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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 20, 2019

Mutual Fund Expert... more

Question by Vikas on Dec 20, 2019Hindi

Money

Please tell to hold or sell the following MFs invested through SIP. Horizon is 5 years.

Name of the Fund Category RankMF Star Rating

1. Aditya Birla Sun Life Equity Hybrid '95 Fund - Dividend-Direct Plan

Dividend Payout Hybrid - Aggressive Hybrid Funds: 3

Dividend Reinvestment Hybrid - Aggressive Hybrid Funds: 4

2. SBI Large and Midcap Fund - Regular Growth. Equity - Large & Midcap Fund 3

3. SBI Magnum Global Fund - Regular Growth Equity - Thematic Fund - MNC 4

4. SBI Blue Chip Fund - Regular Growth Equity - Large Cap Fund 3

Ans: You may continue the 4-star rated funds; others can be reconsidered

Large Caps:

LIC MF Large Cap Fund - Growth
Mirae Asset Large Cap Fund – Growth

Large and Midcaps:

Axis Growth Opportunities Fund – Growth
Tata Large And Midcap Fund - Growth

Aggressive Hybrid Funds:

Mahindra Hybrid Equity Nivesh Yojana – Growth
Axis Equity Hybrid Fund - Growth

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 01, 2022

Question by Karthik - Sep 01, 2022Hindi

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Please advise. I am investing in the following MF SIPs: Axis Flexi cap fund 6000/- from April 2022 Axis Bluechip 5000/- from Nov 2021 Canara Robeco Blue chip 5000/- from Feb 2022 Canara Robeco Emerging Equities 5000/- from Jan 2022 Icici value discovery 5000/- from May 2022 Mirae Asset Emerging Equities 2500 /-From Jan 2022 Franklin India Focussed Eq Fund 2500/- from Sep 2016 Sbi flexicap fund 2500/- from Sep 2016 Mirae Focussed fund 5000/- from Sep 2019

Ans: These are good funds, please continue.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 06, 2021

Question by Lokesh - Jan 06, 2021Hindi

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I am holding these MFs from last few years with start date of SIP as mentioned below. Kindly advice whether to hold or exit any funds MF Name Current Value Market VALUE Return Start Date Aditya Birla Sun Life Frontline Equity Fund - Growth 135000 174000 29.27% Sep-17 HDFC Hybrid Equity Fund - Growth 62000 74000 20% Jan-18 Kotak Standard Multicap Fund - Regular Plan - Growth 48000 58000 22% Jan-18 Mirae Asset Emerging Bluechip Fund - Regular Plan - Growth 82472 117258 42% Sep-16 Motilal Oswal Multicap 35 Fund - Regular Plan - Growth 69000 77000 11% Jun-17

Ans: In Multi Cap: Uti Equity Fund-growth Plan-growth is a better option

In Large Cap: Axis Bluechip Fund - Growth is a better option

In Aggressive Hybrid: Canara Robeco Equity Hybrid Fund Regular Growth is a better option

Rest are fine.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 09, 2021

Question by Vincent - Jun 09, 2021Hindi

Money

I am currently having SIP in following MFs: Kindly advise if these MFs are ok and could be continued or need any changes in MF portfolio. Also, how long should I hold it? Also how much do I need to invest to get a profit of 50-60K yearly and in which MF should I invest? EFGP-Axis Bluechip Fund - Regular Growth 3000 ICICI Prudential Corporate Bond Fund - Growth 2000 Kotak Corporate Bond Fund Standard Growth (Regular Plan) 2000 SBI Flexicap Fund - Regular Plan - Growth 2000

Ans: You may continue with 1, 2 & 3 and for 4^th either of the below can be considered

a) UTI Flexi Cap – Growth

b) Parag Parikh Flexi- Cap Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 14, 2021

Question by Akhand - Dec 14, 2021Hindi

Money

I am 40 years old and hold below MFs as SIP. I seek your view whether to hold or redeem in the current market scenario. Fund SIP Amount ABSL Pure Value Fund (G) Rs 5,000 ABSL Focused Equity Fund (G) Rs 5,000 HDFC Midcap Opportunities Rs 2,500 ICICI Pru Bluechip Fund Rs 2,500 Nippon India Small Cap Fund (G) Rs 5,000 Canara Robeco Emerging Equity Reg (G) Rs 5,000 HDFC Top 100 Rs 7,500 ICICI Pru Multi Asset (Dynamic Fund) Rs 2,500 ICICI Pru Value Discovery Rs 2,500 IDFC Multi Cap Fund-Growth (Regular Plan) Rs 2,500 L&T India Value Fund SIP, Hold Nippon India Multicap Fund - (G) SIP, Hold SBI Focused Equity (G) Rs 2,500 Nippon India Large Cap Fund Growth Rs 5,000 UTI Value Opportunities (G) SIP, Hold Quantum Long Term Equity Value Fund (D) SIP, Hold Kotak Flexicap Growth Plan Rs 5,000 Mirae Emerging Bluechip Rs 5,000 Axis Bluechip Fund Rs 5,000 UTI Flexi Cap Rs 5,000 Total Rs 67,500

Ans: Four to six funds are sufficient for adequate diversification. Depending on your objective, you may continue or stop a few of the funds.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 13, 2022

Question by Arvind - Oct 13, 2022Hindi

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I am 49 years. Advice me on the following MFs whether to hold or exit. I having the following Mutual Fund (investing as SIP). Please advise whether to hold these or exit from the following Mutual Fund. Investing time Mutual Fund Name SIP Amount (Monthly) Feb 2016 HDFC Mid-Cap Opportunities Fund- Regular Gr. 5000 Aug 2021 Kotak Emerging Equity Fund-Growth 3000 Jan 2021 Kotak Balanced AF Regular Growth 2000 Nov 2020 Axis Flexi Cap Fund –Direct Growth 3000 Nov 2020 Axis Blue Chip Fund –Direct Growth 2000 June 2021 Axis small Cap Fund –Direct Growth 3000 April 2021 Edelweiss Balanced Advantage Fund- Direct Plan Growth 3000 April 2021 LIC MF Liquid – Direct Plan Growth 2000 April 2021 Mirae Asset Emerging Blue chip Fund- Direct Plan Growth 3000 June 2021 Mirae Asset large cap fund- Regular Growth 4000 June 2021 Sundram Arbitrage fund direct growth- Growth 2000 June 2021 Motilal Oswal mutual long term equity fund Direct Growth 3000 July 2021 Canara Robeco blue chip equity fund – Direct Growth 2000 Dec 2021 India bulls blue chip fund- Direct Growth 1000

Ans: Please hold as of now, however, slowly and steadily please reduce the number of funds to 4 – 6 funds.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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