I am 47 years old. I have 8 MF ongoing SIPs, which started 3-5 years before, kindly review and advise details as below. further in addition to this if i want to invest lump-sum amount may be 2 Lakhs, which better option you suggest.

1. SBI Focused Equity Fund Reg Growth: Rs 1000.00
2. SBI Blue Chip Fund Reg Plan-G: Rs 1000.00
3. SBI BFS Fund- Reg Plan Growth: Rs 1000
4. Aditya Birla SL Frontline Equity Fund(G): Rs 2000.00
5. Franklin India Prima Fund(G): Rs 2000.00
6. Aditya Birla SL Dynamic Bond Fund-Reg(G): Rs 1000.00
7. Franklin India Bluechip Fund(G): Rs 2000.00 
8. HDFC Hybrid Equity Fund(G): Rs 2000.00

Ans: Mohit, With an 83 percentile in MHT CET, you are unlikely to get Computer Science or its specializations in top government colleges like COEP Pune, VJTI Mumbai, PICT Pune, or SPIT Mumbai, as their CSE cutoffs are typically above 98–99 percentile for general category students. However, due to lower cutoffs this year, you have a good chance for CSE, IT, or AI-DS in mid-tier private colleges such as MIT World Peace University Pune, DY Patil College of Engineering Akurdi, PCCOE Pune, AISSMS College of Engineering Pune, Sinhgad College of Engineering, Vidyalankar Institute of Technology Mumbai, and Thadomal Shahani Engineering College Mumbai. These colleges offer decent placement records, modern infrastructure, and industry-oriented curricula, making them suitable options at your percentile. The recommendation is to target CSE or allied branches in these mid-tier private colleges in Pune or Mumbai, as they offer the best academic and placement prospects at your score. All the BEST for the Admission & a Prosperous Future!

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Ans: Sheela Madam, With an ECE seat already secured at Amrita (likely at a campus other than Coimbatore) and a COMEDK rank of 11,000, your son will not be able to get CSE or ECE in top Bengaluru colleges like RVCE, BMSCE, or MSRIT, as their CSE and ECE cutoffs are typically below 10,000. However, he has good chances for CSE or ECE in reputable mid-tier colleges such as BNMIT, JSS Academy of Technical Education, RNS Institute of Technology, and Nitte Meenakshi Institute of Technology, where cutoffs for these branches often extend up to 12,000–17,000. Amrita Vishwa Vidyapeetham offers strong academic quality, robust placement records (over 200 companies, average CTC ?9 lakh), and a national reputation, especially for ECE, with modern infrastructure and a research-driven environment. COMEDK colleges may offer a Bengaluru location advantage and strong peer interaction, but Amrita’s ECE program is generally considered superior in terms of brand value, research exposure, and placement consistency, especially outside the top COMEDK colleges. The recommendation is to proceed with Amrita ECE unless your son secures a CSE or ECE seat in a top-10 COMEDK college, as Amrita offers better long-term prospects in academics and placements compared to most options available at his current COMEDK rank. All the BEST for the Admission & a Prosperous Future!

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Ans: Preetam, Between CSE at PES University RR Campus and CSE at MS Ramaiah Institute of Technology (MSRIT), both are top-tier choices in Karnataka with strong academic reputations and excellent placement records. PES University RR Campus reported an 83% placement rate for BTech in 2023 with a large student intake and consistent recruiter interest, while MSRIT achieved a 95% placement rate, with CSE being the most sought-after branch and attracting the highest number of job offers from over 350 top recruiters, including Amazon, Google, and Microsoft. MSRIT’s CSE program is widely regarded as one of the best in the state, with a robust curriculum, experienced faculty, and strong industry connections, leading to high placement rates and competitive average packages. PES University’s CSE program is also highly respected, benefiting from its location in Bangalore’s tech hub and offering strong industry exposure, but recent placement rates have seen a slight dip compared to MSRIT. Both campuses offer modern infrastructure, research opportunities, and active student development programs, but MSRIT’s consistently higher placement rate and reputation for CSE give it a slight edge for students focused on computer science careers. The recommendation is to choose CSE at MS Ramaiah Institute of Technology over PES University RR Campus, as MSRIT offers superior placement outcomes, industry acceptance, and long-term career prospects in computer science. All the BEST for the Admission & a Prosperous Future!

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Ans: It appears there's a decision to be made between Thapar University's Electrical with Computer Engineering and MIT-WPU's Computer Science with Cloud Computing. The "better" choice depends on individual interests and career aspirations. Thapar's program offers a strong foundation in electrical engineering fundamentals with a computer science component, while MIT-WPU's program focuses specifically on cloud computing within the broader field of computer science.Best of luck. I am always there by the side of the children who need counselling. For placement of CSE branch don’t worry. I personally placed more than one students of CSE branch in reputed international companies. May GOD bless always. Prof. Suvasish Mukhopadhyay.
https://www.linkedin.com/in/professorsm/

Ans: With a 95 percentile in the MHT CET (PCB), your son has a strong chance of securing admission to several good B. Pharmacy colleges in Mumbai. According to Shiksha, Bombay College of Pharmacy and SVKM's Dr. Bhanuben Nanavati College of Pharmacy are good options, as is the Institute of Chemical Technology. Additionally, Collegedunia reports that SPPSPTM and Poona College of Pharmacy are also strong contenders.

Ans: NIT Jamshedpur ECE

Ans: Go to SRM KTR

Ans: You will get middle ranked private colleges.

Ans: Yes, there is a good chance your daughter can get into a government college for B.Tech Biotechnology with a 97 percentile in MHT CET PCB. While top colleges like COEP and VJTI might be difficult for highly competitive branches like Computer Science or IT with that percentile, you can definitely aim for good government or government-aided colleges for Biotechnology.