I am 49 years old. I have started investing in MF for a couple of years. Below is my portfolio. I can invest some more in SIPs. Please check and advise.

Fund	Plan	SIP Status
UTI FLEXICAP	GROWTH	Active
MOTILAL OSWAL FOCUSED 25 FUND	GROWTH	Active
ICICI PRUDENTIAL BLUECHIP FUND	GROWTH	Active
AXIS ESG EQUITY FUND	REGULAR GROWTH	Active
LNT INDIA VALUE FUND	REGULAR PLAN-GROWTH OPTION	Paused
KOTAK FLEXICAP FUND	GROWTH OPTION	Stopped
ADITYA BIRLA SUN LIFE FRONTLINE EQUITY FUND	GROWTH	Stopped

Ans: With 98 percentile in JEE Mains and OBC-NCL category, you have a very good chance of getting a seat in NITs for CSE or ECE. However, the exact NIT and branch will depend on the JoSAA cutoff ranks. See previous years' cut off

Ans: Hello Viky
You are eligible for JEE (Adv) and there will be no effect on the counseling process provided that you must fulfill all the criteria laid by the IIT institutions.

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Radheshyam

Ans: Hello Accounts
Your son has a chance to get admission to NITs or IIITs preferably in CSE or computer-related branches. Best of luck to your son.
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Radheshyam

Ans: What is the query?

Ans: Landowner is liable to pay Income Tax for the portion he is surrendering to the builder. Sale Consideration will be considered as value of developed area on stamp duty rate, you have retained after its Redevelopment.
Most welcome for any further clarifications. Thanks.

Ans: Yes. You are liable to pay Income Tax for the portion you are surrendering to the builder. Sale Consideration will be considered as value of developed area on stamp duty rate, you have retained after its Redevelopment.
Most welcome for any further clarifications. Thanks.

Ans: Depends on others performance and choice, slim chance, improve Basics and score

Ans: 01. When your father sells a plot in India, he would be subject to Capital Gain Tax (may be Long Term or Short Term), under the I.T.Act.
02. TCS will be collected/deducted, when your father transfer you money.
03. TCS deducted can be claimed back by filing his ITR. Amount of TCS shall be refunded after adjustment of due taxes in his ITR.
04. Please note that both these transactions should be done in the same financial year.
Most welcome for any further clarifications. Thanks.

Ans: It sounds like you’re facing a deep internal conflict - one between fear and love, between logic and emotion. And that’s completely human. Ask yourself - What are you truly afraid of? Is it the uncertainty of the future? The possibility of judgment? Or is it the weight of responsibility that love brings?
Relationships are rarely about guarantees. They’re about choices - choosing to stand by someone despite the unknowns, despite the imperfections. But the real question isn’t about her condition. It’s about you. What do you value more - certainty or connection? Fear or commitment? What kind of partner do you want to be, not just for her, but for yourself?
Because in the end, it’s not about genetics. It’s about who you choose to be when faced with uncertainty. So, who do you want to become?
Wishing you success,
Aamish Dhingra
ICF-PCC Certified Life Coach
Co-Founder, Cocoweave Coaching International, Delhi