I have investment in quant small cap fund & nippon small cap fund. should i hold or redeem it?

Ans: SBI Large and Midcap Fund is a good fund in the category and can be held on to in case you wish to have exposure to this category. But please remember that this category of Large and Midcap Fund will always have at least 35% exposure to midcap stocks which makes it in a higher risk grade. If you wish to continue with the fund, do note the degree of risk you are taking and whether you are comfortable with it.

ICICI Pru Technology Fund is a good fund in the Tech Fund category. However, I do not recommend anybody to have exposure to any sectoral category fund since any sectoral category is typically cyclical in nature. It is always better to have a diversified fund – in case a particular theme or category is likely to do well in times to come, a good fund will anyway add it in the portfolio and hold it there as long as that sector or theme is relevant.

Ans: exit

Ans: kindly exit absl motilal and both quant funds

Ans: Understanding Multicap Funds
Multicap funds invest across large-cap, mid-cap, and small-cap stocks. This diversification within the fund can help balance risk and reward.

Evaluating Nippon India Multicap Fund
Nippon India Multicap Fund is designed to capture growth across different market segments. This can be beneficial for long-term growth due to the fund's flexibility to invest in various market caps based on market conditions and opportunities.

Performance and Expense Ratio
Review the historical performance of Nippon India Multicap Fund. Compare its performance with other multicap funds in the market. Check the expense ratio to ensure you are not paying excessively for management fees. A high expense ratio can erode returns over time.

Benefits of Multicap Funds
Multicap funds provide exposure to different market caps, reducing concentration risk. They offer the potential for higher returns from mid-cap and small-cap stocks while maintaining stability with large-cap stocks.

Considerations for Your Investment Goals
Aligning your investments with your long-term goals, like children's education and retirement, is essential. Multicap funds can be a good fit due to their balanced approach.

Regular Monitoring and Rebalancing
Monitor the fund's performance regularly. Compare it with other similar funds to ensure it continues to meet your expectations. Rebalance your portfolio if necessary to maintain your desired asset allocation.

Professional Guidance
Consider consulting with a Certified Financial Planner (CFP) for personalized advice. They can help you evaluate the fund in the context of your overall financial plan.

Conclusion
Nippon India Multicap Fund offers diversified exposure across market caps. Evaluate its performance and expense ratio regularly. Align your investment with your long-term goals, and seek professional guidance if needed.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: Same query replied to Neeraj, please refer the same.