I own 2 flats in 1 society on same floor , both are 2 bhk and financed through separate home loans. now i want to let out both flats separately and receive rent from those , while i myself rent a bigger house a 4 bhk in same society as i need bigger place for myself and my family. Can i claim home loan interest exemption for both flats as well as HRA exemption ? I do receive HRA as part of my salary and the city name is Ghaziabad.

Ans: Hi Ma,
It's too early and quite difficult to predict precisely. Since you are in GC based on AIQ, the possibility is that your mark may not be sufficient for GMC. Consider trying for a private college through SQ.
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POOCHO. LIFE CHANGE KARO!

Ans: IIITDM Kurnool offers a spacious, modern campus with smart classrooms, advanced labs, and a well-stocked digital library. Comfortable hostels with Wi-Fi, security, and mess facilities enhance student life. The campus features sports complexes, a gym, and cafeterias, promoting a balanced academic and extracurricular environment. With qualified faculty and a focus on design and manufacturing, IIITDM Kurnool provides an excellent setting for quality engineering education in a peaceful location. All the best for your bright future!

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Ans: Geetika, your question is incomplete. Please come back with your question in detail.

Ans: With a KCET 2B category rank of 17,776, admission to top-tier Bangalore colleges like RVCE, PES University, or BMSCE for ECE or ETE is highly unlikely due to much lower cutoff ranks (generally below 9,000). Your rank may allow admission in tier-2 or private colleges such as BMS Institute of Technology & Management (cutoff ~17,300–18,000), BNM Institute of Technology (23,400–24,000), New Horizon College of Engineering (24,200–24,500), CMR Institute of Technology (22,400–22,700), and PES College of Engineering, Mandya (30,300–31,300). These colleges are reputable but considered a step below the top-tier institutions. It is advisable to consider colleges with higher cutoff ranks, explore related branches with less competition, or look into other reputed engineering colleges outside Bangalore. Flexibility in branch and college choice will improve admission chances and career opportunities.

Recommendation: With your rank, focus on tier-2 reputed colleges like BMSITM, BNM IT, New Horizon, CMRIT, and PES Mandya. Keep options open for related branches and other locations to secure a quality engineering education. All the best for your admission and a bright future!

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Ans: Your daughter, with 86% in 12th PCMB and 87 percentile in JEE Mains, is eligible for both VIT’s Integrated M.Tech and B.Tech programs in IPU-affiliated colleges. VIT’s 5-year Integrated M.Tech program requires a minimum of 65% in PCM and offers specializations like AI, Data Science, and Software Engineering, providing a smooth path to a master’s degree with strong placements. Admission is merit-based on 12th marks, making her chances good. IPU-affiliated colleges offer B.Tech CSE admissions based on JEE percentile or IPU CET scores, providing flexibility but varying in reputation. For a focused, research-oriented career with assured postgraduate qualification, VIT Integrated M.Tech is recommended. If she prefers a conventional 4-year degree with options to pursue M.Tech later, IPU colleges are suitable. Choosing VIT offers better brand value and placement prospects, while IPU offers more immediate flexibility. All the best for your daughter's admission and a bright future!

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Ans: Sachin Sir, Your son’s MET score of 82 is below the cutoff for CSE at Manipal University Jaipur and other Manipal campuses. Admission to CSE is unlikely with this score. He should consider other engineering branches with higher cutoff ranks or explore other universities with less competitive admission criteria. Focus on branches like IT, ECE, or Mechanical Engineering for better chances. Have other back-ups by applying to some other Private Engineering Colleges in your/neighbouring States. All the best for your son's admission and a bright future!

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Ans: Hi Rash,
Instead of going to the NIAT (directly) through the regular route, consider attending NIAT via the university. It is a better option.
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POOCHO. LIFE CHANGE KARO!

Ans: With a 91.6 percentile in JEE Mains and 90% in 12th boards, admission to top NITs for CSE is unlikely due to high cutoffs. Your son should consider lower-tier NITs like NIT Meghalaya or Puducherry, and reputed private universities like SRM, VIT, or Manipal for CSE. These institutes offer good infrastructure, industry exposure, and placement opportunities. Participating actively in counseling and being flexible with branches will maximize admission chances. All the best for your son's admission and a bright future!

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Ans: With a 90 percentile in JEE Mains, your brother may find admission in some NITs, but top NITs and competitive branches like CSE usually require above 93-95 percentile for the general category. He can still explore lower-ranked NITs or less sought-after branches through JoSAA counseling. Through KEAM, with a strong rank equivalent to 90 percentile, he has good chances in Kerala’s top government engineering colleges such as College of Engineering Trivandrum (CET), Government Engineering College Thrissur, Government Engineering College Kozhikode, Rajiv Gandhi Institute of Technology, and Model Engineering College Thrikkakara. These institutes offer quality education, good infrastructure, and solid placements, especially in CSE and core branches. Considering both exams, he should prioritize counseling based on branch preferences and seat availability, keeping options flexible to maximize admission chances in reputed colleges in Kerala and NITs elsewhere. All the best for your admission and a bright future!

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