Retiree with 50 Years Old, 9 Years of Service: How to Draw Pension in Full or Merge With Old PF Account?

Ans: Claiming Pension from Two PF Accounts:

Separate Claims: Unfortunately, merging separate PF accounts is currently not possible. However, you can apply for pension benefits separately from both accounts.
Eligibility: Based on your age and service time, you seem eligible for the Employees' Pension Scheme (EPS) pension from both accounts. You likely need to complete 10 years of service under EPS to be eligible.

Process:

Gather Documents: Collect your PF account passbooks/statements and UANs (if linked). If you don't have UANs, get them activated for each account.

Contact EPFO Offices: Locate the EPFO offices responsible for your areas based on your last place of employment in each company. Visit or contact them (phone/email) and explain your situation. Provide your UANs or PF member IDs for faster processing.

Claim Forms: The EPFO officials will guide you on the specific claim forms for each account. Fill them out accurately and submit them with required documents.

Ans: You may need your ex employer's letter alongwith eps scheme certificate to transfer and link it with your UAN

Ans: No.

The pension(EPS) amount is withdrawable only if the employee's service period is less than 10 years.

Ans: Hello;

Your case is peculiar therefore I recommend you to please consult a lawyer specializing in labour/EPF laws or an EPF consultant for help regarding your issue.

Best wishes;