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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 09, 2022

Mutual Fund Expert... more

Question by Guru on Dec 09, 2022Hindi

Money

Hi, I'm 26 year old. I want to build a Corpus of 10 CR, which includes buying a home in 5 years and marriage and children education and also retirement.

I'm having investment in the following in monthly wise

1) NPS TIRE 1 2500 Rs

2) NPS TIRE 2 2500Rs

3) postal office PLI 3500 RS

4) SBI Focused equity 1000 Rs

5) health insurance 675 Rs

6) term insurance 2300 Rs

I want your suggestion on investing in MFs which includes tax saving also as I fall under 30% bracket with annual CTC 13LPA. I can invest another Rs 15k per month.

Ans: Please let know the duration for each goal.

Rs 15K in 5 years can create a corpus of Rs 12.7 lakh

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Ganesh - Jul 21, 2022Hindi

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I am retired and will be getting pension of about Rs. 50000 per month I would like to invest Rs. 30,00,000 in MFs to a) Protect and grow the capital b) Generate regular income c) Save tax Kindly suggest MFs in which I can invest.

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I am having MF investments of about Rs 43K per month and wish to invest Rs 20K more from next month. Please suggest suitable MFs so that I can create the maximum corpus by retirement. At present, I have invested in: AB Sun Life Frontline Equity Fund -- Growth HDFC Mid-Cap Opportunities Fund -- Regular Plan, Growth ICICI Prudential Banking and Financial Services ICICI Prudential Bluechip Fund -- Growth Kotak Flexicap Fund -- Growth Mirae Asset Large Cap Fund -- Growth Nippon Large Cap Fund -- Growth SBI Blue Chip Fund -- Regular Plan, Growth

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I am 35 years old. I want to build a corpus of 1-2 crore over a period of next 20 years. I'm ready to invest 15000 per month. Could you please suggest some mf where I could invest and reach my goals? Which all the below funds will do. Large Cap funds: Axis Bluechip Fund Canara Robeco Bluechip Equity Fund Small Cap funds: Axis small cap Sbi Small Cap fund Nippon India Small Cap Index Fund HDFC Index S&P BSE Sensex Fund UTI Nifty 50 Index Fund Mid Cap PGIM India Midcap Opportunities Fund Axis mid cap fund

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As an additional recommendation, I recommend adding on yearly sip amounts in order to attain your goal as soon as possible.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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