challenging...by saying.. *What this thing(task/book..) gonna benefit you? *Don't do it, you will do worse/fail..people gonna judge/laugh to you...look yourself!!..no good face, no good dress, u don't hv courage/skill to do that thing. 3. Coping: "Quit it" & use Mobile(songs,reels,yt videos..) to stop/distract myself from those dark clouds. i) What/How [solution] to don't get stuck in those next time. ii) How to use that overthinking for my advantage.. with hving control. iii) I tried to fill the possible voids by dress/looks but things were same..so it's internal.. What to do for that?
Ans: Dear Work,
Overthinking and over processing never helped anyone. Focus on your self-talk and change that.
- Journaling
- Sports
- Art work
- Meditation
- Breathwork
These are a few ways in which you can attempt to slow down the mind from racing thoughts. Once that happens, work on your self-talk to make it more useful where you start to direct yourself towards what you want to do.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

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Hello Sir. I have Rs1,00,000 that I want to invest as a lump sum in SBI Mutual Funds for the long term (15+ years). Considering that SBI has one of the largest Asset Management Companies (AMCs), could you please recommend which SBI Mutual Funds would be suitable for such an investment and have the potential to deliver good returns over this period? I am doing this investment for my daughter's education.
Ans: Your decision to invest Rs 1,00,000 for your daughter's education is commendable. A long-term horizon of 15+ years offers significant growth potential through mutual funds. Below are insights and recommendations to guide your investment.

Why SBI Mutual Funds?

SBI is one of India’s largest and most trusted AMCs.

They offer a wide range of funds suitable for different goals and risk levels.

Their consistent performance track record reflects sound fund management.

Key Factors to Consider for Long-Term Investments

Investment Objective:

Education is a critical financial goal.

Focus on wealth accumulation through equity-oriented funds.

Risk Appetite:

Equity funds involve volatility but offer high growth.

Ensure alignment with your risk tolerance.

Fund Type Selection:

Choose funds based on asset allocation and diversification.

Evaluate the performance of large-cap, mid-cap, and hybrid funds.

Tax Implications:

LTCG over Rs 1.25 lakh is taxed at 12.5%.

Understand taxation for equity and debt funds.

Suggested Fund Categories for Your Investment

1. Large-Cap Funds

Invest in funds focusing on well-established companies.

They offer stability and moderate risk.

Suitable for conservative investors.

2. Mid-Cap Funds

These funds focus on medium-sized companies with high growth potential.

They are riskier than large-cap funds but offer higher returns.

Suitable for investors willing to take calculated risks.

3. Flexi-Cap Funds

Invest across large, mid, and small-cap companies.

They offer diversification and the flexibility to adapt to market conditions.

Ideal for investors seeking balanced growth.

4. Equity-Linked Savings Schemes (ELSS)

ELSS funds offer tax benefits under Section 80C.

They have a lock-in period of three years.

Suitable for investors aiming for tax-efficient long-term growth.

5. Hybrid Funds

Invest in a mix of equity and debt instruments.

They offer stability through debt and growth through equity.

Suitable for moderate-risk investors.

Benefits of Investing Through a Certified Financial Planner (CFP)

CFPs offer expert guidance tailored to your goals.

They help monitor fund performance regularly.

They ensure optimal fund selection and rebalancing.

Regular plans through CFPs provide dedicated service and support.

Why Choose Actively Managed Funds?

Active funds aim to outperform benchmarks through expert fund management.

They offer higher potential returns compared to index funds.

Fund managers actively adjust portfolios based on market trends.

Ideal for long-term investors seeking growth.

Key Steps to Start Your Investment

Define your financial goal clearly.

Consult with a CFP for fund selection.

Review the chosen fund’s historical performance and portfolio composition.

Use SIPs for additional investments to benefit from rupee cost averaging.

Monitor your portfolio periodically to ensure alignment with your goals.

Final Insights

Investing in SBI Mutual Funds is a smart choice for your daughter’s education. Selecting the right fund category ensures growth and stability over 15+ years. Partnering with a Certified Financial Planner ensures professional guidance and optimal returns. Stay committed to your goal, review your investments regularly, and focus on long-term growth.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

Asked by Anonymous - Jan 19, 2025Hindi
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Money
I am an NRI with an NRO trading account through Zerodha, but I cannot trade in F&O and Intraday. I have been filing my returns consistently though I have had no income in India in the last 10 years. But I have investments in MF, PPF, NPS, Medical and Life Insurances, ULIPs which were initiated while working in India and had tax saving options and it is being continued. I would like to trade in F&O and Intraday. My wife is not employed till date and has a regular savings account with the Bank which is Resident Indian normal account. She has never filed any IT returns since as there was no income and transactions from my side were only for family maintenance. My question is, can I open a regular trading account in her name so that we can do trading in F&O and Intraday? What are the necessary things which I need to follow for filing IT returns and how my investments can be helpful to file returns through her account. She doesn't have any investments except LIC & Health Insurance policies in her name for which I pay from myside.
Ans: Yes, you can open a trading account in your wife's name to trade in F&O and intraday; however, there are a few important considerations:

Steps to Open a Trading Account:
Convert Savings Account to a Trading-Compatible Account: Ensure her existing bank account supports trading transactions. If not, convert it to a trading-compatible savings account.
KYC Compliance: Complete her KYC process with updated details, including PAN, Aadhaar, and a valid address proof.
Link Demat and Trading Account: Open a Demat and trading account in her name with a broker that supports F&O and intraday trading for resident individuals.
Nominate a Separate Source of Funds: Ensure the funds transferred to her account are not directly linked to your NRI account to avoid legal and taxation issues.
Tax Implications:
Income from Trading: Any income generated from trading in her account will be considered her income. Since she has no other sources of income, her income from trading may be taxed as per the slab rate applicable to her.
Gift Declarations: Funds transferred to her account can be considered a gift. Gifts from a spouse are exempt from tax, but the income generated (through trading) will be clubbed with your income under Section 64 of the Income Tax Act.
Filing IT Returns:
She will need to file her own ITR if her total income (including trading profits) exceeds the taxable limit (Rs. 2.5 lakhs for individuals below 60).
Any clubbed income will still require an ITR to declare the source and details.
Investments for IT Filing:
Investments in her name (e.g., LIC and health insurance) can help:

Claim deductions under Section 80C for LIC premiums.
Claim deductions under Section 80D for health insurance premiums.
Alternative Suggestions:
Joint Investments: Instead of opening an account in her name, consider using investments in her name (LIC, insurance, etc.) to improve her financial standing without additional compliance.
Professional Advice: Engage a CA familiar with NRI taxation and clubbing provisions to ensure full compliance and proper structuring.
If you'd like detailed help with tax planning, compliance, or investment strategies, let me know!

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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