TAX IMPLICATION ON LEAVE ENCASHMENT AMOUNT ON NORMAL RETIREMENT FOR A PSU BANK EMPLOYEE

I have retired normally from a PSU Bank. I have been given exemption of Rs 3 lakh from the leave encashment amount (eight months equivalent salary) on retirement and rest amount has been taxed by bank. As the Government employees are fully exempted, being a PSU bank employee, am I not eligible for the same benefit?

Ans: Dear Anonymous,
Whether it was a genuine mistake or there are lingering issues that led to this slip-up, it is natural for your current partner to feel uncomfortable and even sad hearing you repeatedly calling out for your ex. I hope this much you acknowledge. Now moving on to how we can fix this- first of all, apologize; mistake or not, you can still say you are sorry. Next, have a clear discussion with your partner- ask her how it made her feel and what can you do to make it better. This way she can see that you are owing up and taking initiatives. Then, I want you to reflect- why is this happening? Did you get into this relationship before you could fully move on? Or have you been thinking about your ex? If so, why and is that fair to your present partner? I hope if you are honest with your answers, by the end of it you will have some clarity.

Hope this helps

Ans: Dear Anonymous,
I understand it must all be very confusing but I would suggest not jumping to conclusions. You think he doesn’t like you, but he might be thinking the same since you did not respond to him properly the next day. That could have triggered his current behavior. If you have feelings for him or if you even miss him as a friend, I would recommend you to clear the air with him. Just talk it out- you can explain how things got a little heavy the other day and that’s why you didn’t speak to him nicely and apologize if that made him feel bad. If even after that he continues to avoid you, then you will have better clarity.

Hope this helps.

Ans: Dear Anonymous,
Like you mentioned, it is very normal for old friends to enquire about each other, especially if they have not been in touch for a long time. It might be the same in this case. The only way to tell for sure is to ask her. If you are interested in reconnecting, you can think about the same and ask her once you are back in talking terms. But I would recommend not assuming anything and getting your hopes up.

Best Wishes.

Ans: Yes. See previous years' cut off

Ans: Yes. See previous years' cut off

Ans: Good Chances (esp. in CSAB rounds):
IIIT Bhagalpur – CSE

IIIT Ranchi – CSE / AI & DS

IIIT Bhopal – IT / CSE

IIIT Nagpur – CSE (Home state people have better chance, but still possible)

IIIT Kalyani (West Bengal) – CSE (you have a home state advantage here!)

NIT Mizoram / Nagaland / Meghalaya / Sikkim – CSE / ECE (CSE a bit tough, but possible)

GFTIs like:

GKV Haridwar – CSE

IIEST Shibpur – lower branches (but not CSE) – although being from WB, you may check home state quota branches

NIT Durgapur (Home state) – CSE cutoff usually closes around rank 20,000-25,000 (General) so not likely for CSE, but ECE, EE, or Mechanical might be possible.

IIIT Allahabad, IIIT Hyderabad, IIIT Delhi – out of reach at this rank for CSE (very high cutoffs)

You can go for IT also. Syllabuses are almost same

Ans: Yes

Ans: Without knowing your background, I cannot suggest

Ans: Yes