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Can I Withdraw My Pending PF Without a UAN or Employer's Signature?

Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 02, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more
Praveen Question by Praveen on Dec 02, 2024Hindi
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HI, I have a Pending PF which i want to withdraw. Since i left my Job in 2012, I don't have UAN Number. I have the PF number details. Can i withdraw online? what is the process ? else for Offline, can i do without signoff from employer as not sure where to get the signature from.

Ans: Hello;

In the absence of UAN, online withdrawal is not possible. You may download the composite claim form, fill it with all the required particulars, enclose necessary document copies and submit it to the EPFO office where your pf account was maintained.

If it is a non-aadhaar based composite claim form then you may be required to attest your identity through bank manager, magistrate or gazetted officer for verification.

After this you may expect to receive your funds within 3-4 weeks.

Best wishes;
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

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Asked by Anonymous - Dec 13, 2023Hindi
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Hi, I am 56 yrs old man and want to withdraw my pf which was earned long back in 2011-12 when the system was not online connected. Now the problem is that my KYC is not updated and employer is also not in place. So kindly suggest that how can I get it done
Ans: If your KYC is not updated and your previous employer is not available, you may face challenges in withdrawing your PF. However, you can take the following steps to resolve the issue:

Contact EPFO: Reach out to the Employees' Provident Fund Organisation (EPFO) for guidance and assistance. They may provide you with information on the necessary steps to update your KYC and facilitate the withdrawal process.

KYC Update: Update your KYC documents such as Aadhar card, PAN card, bank account details, etc., through the EPFO portal or by visiting the nearest EPFO office. This will authenticate your identity and facilitate the withdrawal process.

Claim Process: Initiate the withdrawal process through the EPFO portal by submitting the required forms and documents. You may need to provide details such as your PF account number, personal information, employment history, etc.

Legal Assistance: If you encounter difficulties in the process or require legal guidance, consider consulting a lawyer who specializes in PF and employment-related matters. They can provide you with personalized advice and assist you in resolving any legal issues.

Follow-up: Stay proactive and follow up regularly with EPFO officials to track the progress of your withdrawal request and address any issues that may arise during the process.

Seek Employer's Assistance: If possible, try to locate your previous employer or their authorized representative who can assist you in the KYC update and withdrawal process. They may have records or information that could facilitate the process.

Remember to exercise patience and persistence throughout the process, as resolving issues related to PF withdrawal may take time.

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Moneywize

Moneywize   | Answer  |Ask -

Financial Planner - Answered on Jul 05, 2024

Asked by Anonymous - May 22, 2024Hindi
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I have resigned from my company. Please advise about how I can withdraw my PF amount. The company from which I resigned has given me an inactive UAN? How do I solve my problem?
Ans: To withdraw your Provident Fund (PF) amount, follow these steps:

Step 1: Activate Your UAN

1. Visit the EPFO Member Portal:

• Go to EPFO Member Portal.

2. Activate UAN:

• Click on “Activate UAN”
• Enter your UAN, Member ID, Aadhaar, PAN, Name, Date of Birth, Mobile Number, and Email ID.
• Click on “Get Authorisation PIN” and enter the PIN received on your mobile to activate your UAN.

Step 2: Check Your PF Balance

1. Login to UAN Member Portal:

• Use your UAN and password to log in.

2. View Passbook:

• Go to the “View Passbook” section to check your PF balance.

Step 3: Update KYC Details

1. Update KYC Information:

• In the UAN portal, go to “Manage” > “KYC”.
• Update your Aadhaar, PAN, Bank details, and other KYC information.
• Ensure your KYC details are verified by your employer.

Step 4: Submit Withdrawal Claim

1. Online Withdrawal:

• Once your KYC details are updated and verified, go to “Online Services” > “Claim (Form-31, 19 & 10C)”.
• Verify your bank account details and click on “Proceed for Online Claim”.
• Select the type of claim you need (full PF settlement, pension withdrawal, etc.).
• Fill in the necessary details and submit the claim.

2. Offline Withdrawal (if Online isn't possible):

• Download Form 19 (for PF withdrawal) and Form 10C (for pension withdrawal) from the EPFO website.
• Fill out the forms and attach necessary documents (Aadhaar, PAN, cancelled cheque, etc.).
• Submit the forms to the regional EPFO office or through your previous employer.

Troubleshooting Inactive UAN Issues

1. Contact EPFO:

• If your UAN is inactive, contact EPFO through their helpline number or email.
• You can also visit the nearest EPFO office for assistance.

2. Employer Assistance:

• Contact your previous employer’s HR department to activate your UAN and update your details.

By following these steps, you should be able to successfully withdraw your PF amount. If you encounter any issues, visiting the EPFO office for direct assistance is a good option.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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