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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Aug 02, 2021

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Question by Saroj on Aug 02, 2021Hindi

Money

My monthly SIPs are as follows:

1. Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 13000 pm

2. Mirae Asset Tax Saver Fund Direct Growth Growth - 1000 pm

3. ICICI Prudential Bluechip Fund - Direct Plan - Growth 1000 pm

4. ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth 1000 pm

5. SBI Blue Chip Fund - Direct Plan - Growth -1000 pm

6. UTI Flexi Cap Fund -DIRECT Growth - 2000 pm

7. Canara Robeco Emerging Equities - Direct Growth 3500 pm

8. Axis Long Term Equity Fund (ELSS) DIRECT GROWTH 4000 pm

9. HDFC Flexi Cap Fund Direct Plan Growth 1000 pm

10. PGIM India Global Equity Opportunities Fund - Direct Plan - Growth 1000 pm

11. Quant Active Fund Direct Growth 1000 pm

[Note: item no 2, 10, and 11 just started. Others are running for min 3 years]

My age is now 47.

Please scrutinize them and give me your valuable suggestions.

Waiting for your reply.

Ans: Funds are good but too many funds are there in portfolio, exit from 4 and 9 rest is fine.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Kindly suggest your opinion on this. I have the following monthly SIPs: ADITYABSL MNC GR - 1000 BARODA BNP PAR MID CAP FUND GR - 3000 KOTAK EMERGINGEQUITY GR - 3000 SUNDARAM MID CAP GR - 2000 DSP SMALL CAP GR - 10000 L&T EMERGING BUSI RP GR -4000 QUANT SMALL CAP GR - 5000 MAHINDRA TOP250 NIV YOJ REG GR - 7500 UNION FLEXI CAP FUND - GROWTH - 5000 ADITYABSL PURE VALUE (G) - 1000 ICICI PRU FOCUSEQ (G) - 7500 INVESCOINDMULTICAP (G) - 1000 One Time investments: IDFC LARGE CAP (G) - 250000 UTI MASTERSHARE (G) - 250000 HDFC FOCUSED 30 (G) – 250000

Ans: All your funds are decent, however, TOO many. Restrict yourself to 3-5 funds not more than that!

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Head, Rank MF - Answered on Jun 13, 2022

Question by Naushad - Jun 13, 2022Hindi

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I am 34 and recently started the following SIPs per month. Need your guidance for the same. (a) Mirae Asset Large Cap Fund Direct growth - 2000/- (b) Tata Digital India Fund Direct growth - 1000/- (c) Axis Midcap direct plan growth - 1000/- (d) SBI small cap fund direct growth - 1000/- (e) ICICI PRUDENTIAL Technology direct plan growth - 1000/- (f) BOI AXA small cap fund direct growth - 500/-

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Head, Rank MF - Answered on Jan 07, 2022

Question by Sharath - Jan 07, 2022Hindi

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My monthly SIPs are listed below. I have been investing since last year in these funds. Kindly review and let know if anything needs to be changed. I also want to invest Rs 2 lakh surplus that I have; I am looking at horizon of 5-6 years. Kindly advise. Mutual Funds Plan type HDFC Mid-Cap Opportunities Fund Regular Growth Canara Robeco Equity Regular Growth SBI Blue Chip Fund Regular Growth Axis Midcap Fund Growth Kotak Small Cap Fund Growth DSP Quant Fund Regular Growth Motilal Oswal MultiCap35 Fund Regular Growth

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It's better to do an STP of 3-6 months instead of putting all the money at once via a lumpsum.

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Question by saatvik - May 12, 2021Hindi

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Sir following are my SIPs per month. Kindly advice. 1. Nippon india value fund- Rs. 2000/- 2. Tata Equity P/E fund- Rs. 2000/- 3. Axis focus 25 direct plan fund- 1000/- 4. Mirae asset large cap-1000/- 5. SBI equity hybrid- 500/- 6. HDFC mid cap opportunity- 500/- 7. L&T business emerging- 500/- 8. PGIM india global equity opportunity- 500/- 9. DSP world gold fund- 500/- 10. HDFC small cap- 500/- 11. Tata India Pharma& healthcare- 500/- 12. SBI bluechip- 500/- 13. SBI focus equity- 500/- 14. SBI banking and services- Rs. 500/-

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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