I'm 21 years old in India and already wasted my btech.. i wanna help my parents in earning money and buy a house and live before they marry me to someone by 23 ..

Ans: What is your age

Ans: It's admirable that you want to take responsibility for your education expenses. There are several ways you can earn money as a college student. Here are some suggestions:

Part-Time Jobs: Look for part-time jobs that allow you to balance work and study. Many businesses, especially those near college campuses, offer flexible hours for students. This could include working in retail, food service, or as a receptionist.

Freelancing: If you have skills in writing, graphic design, programming, or other areas, you can offer your services on freelancing platforms like Upwork, Fiverr, or Freelancer. This allows you to take on projects as your schedule permits.

Online Tutoring: If you excel in a particular subject, consider offering tutoring services to other students. You can do this online or even on your college campus.

Internships: Seek out internships related to your field of study. Some internships are paid, and even if they are not, the experience gained can be valuable for your future career.

Remote Work: With the rise of remote work opportunities, you may find online jobs that allow you to work from home. This could include tasks such as data entry, virtual assistance, or customer service.

Sell Items Online: If you have items you no longer need, consider selling them online through platforms like eBay, Facebook Marketplace, or local selling apps.

Participate in Research Studies: Some universities or research institutions may pay participants for taking part in research studies. Check with your college's psychology or research departments for opportunities.

Create and Sell:

If you're creative, consider creating and selling crafts, artwork, or handmade goods.
If you're tech-savvy, you can create and sell digital products like e-books or design templates.
Remember to balance your work and study commitments to ensure that your academic performance doesn't suffer. Additionally, check with your college's career services department for job opportunities, internships, or guidance on finding employment that suits your schedule and interests.

Ans: With 75 lakhs in the bank and monthly expenses of 50,000, you have a solid foundation to start rebuilding. Here's a roadmap to help you plan your financial future:

Emergency Fund: Set aside 6-12 months' worth of expenses from your 75 lakhs as an emergency fund.
Investments: Allocate a portion of your remaining funds to diversified investments for growth and income generation.
Education: Budget for your child's education expenses, especially considering higher education costs after the 10th standard.
Retirement Planning: At 47, focus on building a retirement corpus. Invest systematically in retirement-focused funds or pensions.
Insurance: Review and update your insurance coverage to protect your family and assets.
Budgeting: Maintain a strict monthly budget to manage expenses and savings effectively.
Financial Advisor: Consider consulting a financial advisor for personalized guidance tailored to your goals and risk tolerance.
Starting from zero might seem daunting, but with careful planning and disciplined savings, you can secure a comfortable future for your family and yourself.

Ans: It's great to hear that you are thinking about securing a monthly income for your parents. Given your situation, here are a few investment strategies that you could consider:
Corporate Bond Funds: Investing in corporate bond funds can be a way to generate regular income through interest payments while maintaining a moderate level of risk. These funds invest in a diversified portfolio of corporate bonds with varying maturities.

Fixed Deposits (FDs) with Monthly Payout: You can opt for fixed deposits that offer monthly interest payouts. While the returns may be lower than other investment options, it provides a secure and stable monthly income.

Dividend-Yielding Mutual Funds: Dividend-yielding mutual funds invest in stocks of companies that regularly pay dividends. By investing in these funds, you can potentially receive monthly dividends that can be used as income for your parents.

Systematic Investment Plan (SIP) in Debt Funds: Consider setting up a SIP in debt mutual funds that have the option for regular redemptions. This allows you to invest periodically and redeem a fixed amount each month to meet your parents' expenses.

Senior Citizens Savings Scheme (SCSS): As your parents are senior citizens, they are eligible for the SCSS offered by the government. This scheme provides a regular interest income and has a fixed maturity period.

Before making any investment decisions, it's advisable to consult with a financial advisor to tailor the investment strategy according to your specific requirements and risk profile.

I hope these alternative suggestions align more closely with your preferences. If you have any more questions or need further assistance, please feel free to ask.