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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 30, 2020

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Question by Manish on Jan 30, 2020Hindi

Money

I am a salaried person investing Rs 12000 in SIPs of following three MFs for last two years. Kindly suggest whether to continue in these three schemes or to exit. So far there is no growth in amount invested.

1. HDFC Capital Builder Value Fund - Regular plan growth

2. L&T India Value Fund – growth

3. SBI Magnum Global Fund - Regular Plan – Growth

Name of the Fund Category RankMF Star Rating

Manish Chugh

1. HDFC Capital Builder Value Fund - Regular plan growth Equity - Value Fund 3

2. L&T India Value Fund - growth Equity - Value Fund 4

3. SBI Magnum Global Fund - Regular Plan - Growth Equity - Thematic Fund - MNC 4

Ans: You may please continue with 4 star schemes; for Equity - Value Fund below can be considered:

Equity - Value Fund:

Tata Equity P/E Fund (Growth Option)
UTI Value Opportunities Fund- Growth Option

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 06, 2021

Question by Lokesh - Jan 06, 2021Hindi

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I am holding these MFs from last few years with start date of SIP as mentioned below. Kindly advice whether to hold or exit any funds MF Name Current Value Market VALUE Return Start Date Aditya Birla Sun Life Frontline Equity Fund - Growth 135000 174000 29.27% Sep-17 HDFC Hybrid Equity Fund - Growth 62000 74000 20% Jan-18 Kotak Standard Multicap Fund - Regular Plan - Growth 48000 58000 22% Jan-18 Mirae Asset Emerging Bluechip Fund - Regular Plan - Growth 82472 117258 42% Sep-16 Motilal Oswal Multicap 35 Fund - Regular Plan - Growth 69000 77000 11% Jun-17

Ans: In Multi Cap: Uti Equity Fund-growth Plan-growth is a better option

In Large Cap: Axis Bluechip Fund - Growth is a better option

In Aggressive Hybrid: Canara Robeco Equity Hybrid Fund Regular Growth is a better option

Rest are fine.

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Sep 26, 2022

Question by Ashwani - Sep 26, 2022Hindi

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Good morning sir, I am investing since 4 years in MFs. Sir, I am investing 12000 /month and have a plan to invest next 5 years. May I continue these SIPs? Or is there any requirement to change? 1. Franklin india smaller cap fund-1000 2. HDFC hybrid equity fund -1000 3. HDFC mid cap opportunity fund -1000 4. ICICI prudential long term -1000 5. Invasco india Contra fund-1000 6. Kotak flexi cap regular growthfund -1000 7. Nippon india small cap fund growth -1500 8. SBI blue chip fund-2500 9. SBI megnum children benifit fund -2100

Ans: Hello Ashwani, I can see over diversification with your current investments with 12k sip amount. I would suggest you to consolidate your mf investments and reshuffle the portfolio.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 13, 2022

Question by Arvind - Oct 13, 2022Hindi

Money

I am 49 years. Advice me on the following MFs whether to hold or exit. I having the following Mutual Fund (investing as SIP). Please advise whether to hold these or exit from the following Mutual Fund. Investing time Mutual Fund Name SIP Amount (Monthly) Feb 2016 HDFC Mid-Cap Opportunities Fund- Regular Gr. 5000 Aug 2021 Kotak Emerging Equity Fund-Growth 3000 Jan 2021 Kotak Balanced AF Regular Growth 2000 Nov 2020 Axis Flexi Cap Fund –Direct Growth 3000 Nov 2020 Axis Blue Chip Fund –Direct Growth 2000 June 2021 Axis small Cap Fund –Direct Growth 3000 April 2021 Edelweiss Balanced Advantage Fund- Direct Plan Growth 3000 April 2021 LIC MF Liquid – Direct Plan Growth 2000 April 2021 Mirae Asset Emerging Blue chip Fund- Direct Plan Growth 3000 June 2021 Mirae Asset large cap fund- Regular Growth 4000 June 2021 Sundram Arbitrage fund direct growth- Growth 2000 June 2021 Motilal Oswal mutual long term equity fund Direct Growth 3000 July 2021 Canara Robeco blue chip equity fund – Direct Growth 2000 Dec 2021 India bulls blue chip fund- Direct Growth 1000

Ans: Please hold as of now, however, slowly and steadily please reduce the number of funds to 4 – 6 funds.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 19, 2022

Question by Madhu - Oct 19, 2022Hindi

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I hold the following MFs. Please let me know if I can continue or exit any of the mentioned schemes given the current market situation. SBI EQUITY HYBRID FUND REGULAR GROWTH SBI FOCUSED EQUITY FUND REGULAR GROWTH SBI Bluechip Direct Plan-Growth Mirae Asset Large Cap Fund Growth Plan KOTAK FLEXICAP FUND -GROWTH OPTION Kotak Global Innovation FOF Reg Gr Kotak Multicap Fund Regular- Gr ICICI Flexicap Fund Growth ICICI PRUDENTIAL BLUECHIP FUND - GROWTH ICICI PRUDENTIAL BANKING AND FINANCIAL SERVICES FUND – GROWTH

Ans: Please continue; no need to be worried about current market situation.

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Dec 19, 2022

Question by Joseph - Dec 19, 2022Hindi

Money

I am 52 years old and currently investing in these below MF funds monthly SIPs. Aditya Birla Sun Life Small Cap Fund Growth-Regular Plan – 3,000 AFGP - Axis Focused 25 Fund - REGULAR GROWTH- 20,000 EFGP - Axis Bluechip Fund - Regular Growth – 15,000 PREG - HDFC Hybrid Equity Fund - Regular Plan – Growth – 3,000 ICICI Prudential Technology Fund – Growth – 5,000 Mirae Asset Large Cap Fund - Regular Growth Plan – 6,000 NIPPON INDIA SMALL CAP FUND - GROWTH PLAN GROWTH OPTION – 3,000 NIPPON INDIA SMALL CAP FUND - GROWTH PLAN GROWTH OPTION – 25,000 SBI Flexicap Fund - Regular Plan – Growth – 3,000 My Question is whether to continue these MF funds or any changes required? If changes required which one to go for?

Ans: Hi Joseph. Following an extensive analysis of your portfolio, I recommend reconsidering the schemes such as the Axis Bluechip Fund, Aditya Birla Sun Life Small Cap Fund and SBI Flexi cap fund along with a portfolio reshuffle. Also you may introduce large and midcap category in your portfolio. Some Suggested funds are:

Kotak Equity Opportunities Fund
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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