Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on Aug 28, 2023

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more

Question by Ajmal on Jun 05, 2023Hindi

Money

I have PFC share at Rs.161/- what to do ?

Ans: Hold for longer term !

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Ajit Mishra | Answer |Ask -Follow

Answered on Dec 08, 2020

Question by prrithvirajjagtap - Dec 08, 2020Hindi

Money

Hi Sir I am Prithvvi Hope u doing well. I am holding following share plz guide me what should I do?

1)Aarti Drugs 168 @2902.44 - Hold

2) Adani Green 1500 @425.56 - Exit

3)AjantaPharma 330 @1586.11 - Hold

4)Bandhan Bank 1020 @286 - Hold

5)Dr Reddys Lab 43 @4793 - Hold

6)Hindusthan liver 51 @2127 - Hold

7)RELIANCE IND 139 @2101 - Hold

8)Yes Bank 9600 @14.95 - Exit

9)SBI 3801 @188 - Hold

10)Vishal Fabrics 1156 @305.05 - Exit

11) TCS 150 @2260.57 - Hold

12) IDFC FIRST Bank 3562 @32.20 - Exit

Plz suggest me sir

Jigar Patel | Answer |Ask -Follow

Stock Market Expert - Answered on Jun 05, 2023

Question by Ajmal - Jun 05, 2023Hindi

Money

I have pfc share at 161 what to do?

Ans: book partial profits

Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on Feb 03, 2024

Question by SINGH - Jan 27, 2024Hindi

Money

I HAVE HDFC 241 SHARES @1550 WHAT TO DO

Ans: Hold it for longer term

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Apr 04, 2024

Question by Binod - Mar 29, 2024Hindi

Money

I have 240 shares of HDFC @1510 What to do ??

Latest Questions

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Asked by Anonymous - Jan 24, 2025Hindi

Money

Hi Teams, my age 30, I start investing Mutual fund , Icici prudential Blue chip fund 3k, motilal oswal midcap 2k, zerodha Mid and large 250 ELSS 1.5 k monthly investing, kindly any expert please let me know, is this correct way for 10 year investment

Ans: Hello;

This is good to beginwith.

But you should step up your monthly sip every year commensurate with hike in your income and alao also some portion of the annual bonus may be used for lumpsum investment.

Happy Investing;
X: @mars_invest

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Shailesh - Nov 06, 2024Hindi

Money

Hi, This is Shailesh Prasad. I have a PPF account with SBI and was extended for two blocks of 5 years, after initial period of 15 years. The last block of 5 years have matured in Mar2023. Now the SBI wants me to close the account, and i want to continue the account without any contribution, since not done last year, till the time i require the monies. I had heard that the account can be continued without contribution for the desired period. Your view

Ans: Hello;

You can extend the PPF account without contribution for a block of 5 years after maturity(15 years).

However you need to inform the bank through submission of form-4, about the extension within one year after maturity.

In the absence of this, the bank is well within its scope to mandate account closure.

Best wishes;

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Venugopal - Jan 21, 2025Hindi

Money

Hi Pls tell me if my portfolio is right I'm 23 yrs old I started investment in SIP from past one month and I'm aiming for long term gains like 15 years Sbi contra fund -2k Motilal Oswal midcap -2 K Sbi tax saver - 2K Kindly tell me if it's good enough

Ans: Hello;

You may choose following type of funds for long term horizon:

1. ELSS fund (you already have)
2. Flexicap fund
3. Large and Midcap fund

You may select any fund from the top quartile of the respective fund categories.

Happy Investing;
X: @mars_invest

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Asked by Anonymous - Jan 24, 2025Hindi

Money

Hi .. I am 36 years old married , so far no family planning. I am employed in private sector 12 Lakh P.Annum . I want to invest in market for my retirement purpose.which can give me return 50k per month when i am 48 years .so please advise Goods return investments plan .I don't holding any loan ,staying in own house.

Ans: Hello;

You may begin a monthly sip of 40 K into a combination of pure equity mutual funds (50% flexicap; 50% Large and Midcap fund)

It may grow into a corpus of 1.29 Cr after 12 years assuming modest return of 12%.

If you annuitize this corpus, it may deliver you a post-tax monthly income of 50 K+ as desired.

Please consider inflation and other family responsibilities before making the retirement decision.

Hope you have adequate term life cover.

Happy Investing;
X: @mars_invest

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Sanjay - Jan 23, 2025Hindi

Money

What's your opinion regarding buy or stay cool for mutual fund in this turmoil market ?

Ans: Hello;

Continue your sip's and do lumpsum at every big fall if you have a long-term horizon (10 yr+), into pure equity funds.

For shorter horizons (3-5 yrs) use balanced advantage and multi asset allocation funds.

Continuing your investments despite market volatility is the coolest thing to do except for those whose goals are nearby.

This is not first time markets are correcting. In fact Mr. Market is giving an opportunity to all those who missed the upwave earlier.

Happy Investing;
X: @mars_invest

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Asked by Anonymous - Jan 22, 2025Hindi

Money

Hi Sir, my age is 34. I need your assistance to evalute and guide me in right direction. I am salried working in IT. I have personal loan of 20L (50K emi), plot loan 4.9L (10k emi), hand loan 5L and Gold loan 6L. I have a plot valued ~18L, another land Valued around 40L, and one more valued around 20L. Doing SIP of 7L in Axis bluechip MF(1.6L total value now) , 5K in small cap. Got around 13L in PF as of now. Got 90k in stocks ( all blue chip) Paying 35K rent. Now i am planning to buy a land and build a house in my hometown. Should i be considering closing loans first or build a house? Should i look at selling property to close loans? Kindly suggest.

Ans: Hello;

It is fiscally prudent to close existing loans first.

Yes selling real estate property to close the outstanding loans is better option.

Best wishes;
X: @mars_invest

Milind Vadjikar |894 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 24, 2025

Question by Shaurya - Jan 23, 2025Hindi

Money

Hi sir, how can i seek professional guidance from you for medical cover and financial planning

Ans: Hello;

You may share your issue here.

Best wishes;
X: @mars_invest

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Question by Meera - Aug 29, 2024Hindi

Money

I HAVE 200 SHARES AS ON 1995 OF JINDAL VIJAYNAGAR STEEL LTD. NOW IT WILL BE HOW MANY SHARES OF jsw STEEL LTD

Ans: When Jindal Vijaynagar Steel Ltd merged with Jindal South West (JSW) and became JSW Steel Ltd, the conversion ratio was 1:16. This means for every share of Jindal Vijaynagar Steel Ltd, you received 16 shares of JSW Steel Ltd.

So, if you had 200 shares of Jindal Vijaynagar Steel Ltd, you would now have 3,200 shares of JSW Steel Ltd

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Question by REVATI - Dec 19, 2024Hindi

Money

How long will this bear market continue ? What is the reason for present volatility ?

Ans: Bear markets can be quite unpredictable, but historically, they've lasted around 9.5 months on average. However, this can vary significantly, with some lasting as short as a few months and others extending over a year. Reason for present volatility is as follows:
1) Change in GDP growth and Inflation uncertainty
2) High Interest Rates
3) Geopolitical Events
4) Bad market sentiments due to higher taxes and valuation concerns
5) Low corporate earnings

Samraat Jadhav |2178 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 24, 2025

Question by sarbjit - Dec 12, 2024Hindi

Money

What is future of OLA

Ans: the future is not looking good:
Companies with growing costs YoY for long term projects
Annual net profit declining for last 2 years
Expensive Valuation
High promoter stock pledges

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x