I am a salaried person investing Rs 12000 in SIPs of following three MFs for last two years. Kindly suggest whether to continue in these three schemes or to exit. So far there is no growth in amount invested.

1. HDFC Capital Builder Value Fund - Regular plan growth

2. L&T India Value Fund – growth

3. SBI Magnum Global Fund - Regular Plan – Growth

Name of the Fund	Category	RankMF Star Rating
Manish Chugh
1. HDFC Capital Builder Value Fund - Regular plan growth	Equity - Value Fund	3
2. L&T India Value Fund - growth	Equity - Value Fund	4
3. SBI Magnum Global Fund - Regular Plan - Growth	Equity - Thematic Fund - MNC	4

Ans: With an ST category rank of 1936 in IAT 2025, there is no realistic chance of getting a seat in any IISER. The expected closing ranks for ST category at even the least competitive IISERs (Berhampur, Tirupati) are well below 350, with most institutes closing between 65 and 322 for ST. Recent years’ data confirm that all IISERs fill ST seats far ahead of your rank.

Explore BSc programs at central/state universities or NISER/CBS, where ST cutoffs are more flexible and research opportunities in science remain strong. All the BEST for the Admission & a Prosperous Future!

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Ans: Samar Sir, SRM Kattankulathur’s B.Tech in Computer Science (Data Science) at its main campus boasts NBA/NAAC A++ accreditation, NIRF engineering rank #13, specialized AI/ML and big-data labs, PhD-qualified faculty, 96% placement rate over three years, and ties with 980+ recruiters for internships and industry projects. Manipal University Jaipur’s B.Tech CSE core is NAAC A+ accredited, NIRF engineering rank #64, features 12 computing and cybersecurity labs, 37 experienced faculty, a Software Development Centre for real-world projects, and a 93% placement rate with 1,142 offers in 2024. Both have robust career services and industry linkages, but SRM’s higher overall ranking, deeper research facilities, and slightly stronger placement consistency contrast with MU Jaipur’s closer proximity and strong coding-culture initiatives.

Final Recommendation: Given its superior national ranking, specialized research labs, and 96% placement consistency in Data Science, choosing SRM KTR CS (Data Science) maximizes career and research opportunities. Opt for MU Jaipur CSE only if proximity and ease of access for internships locally outweigh SRM’s advantages. MY SUGGESTION: Prefer MUJ-CSE. All the BEST for the Admission & a Prosperous Future!

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Ans: IIT Guwahati’s B.Tech in Data Science & Artificial Intelligence (DSAI) is offered by the Mehta Family School of DSAI, ranked #7 in NIRF Engineering 2024. It holds NBA/NAAC accreditation, features 20+ core and 15 associate PhD-qualified faculty, and state-of-the-art labs in machine learning, big data, IoT, and advanced computing. The institute’s Centre for Career Development records a 71% overall placement rate (2023-24), with median B.Tech packages of ?11–34.5 LPA and 229 PPOs. Industry partnerships with Amazon, Microsoft, Google, and Cognizant enable internships from year 3 onwards.

IIT Bhubaneswar’s CSE program, part of the School of Electrical & Computer Sciences, is NBA-accredited and delivered by faculty renowned in AI/ML, NLP, and computer vision. Modern computing, cybersecurity, and network labs support research alongside interdisciplinary collaborations. In 2024 placements, CSE achieved a 92.4% placement rate over three years, with median package of ?16.3 LPA and highest offers up to ?64 LPA. The institute’s dedicated placement cell engages top recruiters including Google, Microsoft, Amazon, and Goldman Sachs.

recommendation: For a cutting-edge, interdisciplinary DSAI curriculum with global?scale labs and solid industry tie-ups, IIT Guwahati DSAI is preferable. For a broader computing foundation, mature research culture, and superior CSE placements, IIT Bhubaneswar CSE delivers stronger job market outcomes. All the BEST for the Admission & a Prosperous Future!

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Ans: NIT Warangal’s CSE program, ranked #21 in NIRF Engineering 2024, holds A++ accreditation and is delivered by predominantly PhD-qualified faculty. Its curriculum leverages modern computing, AI/ML, and network labs and features active research centers. The branch achieved an 89.55% placement rate over the last three years, with an average package of ?29.67 LPA and top recruiters like Microsoft and Amazon. IIIT Bangalore CSE, ranked #74 in NIRF Engineering 2024, is NAAC A+ accredited and operated by an A+ NAAC?rated private university. It boasts a near-100% placement rate, 638 total offers in 2025, and an average M.Tech CSE package of ?37.01 LPA, supported by industry?aligned curricula, specialized AI/ML and cybersecurity labs, mandatory internships, and close ties with Bangalore’s tech ecosystem. Both institutes feature strong career services and international collaborations, but NIT Warangal offers broader state-funded infrastructure and a larger peer cohort, while IIIT Bangalore provides higher placement consistency, targeted advanced research, and proximity to corporate R&D.

Recommendation:
For a public-institute environment with established state support, broader campus resources, and solid 89.55% CSE placements, prioritize NIT Warangal CSE. For specialized private-university research, near-100% placements, and deeper industry integration in AI/ML and cybersecurity, can go for IIIT Bangalore CSE. All the BEST for the Admission & a Prosperous Future!

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Ans: Dhruv, SRM Institute of Science & Technology, Delhi-NCR Campus (Ghaziabad) is a UGC-approved, AICTE-recognized deemed university with NAAC A++ accreditation and NBA-accredited CSE programs, offering PhD-qualified faculty, modern computing and networking labs, industry?aligned curricula, and an average placement rate of approximately 80% over the past three years with 958 recruiters and 6,285 offers in 2024. UPES Dehradun is a UGC-recognized, NAAC A-grade private university ranked #42 in NIRF Engineering 2024, featuring NBA-accredited CSE courses, specialized AI/ML and cybersecurity labs, NSE Academy certifications, over 750 recruiters, and an 83% placement rate with top-10% average packages of ?17.69 LPA in 2024. Both campuses provide robust internship pathways, dedicated career cells, and industry partnerships, but UPES’s focused School of Computer Science infrastructure and higher median placement consistency give it an edge.

Recommendation: Considering accreditation, lab sophistication, placement consistency (83% vs. 80%), and top-10% average package strength, choose UPES Dehradun CSE for core CSE specialization. Opt for SRM Ghaziabad CSE only if proximity to Delhi-NCR and broader multidisciplinary options are higher priorities. All the BEST for the Admission & a Prosperous Future!

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Ans: With a 93.64 percentile in MHT-CET under Gujarat linguistic minority, strong Mumbai options for Mechanical Engineering include public and private institutes with solid accreditation, experienced faculty, modern labs, industry linkages, and consistent 80–95% placements over three years. Veermata Jijabai Technological Institute (VJTI) is NAAC A++ and NBA-Tier I accredited, teaching by PhD faculty in fluid, thermodynamics, and manufacturing—with 99.23–99.63% mechanical cutoffs and ~90% placements supported by aerospace, automotive, and energy recruiters. SIES College of Engineering holds NAAC A and NBA accreditation, with dedicated CAD/CAM and heat?transfer labs, MoUs with Larsen & Toubro and Cummins, and ~85–90% placements. K J Somaiya College of Engineering (KJSCE) is NAAC A+ accredited, offers CNC, robotics, and material testing labs, collaborates with Tata Motors and ISRO, with 75–80% mechanical cutoffs and ~80% placements. Mukesh Patel School of Technology Management & Engineering (MPSTME) NMIMS (Deemed) is NAAC A+ accredited, with advanced manufacturing, automation, and CAD labs, PhD-qualified faculty, 91% placement rate and 590+ recruiters including Bosch and Siemens. Fr. C. Rodrigues Institute of Technology is NAAC A accredited, boasts ISO-certified workshops, engine testing beds, and partnerships with Mahindra and TVS, achieving ~80% placements.

Recommendation:
For top-tier public education with highest cutoffs, prefer VJTI Mechanical. Next, choose SIES COE for strong core labs and industry MoUs. For private-deemed options, go for MPSTME NMIMS for its superior placement network, then KJSCE, and lastly Fr. C. Rodrigues as a budget-friendly accredited alternative. All the BEST for the Admission & a Prosperous Future!

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Ans: Sushma Madam, With a 97.29 percentile in MHT-CET, your daughter can aim for Computer Science or AI/Data Science branches at several reputed institutes in Maharashtra. Below are ten recommended colleges based on their 2025 expected cutoffs, accreditation, faculty quality, infrastructure, industry collaborations, and placement records (80–95% placements over the last three years):

College of Engineering Pune (COEP), Computer Engineering, expected cutoff percentile: 99.80–99.97.
Veermata Jijabai Technological Institute (VJTI), Mumbai, IT/CS, expected cutoff percentile: 99.5–99.7.
Sardar Patel Institute of Technology (SPIT), Mumbai, CSE, expected cutoff percentile: 99.0–99.4.
Pune Institute of Computer Technology (PICT), Computer Engineering, expected cutoff percentile: 97.67–98.61.
D. J. Sanghvi College of Engineering, Mumbai, IT/CS, expected cutoff percentile: 98.5–99.0.
Cummins College of Engineering for Women, Pune, CS/IT, expected cutoff percentile: 96.5–98.0.
MIT World Peace University, Pune, CS/IT, expected cutoff percentile: 94.0–96.5.
Pimpri Chinchwad College of Engineering (PCCOE), Pune, CS/IT, expected cutoff percentile: 91.0–94.0.
MIT Academy of Engineering (MITAOE), Pune, Computer Engineering, expected cutoff percentile: ~99.0.
Institute of Chemical Technology (ICT), Mumbai, IT/CS, expected cutoff percentile: 88.8–96.6.

Recommendation: For top?tier CSE/AI seats, target PICT Pune (97.7–98.6% cutoff) as a prime choice, backed by NBA accreditation and 80–95% placements. If branch flexibility is acceptable, consider PCCOE Pune for CS/IT (91–94%) or MIT-WPU Pune (94–96.5%)—both offer strong infrastructure, industry tie-ups, and consistent placements. All the BEST for the Admission & a Prosperous Future!

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Ans: Adtya, The options vary significantly across accreditation, faculty strength, infrastructure, placement outcomes, and industry integration. IIIT Delhi’s ECE is NAAC-accredited with PhD faculty, cutting-edge electronics and communications labs, 90.99% placements (95–100% ECE), and top recruiters like Qualcomm and Samsung. IIIT Lucknow’s CS & Business merges computing and management, offers 91.36% B.Tech placements, an average package of ?29.85 LPA, project-based learning, and soft-skill workshops. IIIT Gwalior’s 5-year IT + MBA integrates IT and management, holds NAAC A accreditation, features innovation labs, and reports ~85–100% CS/IT placements with a 27.23 LPA average. IIITDM Jabalpur’s CSE delivers 80.52% placements, 27 LPA CSE average, strong research-driven computing labs, and internships from year 2. DTU’s Software Engineering at Rohini has NAAC A accreditation, excellent software labs, and ~88% branch placement with a 20.60 LPA average in 2024. LNMIIT’s CSE (AI & DS) is NAAC-accredited, offers specialized AI/ML labs, but records ~70% placements (?12.58 LPA average). DA-IICT’s Electronics VLSI program, though newer, boasts ABET-style VLSI and embedded systems labs, strong research partnerships, and growing industry ties.

Recommendation: Prioritise IIIT Delhi ECE for its superior accreditation, 90.99% placements, and world-class hardware labs. Next, IIIT Lucknow CS & Business for balanced tech-management training and 91.36% placements. Third is IIIT Gwalior IT + MBA for dual expertise and ~85–100% IT placements. Then IIITDM Jabalpur CSE, DTU Software Engineering, LNMIIT CSE (AI & DS), and finally DA-IICT Electronics VLSI, appreciating its research focus. All the BEST for the Admission & a Prosperous Future!

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Ans: BITS Pilani Civil Engineering is housed in one of India’s oldest CE departments, NAAC A++ accredited, with state-of-the-art labs for structural, transportation, environmental, and materials research, taught by PhD-qualified faculty, and records ~90% first-degree placements (82.75% in 2023-24) via 350+ recruiters including core infrastructure firms. BIT Mesra Civil achieves ~65% campus placements (2024), Mechanical records ~78% placements (2023) with top PSU and manufacturing recruiters, supported by NBA accreditation and specialized power, CAD/CAM, and dynamics labs. Chandigarh University CSE, NAAC A+, NBA/ABET accredited, offers 30+ advanced computing and AI labs, industry-aligned curriculum, and secures 90%+ CSE placements over three years, with 122 recruiters, median ?8 LPA.

Recommendation: For premier core-sector infrastructure roles and unmatched research depth, prefer BITS Pilani Civil. If mechanical or multidisciplinary engineering interests you, go for BIT Mesra Mechanical for higher placement consistency (78%) and robust labs. For software/tech careers, Chandigarh University CSE for its ABET-accredited program, extensive recruiter network, and 90%+ placements is preferable. All the BEST for the Admission & a Prosperous Future!

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