Should I hold Tata Digital India Equity fund?

Ans: This is a fund focused on the Technology Sector which has been weak due to the steep correction in Nasdaq. One needs to understand the risks associated with sectoral funds. Ideally, investors who are able to make active calls of entry and exit of sectors only should invest in such funds. Now that you have invested, I would suggest you can wait for a rally in the sector and then exit and move to a diversified equity fund.

Ans: Hello Soham and thanks for writing to me.

Tata Digital Fund is a thematic fund, that is invests only in companies that are in a particular sector or companies that produce or provide services related to a theme.

In case the sector does well, the fund will probably do well and vice versa.

If you are investing in any fund to long term wealth creation, I recommend you reach out to financial planner who can understand your risk objectives and investment horizon and make a suitable plan for you.

Ans: Hi Shree,
When did you brought it? If you check the holding of this fund, there major allocation is to Infy ~20% and TCS ~18% and all other in major IT companies. IT as a sector is not doing good since last 1year as we are the mojor supplier of services to countries like US and EU, these countries are in problem and hence impacted the sector. You need to hold this fund for atleast 5yrs to see the real benefits.

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Ans: for how many years you need to invest