No PF Account Previously, Can I Opt Out Now?

Hello Sir, In one of your earlier answers, you have mentioned that " As per EPFO rule change as on April 2016, all inoperative accounts will be allowed to receive Interest till 58 years. So you can continue the account and not close the same". I can’t add the URL for the previous answer as Rediff is not allowing to add URLs in the response. The above statement seems to be outdated. As per FAQ page on EPF website - If no contribution is received into a PF account for 3 consecutive years the account shall not earn any interest after 3 years from the stopping of contribution. In the previous answer it was also mentioned that "It is not mandatory to withdraw within 36 months post resignation". But as per EPF website, the account will be inoperative after 3 years if no further PF contributions are made. So, if no further PF contribution after leaving job, it's better to apply for PF withdrawal before the end of the 36-month period from leaving the last job as no interest will be paid after 36 months and the account will become inoperative. Just wanted to bring this to your notice for public awareness. Thanks.

Hello Sir, I worked for a company for 2 years where my salary is 17,000Rs. The pf is deducted every month and I got my contributions when I left the job. Now, I am working in a new company for last 1 year and my salary is 25,000Rs. But pf is not deducted for last 1 year and when I supposed to ask, they said they have some issues in opening pf account for new employees like me. What should I do now? Can I file a complaint in EPFO Portal?

I worked for a company for 2 years where my salary is 17,000Rs. The pf is deducted every month and I got my contributions when I left the job. Now, I am working in a new company for last 1 year and my salary is 25,000Rs. But pf is not deducted for last 1 year and when I supposed to ask, they said they have some issues in opening pf account for new employees like me. What should I do now? Can I file a complaint in EPFO Portal?

We are a Private Limited Company with an employee strength of 60, and we strictly follow all PF rules. As per the applicable salary criteria, we contribute to the Provident Fund wherever required. Recently, we discovered that an employee who joined our company two years ago has an existing UAN linked to their Aadhaar. However, at the time of joining, the employee declared in Form 11 that they did not have a PF account. Based on this declaration, we did not contribute to their PF account. Now, the employee states that they were unaware of their PF account, and the UAN linked to their Aadhaar is currently inactive. Furthermore, they do not wish to activate their PF account. Given this situation, should we present Form 11 as valid proof for non-contribution, or are there any corrective actions required to comply with PF regulations? Kindly guide us on the appropriate steps to take in this matter.

Hello, I am presently 65 years old and currently retired from service for the last 5 years. At the time of retirement I have withdrawn the entire balance from the PF and EPS accounts. I have been offered a full time employment position once again by a new company which is different from the last company where I was working, Can I opt out of the PF scheme when I join this new company ??