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Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Oct 06, 2022

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more

Question by sumit on Oct 06, 2022Hindi

Money

I am 35 years old. I want to build a corpus of 1-2 crore over a period of next 20 years. I'm ready to invest 15000 per month. Could you please suggest some mf where I could invest and reach my goals?

Which all the below funds will do.

Large Cap funds:

Axis Bluechip Fund
Canara Robeco Bluechip Equity Fund

Small Cap funds:

Axis small cap
Sbi Small Cap fund
Nippon India Small Cap

Index Fund

HDFC Index S&P BSE Sensex Fund
UTI Nifty 50 Index Fund

Mid Cap

PGIM India Midcap Opportunities Fund
Axis mid cap fund

Ans: Hi Sumit. It appears that you have conducted thorough research on the mutual fund market. All schemes are finely selected. While creating your portfolio, I would suggest AMC diversification along with category diversification.

As an additional recommendation, I recommend adding on yearly sip amounts in order to attain your goal as soon as possible.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Ans: Monthly SIP amount of Rs 27500 will be required to achieve the targets:

Below are few funds that can be considered for creating a corpus of Rs 1.5. Crs in 15 years

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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