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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 21, 2022

Mutual Fund Expert... more

Question by Ganesh on Jul 21, 2022Hindi

Money

I am retired and will be getting pension of about Rs. 50000 per month I would like to invest Rs. 30,00,000 in MFs to

a) Protect and grow the capital

b) Generate regular income

c) Save tax

Kindly suggest MFs in which I can invest.

Ans: Sir, if all 3 is must than 3 different portfolio needs to be constructed.

a) Short term Debt funds with SWP

b) Hybrid with SWP

c) ELSS -- This will have a lock-in of 3 years.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Head, Rank MF - Answered on Apr 22, 2022

Question by Siddhi - Apr 22, 2022Hindi

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I am 25 years old. I am planning to invest 10k per month in MF. I earn around 30,000. Please suggest me the various MFs in which I can invest for a minimum term of 3 years.

Ans: You may invest Rs. 2500 each in these funds:

DSP Focused Fund – Growth
UTI Flexi Cap Fund – Growth
Samco Flexi Cap Fund – Growth
Parag Parekh Flexi Cap Fund – Growth

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Head, Rank MF - Answered on Dec 14, 2021

Question by Nadeem - Dec 14, 2021Hindi

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I want to start investing in MFs. I am a student. I can invest Rs 5,000 per month in any good MF to get 15-16 per cent returns. I want to remain invested for around three years. My goal is to collect Rs 5 lakh at the end of the third year. Please suggest the best MF. And also suggest the best platform to do this.

Ans: Rs 5,000 per month for three years will not be sufficient for a corpus of Rs 5 lakhs.

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Head, Rank MF - Answered on Mar 17, 2020

Question by N - Mar 17, 2020Hindi

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I am 46 Years old. I have not started investing in MFs so far. I want to start investing 6K - 8K for now & increase 10 per cent every year for 10 years. & withdraw the money after my retirement in 14 years. Which MF should I invest so that I can maximise my returns for my retirement funds? Kindly guide me so that I can start at least now.

Ans: Equity schemes are best suited for creation wealth in long run and the suitable schemes are as under (Can start SIP of Rs. 1500-Rs. 2000 in each of these 4 funds)

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Head, Rank MF - Answered on Sep 15, 2022

Question by Srini - Sep 15, 2022Hindi

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I am 52 years old and can invest Rs 50,000 per month. Want to create some retirement fund. Could you please advise me which MFs I should invest in?

Ans: A basket of Diversified Equity Fund and Hybrid should be considered (all growth options):

Parag Parikh Flexi-cap fund
Samco Flexi Cap Fund
Edelweiss Balanced Advantage Fund
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Nikunj Saraf | Answer |Ask -Follow

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Question by Sai - Oct 10, 2022Hindi

Money

Hello Nikunj - I am 40 and wish to start investing in MFs. I can invest up to 1.3 lakh per month. My aim is to continue investing it for next 5 years and have maximum returns. My risk appetite is moderate to high. Please advise which funds I should look at.

Ans: Hello Sai Kumar. Thanks for discussing your requirements. I recommend investing in the following schemes based on all factors:

Quant Flexi Cap Fund -- 40000
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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