Is it good to invest in tata health sector mutual fund

Ans: Whether or not the Tata Health Sector Mutual Fund (Tata India Pharma & Healthcare Fund) is a good investment for you depends on your individual investment goals and risk tolerance. Here's some information to help you decide:

The Fund:

Invests in companies in the pharmaceutical and healthcare sectors in India.
Aims for long-term capital appreciation.
Requires a minimum investment of Rs 5,000 and offers SIP (Systematic Investment Plan) options.
Carries an expense ratio of 2.25% (regular plan)
Performance:

Delivered 54.43% returns in the last year (as of May 7, 2024).
Outperformed its category average over the past year.
Past performance is not necessarily indicative of future results.
Things to Consider:

Sectoral Fund: This fund focuses on a specific sector, which can be more volatile than diversified funds.
Risk Tolerance: Healthcare is generally a defensive sector, but investing in any sector carries risk. Consider your comfort level with potential for fluctuation.
Investment Goals: Align the fund's objective (long-term capital appreciation) with your goals.
Further Research:

Visit the fund's website on Tata Mutual Fund's site for details like portfolio holdings, performance history, and investment strategy https://online.tatamutualfund.com/.
Consider consulting a financial advisor for personalized advice based on your circumstances.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in