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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 13, 2022

Mutual Fund Expert... more

Question by Arvind on Oct 13, 2022Hindi

Money

I am 49 years. Advice me on the following MFs whether to hold or exit.

I having the following Mutual Fund (investing as SIP). Please advise whether to hold these or exit from the following Mutual Fund.

Investing time Mutual Fund Name SIP Amount (Monthly)

Feb 2016 HDFC Mid-Cap Opportunities Fund- Regular Gr. 5000

Aug 2021 Kotak Emerging Equity Fund-Growth 3000

Jan 2021 Kotak Balanced AF Regular Growth 2000

Nov 2020 Axis Flexi Cap Fund –Direct Growth 3000

Nov 2020 Axis Blue Chip Fund –Direct Growth 2000

June 2021 Axis small Cap Fund –Direct Growth 3000

April 2021 Edelweiss Balanced Advantage Fund- Direct Plan Growth 3000

April 2021 LIC MF Liquid – Direct Plan Growth 2000

April 2021 Mirae Asset Emerging Blue chip Fund- Direct Plan Growth 3000

June 2021 Mirae Asset large cap fund- Regular Growth 4000

June 2021 Sundram Arbitrage fund direct growth- Growth 2000

June 2021 Motilal Oswal mutual long term equity fund Direct Growth 3000

July 2021 Canara Robeco blue chip equity fund – Direct Growth 2000

Dec 2021 India bulls blue chip fund- Direct Growth 1000

Ans: Please hold as of now, however, slowly and steadily please reduce the number of funds to 4 – 6 funds.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Head, Rank MF - Answered on Jan 06, 2021

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I am holding these MFs from last few years with start date of SIP as mentioned below. Kindly advice whether to hold or exit any funds MF Name Current Value Market VALUE Return Start Date Aditya Birla Sun Life Frontline Equity Fund - Growth 135000 174000 29.27% Sep-17 HDFC Hybrid Equity Fund - Growth 62000 74000 20% Jan-18 Kotak Standard Multicap Fund - Regular Plan - Growth 48000 58000 22% Jan-18 Mirae Asset Emerging Bluechip Fund - Regular Plan - Growth 82472 117258 42% Sep-16 Motilal Oswal Multicap 35 Fund - Regular Plan - Growth 69000 77000 11% Jun-17

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In Aggressive Hybrid: Canara Robeco Equity Hybrid Fund Regular Growth is a better option

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Head, Rank MF - Answered on Dec 20, 2019

Question by Vikas - Dec 20, 2019Hindi

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Please tell to hold or sell the following MFs invested through SIP. Horizon is 5 years. Name of the Fund Category RankMF Star Rating 1. Aditya Birla Sun Life Equity Hybrid '95 Fund - Dividend-Direct Plan Dividend Payout Hybrid - Aggressive Hybrid Funds: 3 Dividend Reinvestment Hybrid - Aggressive Hybrid Funds: 4 2. SBI Large and Midcap Fund - Regular Growth. Equity - Large & Midcap Fund 3 3. SBI Magnum Global Fund - Regular Growth Equity - Thematic Fund - MNC 4 4. SBI Blue Chip Fund - Regular Growth Equity - Large Cap Fund 3

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Ans: Hello Garg pankaj kumar. My recommendation would be to switch to better schemes of the same AMC for ICICI & UTI.

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Question by ASHOK GUGGARI I am 60. I have been reading your replies on Rediff.com and getting a lot of information from them for investment in mutual funds. I need your precious opinion on the following mutual funds in my MF portfolio. Recently, I have started SIPs in SBI contra & small cap fund growth of Rs 5,000 per month in each. And iam having SIP in ICICI prudential india oprtunity and large and mid cap fund Rs 6000 in each. In icici prudential flexi fund invested Rs 13,00,000 one and half year back. Kindly advice whether to change or continue.. Ashok Guggari

Ans: Dear Ashok,

It's wonderful to hear that you've found valuable information in the responses provided. When it comes to managing your MF portfolio, it's essential to regularly review your investments to ensure they align with your financial goals and risk tolerance. Consider factors such as fund performance, investment strategy, and your own investment objectives.

Reflect on whether the funds you've chosen are still suitable for your current circumstances and long-term goals. Are they performing as expected, or are there better alternatives available? Remember, staying informed and proactive is key to optimizing your investment journey.

As you navigate your investment decisions, always keep your financial well-being at the forefront. Seeking guidance from a Certified Financial Planner can offer personalized insights tailored to your specific needs and aspirations.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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