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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Jan 06, 2021

Mutual Fund Expert... more
Lokesh Question by Lokesh on Jan 06, 2021Hindi
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I am holding these MFs from last few years with start date of SIP as mentioned below. Kindly advice whether to hold or exit any funds

MF Name Current Value Market VALUE Return Start Date
Aditya Birla Sun Life Frontline Equity Fund - Growth 135000 174000 29.27% Sep-17
HDFC Hybrid Equity Fund - Growth 62000 74000 20% Jan-18
Kotak Standard Multicap Fund - Regular Plan - Growth 48000 58000 22% Jan-18
Mirae Asset Emerging Bluechip Fund - Regular Plan - Growth 82472 117258 42% Sep-16
Motilal Oswal Multicap 35 Fund - Regular Plan - Growth 69000 77000 11% Jun-17

Ans: In Multi Cap: Uti Equity Fund-growth Plan-growth is a better option

In Large Cap: Axis Bluechip Fund - Growth is a better option

In Aggressive Hybrid: Canara Robeco Equity Hybrid Fund Regular Growth is a better option

Rest are fine.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |7028 Answers  |Ask -

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I am 🥇 ng these mfs 1.Parag parekh multi cap average invesent per month 6 to 8k in last 8 months ,return 17percent 2. 360 focused equity growth siping rs 2500 since 1.5 years return 20 percent 3. Newly started since 2 months pgim small cap return 4 percent 4. Mirae Blue chip holding 500 units sipped for 2.5 years return 73 percent at present Please advise on the future action like hold or keep investing
Ans: Firstly, it's truly heartening to see your commitment to investing and the returns you've achieved reflect that dedication. You've navigated various market conditions, showcasing resilience and an ability to adapt, which is commendable.

Looking at your portfolio, you've embraced a mix of multi-cap, focused equity, small-cap, and blue-chip funds. Each has its unique characteristics and serves a purpose in a diversified portfolio.

As for your future actions, it's essential to reflect on your investment goals. Are you investing for a specific milestone or a long-term horizon? The returns you've achieved are commendable, but what's the story behind these numbers? Understanding the 'why' behind your investments can guide your future decisions.

For your existing funds, consider reviewing their performance against benchmarks and their alignment with your goals. For new investments, ponder on whether they align with your strategy or introduce a new dimension to your portfolio.

In this journey of financial growth, it's not just about numbers but also about aligning your investments with your aspirations and values. A Certified Financial Planner can provide a holistic perspective, ensuring your investments resonate with your life's broader narrative.

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Asked by Anonymous - Nov 14, 2024Hindi
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Dear sir, I have been working in pharma segment n I have a terrible experience to share almost 5–6 companies have not settle my genuine dues of salaries and expenses. Some are almost 5–8 yrs old n the latest one is almost 75 days old. Some have some special statements written on there appointment letters, which gives them freedom , and others seem to have no concerns at all. I cannot take legal action against them as a don't have so much money. In the latest episode, my company says that they cannot give me my full n final till the time stockist does not pays his dues to the company. In this regards, I want to inform you that 1 I have no dues on the stockist 2 I have returned all my property 3 companies settlement time is of 45 days 4 after fighting so long I have received one part as salary but expenses are still held they say that they will only settle my dues when the stockist pays his pending payments. 1 I have no dues certificate from all stockists 2 And my views on this is 1 I'm not in organization now, how am I responsibile for the old payments of my time, because it's responsibility of the current staff to follow up for his secondary n payments 2 party's due on company is around rs 46000 but stockist already has non sellable goods of rs 70000 in his shelf . 3 the current staff do not meet the stockist, help in liquidation of stocks or clearing payments. Kindly help me with your detailed view in how to get my ffs from this organization as I have 1 written several times on main with no proper response. 2 I have called many times to hr n concerned managers but they repeat same thing, ie payments of one stockist Kindly help me with solution to get my ffs from this n old pharma companies. Thanks Jasvinder singh
Ans: You need legal support. Please contact senior advocate Mr. Tanoj Joshi with my reference. Search about him in LINKEDIN.
He is a very good person and he won't charge you much if you give my reference. Please give me the update. Best of luck. MAY GOD BLESS YOU. Professor...........................:)

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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