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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 11, 2022

Mutual Fund Expert... more

Question by Anurag on Apr 11, 2022Hindi

I am 43 years old. I making following investments in Mutual Funds:

Fund Plan Invested

Mirae Asset Large Cap Fund Regular Plan Growth 2500/- PM

Axis Focused 25 Fund Growth 5000/- PM

Axis Blue chip Fund Growth 2500/- PM

Kotak Flexi Cap Fund Regular Plan Growth 2500/- PM

ICICI Prudential Blue chipFund Growth 2500/- PM

Motilal Oswal Flexi Cap Fund Growth 2500/- PM

Nippon India Small Cap Fund Growth 2500/- PM

Fund Invested

ICICI Pru Life Time Classic 5000/- PM

ICICI Pru Signature 150000/- PA

ICICI Pru Savings 100000/- PA

HDFC Life ProGrowth Plus 30000/- PA

I want to build a corpus of 3-5 crores in next 10-12 years. Please advise changes in above portfolio if required.

Ans: No changes are required.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Head, Rank MF - Answered on Jan 17, 2020

Question by Shailesh - Jan 17, 2020Hindi

I am 39 years old. I am investing in following mutual funds: Name of the Fund Category RankMF Star Rating 1) HDFC Small Cap Fund Equity - Small cap Fund 2 2) Axis Bluechip Fund. Equity - Large Cap Fund 4 1) Tata Digital India Fund Equity - Thematic Fund - Other 5 2) Axis Bluechip Fund Equity - Large Cap Fund 4

Ans: 4 and 5 star funds can be continued; better small cap options are as under:

Small Cap:

Kotak Small Cap fund – growth
Axis Small Cap fund -growth

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Head, Rank MF - Answered on Nov 20, 2019

Question by Nandkumar - Nov 20, 2019Hindi

Details of my mutual fund portfolio are as under: Name of the Fund Category RankMF Star Rating Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5 Axis Midcap Fund Growth Equity - Midcap Fund 4 CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4 DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2 HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3 ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2 IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4 L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4 L&T India Value Fund Regular Growth Equity - Value Fund 3 Nippon India Multicap Fund Equity - Multi Cap Fund 2 SBI Blue Chip Fund Equity - Large Cap Fund 4 SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3 SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4

Ans:

All 5 and 4 star rated funds can be continued, rest can be replaced by the funds below in their respective categories.

Large cap Suitable option considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap Suitable option considering quality and value for money at present levels is Kotak Equity opportunity.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

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Head, Rank MF - Answered on May 25, 2021

Question by anindya - May 25, 2021Hindi
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Following are my investments: SBI Magnum Global Fund - Regular Plan – Growth (M0nthly) 2000.00 P.M SBI Focused Equity Fund Regular Growth (Monthly) 3000.00 P.M SBI Magnum Multicap Fund - Regular Plan – Growth (Monthly) 3000.00 P.M SBI Blue Chip Fund - Regular Plan – Growth (Monthly) 2000.00 P.M SBI Equity Hybrid Fund Regular Growth (Monthly) 3000.00 P.M SBI Dual Advantage Fund - Series XXVIII - Direct – (one time) 50000.00 SBI Equity Hybrid Fund Regular Growth (One Time) 150000.00 Please guide me.

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DEAR MR.BOKIL I AM INVESTING MUTUAL FUNDS FRANKLIN PRIMA GROWTH -4000 PGIM INDIA GLOBAL EQUITY -2000 SBI BALANCED ADVANTAGE FUND 1000 KOTAK SMALL CAPS -GROWTH 1000 ICICI PRUDENTIAL -EQUITY GROWTH -1000 HDFC MUTUAL FUND GROWTH 2000 KOTAK MUTUAL FUND-MI CAP 3000 LAST 10YEARS HOLDING SBI -165 SHARE TATA MOTORS -50 TATAPOWER 75 CANARA BANK -75 ADANI PORT-25 COAL INDIA -25 KINDLY ADVICE MY AGE

Ans: Hello Mr Chittanand , Glad to see you are already into investing. Kindly reduce number of schemes and same nature schemes. As far as shares are concerned portfolio looks good but do book profits when you get them.
Kindly let me know what advice you need as your question does not say so

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Question by Anand - Jan 28, 2024Hindi
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Hi Vivek my name is Anand and Iam 48 yrs old. I am investing monthly 32165/- in the following funds. DAY AMT SCHEME 1 1000 SBI Small Cap Fund-Direct-Growth 2 1000 Kotak Emerging Equity Fund - Direct Plan - Growth 1000 DSP Midcap Fund-Direct-Growth 1000 Mirae Asset Large Cap Fund Direct Plan Growth 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 6 7 1000 SBI Small Cap Fund-Direct-Growth 8 9 1250 Kotak Emerging Equity Fund - Direct Plan - Growth 10 1250 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 11 1250 DSP Midcap Fund-Direct-Growth 12 1250 Mirae Asset Large Cap Fund Direct Plan Growth 13 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 14 15 1000 SBI Small Cap Fund-Direct-Growth 16 1250 Kotak Emerging Equity Fund - Direct Plan - Growth 17 1250 DSP Midcap Fund-Direct-Growth 18 1250 Mirae Asset Large Cap Fund Direct Plan Growth 19 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 20 1250 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 21 1000 SBI Small Cap Fund-Direct-Growth 22 23 24 1000 Kotak Emerging Equity Fund - Direct Plan - Growth 25 1000 DSP Midcap Fund-Direct-Growth 26 1000 SBI Small Cap Fund-Direct-Growth 27 1000 BANDHAN Sterling Value Fund-Growth-(Direct Plan) 28 1000 Mirae Asset Large Cap Fund Direct Plan Growth I am planning for next 10 years and how much corpus can I get after 10 years.

Ans: Anand! It's great to see your commitment to investing for the future. Planning for the next 10 years is a wise move, and with your regular investments in diversified mutual funds, you're on the right track to building a substantial corpus.

To estimate the potential corpus after 10 years, we need to consider several factors such as the expected average annual return rate of the funds, any additional contributions you may make, and the compounding effect of your investments over time.

Since you've invested in a mix of small-cap, mid-cap, large-cap, and value funds, it indicates a diversified approach aimed at optimizing returns while managing risk.

To provide a precise estimate, it's advisable to use a mutual fund calculator or consult a financial advisor. They can input the specific details of your investments, including the current value, expected returns, and future contributions, to forecast the potential corpus after 10 years.

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Fund	Plan	Invested
Mirae Asset Large Cap Fund	Regular Plan Growth	2500/- PM
Axis Focused 25 Fund	Growth	5000/- PM
Axis Blue chip Fund	Growth	2500/- PM
Kotak Flexi Cap Fund	Regular Plan Growth	2500/- PM
ICICI Prudential Blue chipFund	Growth	2500/- PM
Motilal Oswal Flexi Cap Fund	Growth	2500/- PM
Nippon India Small Cap Fund	Growth	2500/- PM

Fund	Invested
ICICI Pru Life Time Classic	5000/- PM
ICICI Pru Signature	150000/- PA
ICICI Pru Savings	100000/- PA
HDFC Life ProGrowth Plus	30000/- PA