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Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Dec 14, 2022

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more

Question by Krishna on Dec 14, 2022Hindi

Money

I am 59 years old Male and I will continue in my private job for next five years. At present I don't have any saving and planning to invest Rs 1 lakh per month for next five years and I can allow my money to grow in MFs for next 10 years. I am ready to take calculated amount of risk to generate money for my use for next 20 years. Kindly advice for good MFs to invest on monthly basis and also how to pay IT once my profits exceed Rs 1 lakh per year since I will not disclose my investment to my employer but I am planning to pay IT through online after working.

Kindly send Website name and how to pay IT on yearly. In addition MF, kindly suggest Gold MFs, share, or any other safe investment since I need money without losing money.

Ans: Hello Krishna Murthi. With regards to your goals and requirement, you may invest in below mentioned schemes:

HDFC Balanced Advantage Fund
Quant Absolute Fund Fund
Canara Robeco Bluechip Fund
ICICI Prudential Bluechip Fund
Kotak Equity Opportunities Fund
Aditya Birla Sun Life Short Term Fund
Axis Gold Fund

In the case of IT, it would be more beneficial to contact your CA directly.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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