Hi, I'm 26 year old. I want to build a Corpus of 10 CR, which includes buying a home in 5 years and marriage and children education and also retirement.

I'm having investment in the following in monthly wise 

1) NPS TIRE 1 2500 Rs

2) NPS TIRE 2 2500Rs

3) postal office PLI 3500 RS 

4) SBI Focused equity 1000 Rs

5) health insurance 675 Rs

6) term insurance 2300 Rs

I want your suggestion on investing in MFs which includes tax saving also as I fall under 30% bracket with annual CTC 13LPA. I can invest another Rs 15k per month.

Ans: Dear Anonymous,
Maybe it's time for you to revive your work life. That will give you a sense of financial independence and also you will be able to spend money on things that you feel like. It will also rekindle your confidence. Find some help at home so that the children are taken care of OR work from home. This will open up a lot of possibilities for you.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Dear Anonymous,
Go, travel, see the world! You have that luxury with no one back home to stop you...explore the world and you will find yourself...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Hello;

You need to contact the investor assistance cell of JSW Steel.

Also you will need a demat account to get the shares in demat form.

Follow the instructions as provided by JSW Steel investor cell.

JSW is the new name of Jindal Vijaynagar Steel.

Best wishes;

Ans: Dear Anonymous,
You are 34! Maybe it's time to take decisions for yourself? And to actually be careful what will happen to his father is sadly a form of soft blackmail. What exactly does your boyfriend have to say about all of this? Does he have any thoughts on how to be married to you or is he going to wait until his father comes around? I would really want you to know what's going on in your boyfriend's mind. It will tell you a lot..

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Hello;

You can't withdraw NPS corpus at this age.

If you insist for withdrawal then 80% will go into annuity and only 20% will come to you.

But NPS is much better compared to any pension plan of any insurance company.


So continue with NPS is my suggestion.

Best wishes;
X: @mars_invest

Ans: Dear Anonymous,
As a mother you are only trying to protect your son. So, find what you can on this woman and yes, your son needs to be shown that he is just being played and is another one of her 'boys'. Maybe then he will come to his senses. In the meantime, as a family try to surround him with love and a lot of care. He is only experimenting outside by rebelling at home OR he could very well be searching for some validation and attention outside. Give that attention to him at home and that will help him circle right back.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Dear Anonymous,
if you live your life with ifs and buts, that's exactly how your life will turn out; always tentative and with a lot to worry about. Does your past define how things must be now for you? You have changed and also know how to handle things when they don;t go your way. So, no point in doubting things and wondering if they are meant for you or not. It's matter of moving ahead with confidence and also understanding that not everything will work but somethings will and that's good enough. So, be out there and I am sure that someone like-minded will hit it off with you.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Yes, you can move forward with a Bachelor of Dental Surgery (BDS). However, to practice and obtain a license, you need to follow the guidelines of the respective country. For example, in the United States, licensure requirements are established by the state board of dentistry, also known as the board of dental examiners or licensing board. While these requirements vary by state and territory, all licensure candidates must meet three basic criteria: educational requirements, a written examination, and a clinical assessment.

1. **Educational Requirement:**
Nearly all states require a Doctor of Dental Surgery (D.D.S.) or a Doctor of Medicine in Dentistry (D.M.D.) degree from a dental education program accredited by the Commission on Dental Accreditation (CODA).

2. **Written Examination:**
All U.S. licensing jurisdictions require applicants to pass the Integrated National Board Dental Examination (INBDE). This examination, developed in response to changes in educational curricula and instructional methods, was launched in August 2020 and replaced the National Board Dental Examination (NBDE) Parts I and II.

3. **Clinical Assessment:**
Most U.S. licensing jurisdictions require applicants for dental licensure to undergo a clinical assessment. Many state boards of dentistry rely on third-party testing agencies to administer this assessment, and acceptance varies by state and territory.

To migrate to a specific country, be sure to collect detailed information from the respective health department's website.
All the best.

Poocho. Life Change Karo!

Ans: Hi Sir,

Don't worry. First, it's important to counsel him.

The health sector is a promising field, which is why I believe your son is so determined to appear for the NEET exam, even though this will be his fourth attempt. It’s natural for him to feel a bit worried. I think he needs to reflect on why he hasn't been able to succeed so far. It's crucial for him to analyze where the problems lie. For example, if he's struggling with chemistry, he should focus more on that subject, as well as the others he finds challenging.

He has a lot of homework to do, including taking mock tests and learning effective strategies rather than just simple ideas.

I have one question: Has he enrolled in any study or coaching center for NEET preparation? If so, it would be beneficial to discuss ways to improve his performance.
If he has prepared himself, kindly approach the best coaching center near your area. For more information about us, you can contact the admin.

Poocho. Life Change Karo!