Need to withdraw my old PF

Ans: If your KYC is not updated and your previous employer is not available, you may face challenges in withdrawing your PF. However, you can take the following steps to resolve the issue:

Contact EPFO: Reach out to the Employees' Provident Fund Organisation (EPFO) for guidance and assistance. They may provide you with information on the necessary steps to update your KYC and facilitate the withdrawal process.

KYC Update: Update your KYC documents such as Aadhar card, PAN card, bank account details, etc., through the EPFO portal or by visiting the nearest EPFO office. This will authenticate your identity and facilitate the withdrawal process.

Claim Process: Initiate the withdrawal process through the EPFO portal by submitting the required forms and documents. You may need to provide details such as your PF account number, personal information, employment history, etc.

Legal Assistance: If you encounter difficulties in the process or require legal guidance, consider consulting a lawyer who specializes in PF and employment-related matters. They can provide you with personalized advice and assist you in resolving any legal issues.

Follow-up: Stay proactive and follow up regularly with EPFO officials to track the progress of your withdrawal request and address any issues that may arise during the process.

Seek Employer's Assistance: If possible, try to locate your previous employer or their authorized representative who can assist you in the KYC update and withdrawal process. They may have records or information that could facilitate the process.

Remember to exercise patience and persistence throughout the process, as resolving issues related to PF withdrawal may take time.

Ans: The error code with a number you received during your PF withdrawal indicates an issue with your application. Unfortunately, without knowing the specific code, it's difficult to pinpoint the exact problem.

Here's how you can proceed:

Identify the Error Code: Look for the error code mentioned in the rejection message. It might be a short numeric code (e.g., 034).

Find the Meaning: There are two main resources to decipher the error code:

• EPFO ECR Error Codes List: This list provides the meaning for various error codes related to Electronic Challan Return (ECR) which is used by companies to submit employee contribution details to the EPFO. You can find it here: [EPFO ECR error codes ON epfindia.gov.in]
• EPFO Annexure 2 Error Codes List: If the error is related to issues with your personal details, this list might be helpful. You can find it here: [EPFO annexure 2 error codes ON epfindia.gov.in]

Resolve the Issue: Once you understand the error code's meaning, you can address the problem. Common reasons for PF withdrawal rejection include:

• Incorrect Bank Details: Mismatched account number, IFSC code, or bank name can lead to rejection. Double-check these details before resubmitting.
• Date Discrepancies: Dates like joining date, exit date, or DoB might have errors. Ensure they are accurate and in the correct format (dd/mm/yyyy).
• Incomplete Information: Missing details like reason for leaving can cause issues. Fill out all required fields.
• Resubmit the Application: After rectifying the error, resubmit your PF withdrawal application online.
• Contact EPFO Helpdesk: If you're still facing issues or need further assistance, you can contact the EPFO through their grievance portal https://epfigms.gov.in/grievance/grievancemaster or call their toll-free number: 1800-118-0055.

Ans: Hello;

You mau fill form-19 and submit it to EPFO for withdrawal of PF.(Online or in person)

EPS withdrawal is not allowed after completing 10 years of non- interrupted service and contribution.

You may opt for reduced pension after completing 50 or regular pension after completing 58.

Best wishes;