Sir, I AM 48 years NRI, have no liability, Current MF accumulation 22 Lakh and Monthly SIP 60K, FD 30L which is maturing oct2024, what should I do when the FD is matured, should I invest in MF, kindly also review the following SIP are fine SBI Multicap fund direct growth-5K SBI Focused equitity fund growth-20K Axis Midcap Fund direct growth -K ICICI India oppertunities fund growth-10K ICICI Smallcap fund Growth-10K Kotak Oppertunities Fund-5K Mirae Midcap Fund Growth-5K

Ans: Hello Vemul,

First and foremost, thank you for getting in touch with us. Congratulations to your son on securing 97% in CBSE 12th boards. To answer your question first, I would like to tell you that if your son intends pursuing an overseas education and international career prospects, I would suggest that he pursues a degree from a more widely accredited university—either via a reputable COMEDK college or by applying overseas (the USA, Canada, Germany). Although the BS in Mathematical Science and Computing from SSSIHL is well-regarded academically, it may have limited international reputation, thus, in order to compete worldwide, he would need to complement it with certifications and research work. If worldwide opportunities are his primary priority, he should think about selecting an Indian college with stronger ties to business or enrolling for Fall 2025 admissions overseas.

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