Home > Career > Question
Need Expert Advice?Our Gurus Can Help
Krishna

Krishna Kumar  |383 Answers  |Ask -

Workplace Expert - Answered on May 16, 2024

Krishna Kumar is the founder and CEO of GoMoTech, a company that provides strategic consulting in B2B sales, performance management and digital transformation.
Before branching out on his own, he worked with companies like Microsoft, Rediff, Flipkart and InMobi.
With over 25 years of experience under his belt, KK is a regular speaker at industry events and academic intuitions, both in India as well as abroad.
KK completed his MBA in marketing from the Sri Sathya Sai Institute of Higher Learning in Andhra Pradesh and his management development programme from XLRI, Jamshedpur.
He has also completed his LLB from Nagpur University and diploma in PR from Bhavan’s College of Management, Nagpur, where he was awarded a gold medal.... more
Asked by Anonymous - May 04, 2024Hindi
Listen
Career

I am working in PSB with 6+ years of experience in planning & retail advance and branch operations and feeling so depressed that I dnt want to continue. I am specialist officer but every now and then I am being transferred to branch then called back I am loosing my confidence and feel that I am good for nothing. I have so much anger for my organisation that I can't explain in words just want to leave this toxic environment

Ans: Hello

May I suggest you talk to your manager and HR dept. Feeling frustration on a daily basis is not good for your health. I am sure once you talk to them you will find a way.

All the best.
Career

You may like to see similar questions and answers below

Ashwini

Ashwini Dasgupta  |85 Answers  |Ask -

Personality Development Expert, Career Coach - Answered on Feb 29, 2024

Asked by Anonymous - Feb 28, 2024Hindi
Listen
Career
Hello, I am a supply chain professional having 8 years of logistics experience in the core operations domain working as Associate manager.For quite a long time I have been looking for a job change as in the current organisation I am not getting anything fascinating to move further.in the current organisation I have been working for 5 years and promoted 2 times. Not getting of any better opportunity to boost my career thereby to enhance my skills has become the reason for a poor mental health now a days. Pls suggest me something that can lead to postive approach for a better way out. Thanks.
Ans: Hi Sir/ Madam,

Always changing a job may not be the solution.
Firstly have a conversation with your manager and voice out your aspiration and what will keep you motivate.
List out the kind of courses or trainings you may want to pursue to enhance your professional experience. And see if these trainings are done internally or if yes take up those trainings and if it externally you can decide accordingly. This will help you learn a new skills and drift your thought of been dis motivated. Mostly importantly learning a new will only do good for your career opportunity.
If incase there are no roles within the team then you may look for within organizational roles to meet your ask.
Do some research how the industry is trending this will help you more equipped when you those conversations with your manager.

Hope this helps. All the best

Thanks
Ashwini Dasgupta
Author of Confidence Decoded. Is it a Skill or Attitude?

..Read more

Shekhar

Shekhar Kumar  | Answer  |Ask -

Leadership, HR Expert - Answered on Apr 19, 2024

Asked by Anonymous - Apr 19, 2024Hindi
Listen
Career
I m psb officer for past 21. 5 yrs and I m likely to get pension only after 3.5 yrs I m frustrated and feeling low owing to my job feel like resigning but can't as I have housing loan and gold loans . Guide me
Ans: Thank you for getting in touch with me on Rediff Gurus. It's understandable to feel frustrated and low after dedicating over two decades to your job, especially when you're contemplating resigning but feel constrained due to financial obligations like housing and gold loans. I would recommend that you to take some time to assess your current situation and explore all your options. Consider the reasons behind your frustration and dissatisfaction with your job. Are there specific aspects of your role or workplace environment that are contributing to your feelings of discontent? Understanding the root causes can help you make informed decisions about your next steps.

If you ultimately decide to resign from your current job, develop a plan for transitioning to a new phase of your career or life. Update your resume, network with professionals in your industry, and explore job opportunities that align with your skills, experience, and interests in banking, finance, consulting, and related fields. 

Finally, prioritize self-care and well-being as you navigate this challenging period. Take time for activities that bring you joy and relaxation, such as hobbies, exercise, spending time with loved ones, or pursuing personal interests. Maintaining a healthy work-life balance and attending to your emotional and mental health are essential for resilience during times of change and uncertainty.

Remember that you're not alone in facing these challenges, and there are resources and support systems available to help you navigate this transition. Take things one step at a time, be patient with yourself, and trust that you have the resilience and strength to overcome obstacles and find fulfillment in your career and life. Best of luck! Feel free to contact me on Rediff Gurus if you need further assistance or help.

..Read more

Latest Questions
Milind

Milind Vadjikar  |542 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Milind

Milind Vadjikar  |542 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Listen
Money
Sir My Age is 38 Now. Running Business In Pune city. Below are the My Assets & Liabilities. Current Values - Assets. Own Industrial Plot - Rs. 2.0 Cr Business Income Yearly Rs. 24.00 Lack Own Company Investment ( Machinery, Debtors Etc ) - Rs 2.40 Cr Mutual Fund & Share Market Investment Rs. 2.10 Cr Bank FD - Rs. 50.00 Lack Own 3 Flats in Pune - Rs. 75 lack, 50 Lack & 35 Lack ( Current Values ) Golds - Rs. 25.00 Lack Land - Agriculture - Rs. 50.00 Lack Term Insurances - Rs. 20.00 Lack ( Till Date Premium Paid ) Labilities. House Loan - Rs. 30.00 Lack ( EMI 26500.00 PM ) Loan will close after 17 years. Car Loan - Rs. 6.35 lack ( EMI 12500.00 PM ) Loan will close after 5 years. This Assets & investment sufficient for maintain 7 family members Expenses after retirement ? ( 4 Adult + 3 Children (Below 5 Years) ). I will retire at the age of 45.
Ans: Hello;

What is the expected monthly rental from industrial plot and machinery?

Are you currently occupying one of the flats mentioned here or are all of them given on rent?

Also your term life insurance is very low. You should have minimum term insurance cover of 2.4 Cr.

You have good assets in agri land, industrial land, gold, real estate but they are relatively illiquid when need arises hence term insurance cover with riders for critical care and accident benefit are an absolute must!

Considering the home loan tenure of 17 years and 3 small kids in the family to be supported for education and decent lifestyle, I am not sure if you can retire in 7 years timeframe from now.

However I would appreciate your reply to my queries above, before I give my firm view about your retirement in 7 years timeframe.

Best wishes;

...Read more

Radheshyam

Radheshyam Zanwar  |1013 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 31, 2024

Milind

Milind Vadjikar  |542 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 31, 2024

Asked by Anonymous - Oct 30, 2024Hindi
Listen
Money
I have around 1 crore to invest. I am 61 years old retired defence officer and pension amounting to around ?1,50,000/- per month and medically covered. Need some sound investment plan for 1 crore. Don't have any liabilities?
Ans: Hello;

You may invest your corpus into following two funds in proportion of 50:50,

1. Kotak Arbitrage fund (low risk)
You may consider modest return of 6% from this scheme.

2. ICICI Pru equity savings fund (low to moderate risk). You may consider modest return of 8% from this scheme.

Theses investments will retain purchasing power of your corpus aginst inflation and deliver some real returns too with low to moderate risk.

This is in accordance with your age and commensurate risk appetite.

Happy Investing;

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x