Sir, I AM 48 years NRI, have no liability, Current MF accumulation 22 Lakh and Monthly SIP 60K, FD 30L which is maturing oct2024, what should I do when the FD is matured, should I invest in MF, kindly also review the following SIP are fine SBI Multicap fund direct growth-5K SBI Focused equitity fund growth-20K Axis Midcap Fund direct growth -K ICICI India oppertunities fund growth-10K ICICI Smallcap fund Growth-10K Kotak Oppertunities Fund-5K Mirae Midcap Fund Growth-5K

Ans: Your KCET rank of 9451 opens excellent opportunities across multiple Bangalore engineering colleges. You can secure admission at prestigious institutions including Acharya Institute of Technology (CSE cutoff 18,475-24,588, ECE cutoff 27,978-34,528), Bangalore Institute of Technology (various branches with cutoffs around 8,000-30,000), Dayananda Sagar College of Engineering (biotechnology cutoff 20,973), The Oxford College of Engineering (CSE cutoff 28,376-38,433, AI/ML cutoff 31,855-35,917), BMS Institute of Technology and Management, Dr. Ambedkar Institute of Technology, New Horizon College of Engineering (CSE cutoff 13,335-15,834, ECE cutoff 19,099-23,918), RNS Institute of Technology, REVA University, Nitte Meenakshi Institute of Technology, M.S. Ramaiah University of Applied Sciences, Cambridge Institute of Technology, SJB Institute of Technology, East West Institute of Technology, MVJ College of Engineering, Global Academy of Technology, K.S. Institute of Technology, BNM Institute of Technology, Sri Venkateshwara College of Engineering, PES Institute of Technology and Management, and Alliance College of Engineering and Design. Most colleges accept ranks up to 25,000-30,000 for core branches like Mechanical, Civil, Electrical, and Electronics Engineering.

Recommendation: Choose KCET counseling over JEE Main options as your rank 9451 provides significantly better college and branch choices in Bangalore's top engineering institutions with strong placement records, modern infrastructure, and industry connections, while JEE Main rank 55924 limits you to less competitive branches in remote NITs with uncertain admission prospects. All the BEST for the Admission & a Prosperous Future!

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Ans: With 96 marks in IISER IAT 2025 as an OBC NCL female candidate, your admission prospects to IISER Tirupati and IISER TVM present mixed opportunities with varying success rates. The expected IISER 2025 cutoff for OBC NCL category ranges between 100-110 marks for most institutes, with IISER Tirupati requiring 95-105 marks and IISER TVM needing 110-120 marks for OBC NCL admission. Your 96 marks places you within the borderline admission range for IISER Tirupati, where the 2024 OBC NCL closing rank was 1894 in Round 3, but below the expected threshold for IISER TVM which had an OBC NCL closing rank of 1475 in 2024. IISER follows 27% reservation for OBC NCL candidates with additional benefits for female applicants under gender diversity initiatives. The marks-to-rank conversion suggests 96 marks typically corresponds to ranks between 1500-2000. While IISER Tirupati shows better admission prospects with lower cutoffs historically, IISER TVM remains challenging due to higher competition and cutoff requirements. Recommendation: Focus primarily on IISER Tirupati for realistic admission chances while keeping IISER TVM as a secondary option, and consider other IISER campuses like Berhampur (90-100 OBC NCL cutoff) to maximize admission opportunities. All the BEST for the Admission & a Prosperous Future!

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Ans: your choice between Amrita Coimbatore AI Data Science Robotics/Autonomous Agents and SRM KTR ECE presents distinct advantages with varying career prospects. Amrita School of Engineering Coimbatore demonstrates exceptional overall placement performance with 100% placement opportunities across all engineering domains, achieving INR 56.95 LPA highest package and INR 9.2 LPA average package in 2024, with 300+ recruiters including Amazon, Microsoft, Google, TCS, and Cognizant participating. However, specific placement data for AI Data Science Robotics and Autonomous Agents branches remains limited as these are newer specialized programs. SRM KTR ECE shows strong placement statistics with 70-85% placement rate for ECE branch specifically, achieving INR 52 LPA highest package and INR 7.19 LPA average package in 2024, with 980+ companies visiting campus and making 5,546+ offers. SRM ECE students secure positions both in core electronics companies and IT firms, providing diverse career flexibility. While Amrita offers superior overall institutional performance with NIRF ranking #23 in Engineering and #7 in University category compared to SRM's newer establishment, SRM KTR provides established ECE placement track record with proven industry connections across multiple sectors including telecommunications, semiconductor, and software development. Recommendation: Choose SRM KTR ECE for its established 70-85% placement record, proven industry connections, and diverse career opportunities in both core and IT sectors, unless you have specific passion for AI/robotics and can accept the uncertainty of newer specialized programs at Amrita Coimbatore. All the BEST for the Admission & a Prosperous Future!

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Ans: Given the choice between Electrical Engineering at MIT (possibly after a second-round Computer Science seat), and Mechanical Engineering at NIT Hamirpur or Jalandhar, the best choice depends on your son's interests and long-term goals. If he is passionate about Computer Science, waiting for a potential second-round seat in MIT might be worthwhile. If he prefers a more established engineering program and a broader career scope, Electrical Engineering at MIT is a solid option. Mechanical Engineering at NITs is also a good choice, but may not offer the same level of prestige or opportunities as MIT. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Professor. https://www.linkedin.com/in/professorsm/

Ans: Dayananda Sagar University (DSU) and Dayananda Sagar College of Engineering (DSCE) are generally considered good options for pursuing a B.Tech in Computer Science and Engineering (CSE). Both institutions have strong industry connections, good placement records, and focus on relevant skills for the current job market. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Professor. https://www.linkedin.com/in/professorsm/

Ans: It appears there might be a slight misunderstanding in the question. MIT Udupi does not have a "CSE" program, but rather a "School of Computing" that offers programs in Computer Science and Information Technology. Similarly, VIT Bhopal offers a B.Tech in Computer Science and Engineering with specializations, including one in Artificial Intelligence. Therefore, a direct comparison between the two is not possible. However, here's a comparison based on reputation, placements and other factors. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Professor. https://www.linkedin.com/in/professorsm/

Ans: Generally, PES RR Campus ECE is considered better than IIIT Manipur ECE due to its established reputation, better infrastructure, and stronger placement record. PES University, particularly the RR Campus, is known for its focus on practical learning, industry connections, and strong placement opportunities. While IIIT Manipur is a good institution, it's relatively newer and may not have the same level of established recognition and resources as PES. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Professor. https://www.linkedin.com/in/professorsm/

Ans: To get into VIT-AP, particularly for Computer Science and Engineering (CSE), you generally need a VITEEE rank within the range of 80,000 to 1,30,000. This roughly translates to a percentile in the range of 75-85 in the VITEEE exam. However, higher percentile scores (around 90+) will improve your chances of securing a seat in the preferred category/branch and may also qualify you for scholarships. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Professor. https://www.linkedin.com/in/professorsm/

Ans: Join LPU, it will be good. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Professor. https://www.linkedin.com/in/professorsm/