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32-Year-Old Mech Engineer Seeking Career Change: How Can I Learn, Earn, and Be Financially Free by 42?

Prof Suvasish Mukhopadhyay |2672 Answers |Ask -Follow

Career Counsellor - Answered on Nov 09, 2024

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more

Question by chandini on Apr 29, 2024Hindi

Career

Hi iam 32 year old mechanical engineering graduate. Iam a home maker since I completed my graduation. Now I want to do something in my life, learn different things, earn along with taking care of my family(husband and children). Iwas a very good student till engineering 2nd year then I lost interest because of stagnant studies in our college and no practicality. No one was there to guide us in our college. Now iam getting from my deep with in I should do something, I should learn and grow daily. I should earn and be financially independent and free financially till the age of 42. Can you please suggest me what are my opportunities, how can I grow ? Iam also interested in mathematics and history, these days I have a liking towards computer sciences too. What will you suggest?

Ans: Great question. Why 42. You will start earning from 2025 only. Just go for some certification course of DATA SCIENCE which will include AI cum Machine Learning. Since you are an engineer this course won't be a problem for you. Just before joining the course for 1-2 months see the YOU TUBE videos about coding. Never it is too late. It is good your self motivation is ignited yoir mind to do something. Just be in touch with me. Join me in LINKEDIN for permanent connectivity and counselling. Best of Luck. GOD BLESS YOU. Professor...................:)

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Question by gopiraman - Feb 21, 2024Hindi

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hi sir this is gopiraman here from theni Tamilnadu india ok, iam a BE graduate in electronics & instrumentation engineering ok, 2001 passed out batch ok, 43 years old male myself ok, a widower for the past 2 years ok, we r poor family ok, struggling for food n survival ok, i have 22 yers work experience overall out if which for15 years i have worked in engineering colleges n polytechnics al over tamilnadu ok, n for 7 years in industrial , retail , servicing jobs in india ok, i know hindi tamil, telugu n Malayalam n english too ok, we don't have finance for doing ME MTECH ok I am not interested in doing ME MTECH too ok, plz suggest me all career path possible ok, plz ok, my parents are very old aged parents and towards the end of their lives ok, my wife died 2 years ago n i have a 13 year old daughter too ok, this is gopiraman here from theni tamilnadu india ok, plz help me with all career guidances possible ok, plz ok, thanks sir .

Ans: Gopiraman
Thanks for sharing your details. I fully empathize with your situation. However, I am not qualified to respond to your situation as you need counselling beyond how to progress in your Career.

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Image Coach, Soft Skills Trainer - Answered on Apr 25, 2024

Asked by Anonymous - Apr 16, 2024Hindi

Career

Hi, Im a 23 year old mechanical engineering graduate, currently unemployed, I am feeling to do some progress everyday, but day after day, nothing changes, I cant figure out what to do with this life and feeling very much lost, Cant think properly on doing what changes my life?

Ans: Hello!!

This information you have shared is not enough to understand what is that you are exactly wanting right now.
Let me see how I can help you. First of all extend your arm and pat yourself on the back for completing your engineering. You are a mechanical engineer!! Celebrate the fact and feel good about yourself.

I like the fact where you say "I am currently, unemployed", this can change soon, look out for opportunities, keep attending interviews, prepare well, ask for help, give it your best shot. Treat every failure as part of a learning process in becoming better next time. Surround yourself with positive and encouraging people.

Till you find a job, live life well on a day to day basis-
1. wake up early
2. exercise
3. eat well and sleep well
4. dress well at home too, don't be in your pyjamas, you should be in such a state that if someone asks you to come for an interview right away, you must be ready
5. beware of negative self talk... nip negative thoughts in the bud
6. looking for a job is your full time job, keep looking
7. be helpful around the house if you are living with your parents
8. till you find a job keep learning and building on your skills
9. volunteer to teach and help the less fortunate lot
10. do not sit idle, keep your body and mind active

Constantly invest in activities that ensure your physical, mental, emotional and spiritual well being!! Have rituals that focus on these four pillars of your life!

Blessings and all the very best!!

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Asked by Anonymous - May 01, 2024Hindi

Career

Hello sir I am 30 years old, I have been working as a marine Engineer in a ship from last 5 years. But my work is so frustrating that I don't want to do it anymore, but since I need money to feed my family I am doing this job, I have father mother and wife , who has expectations from me , sometimes I think I should do MBA but that too require preparation money and time , but I don't know whether I will be happy after that or not , can you help in deciding how should I navigate my life in career prospective, how can I find right career for myself Kindly guide me to the right path Thank you.

Ans: One option is to do online courses (MBA or any other field) and try to move into different field. Second option is to look for other relevant jobs. I believe there are jobs for marine engineer on land as well. Can look at those options.

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Asked by Anonymous - Nov 22, 2024Hindi

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Hello sir I am currently studying in diploma in Mechanical engineering of semester -v and my age is 20 years.Are you advice best career options after diploma.

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Question by Gaurav - Jul 18, 2025Hindi

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Dear sir/mam I want to do cyberscurity course. I have financial issues and my age is 40 I want to take educational loan and I don't have business, job and any other source of income. Please suggest me for education.

Ans: Education is an investment, but at 40 with no income, no job, and no assets, taking an unsecured loan is financially risky.

Do not borrow without a clear repayment plan or guaranteed employability after the course.

Instead, choose:

Free or low-cost certified cybersecurity courses (many top institutes offer them).

Skill-based government programs (e.g. NSDC) with minimal fees or EMIs after placement.

Build skill first, then earn, then upskill with paid advanced certifications.

Avoid debt at this stage without income support. Let me know if you'd like a structured, no-loan learning plan.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Question by Sanjiv - Jul 16, 2025Hindi

Money

I m a 44 yrs old . My salary 85k net per month. Rent income 1.20 lakh per month. Fixed deposit 46 lakh PPF 21.35 lakh Lap loan 46.50 lakh OD loan 6.50 lakh. Mutual funds 2.75 lakhs Shares 3.25 laks Property in Noida, jewar, dwarka , Rohini and faridbad. My wife is earning 50k per month but not contributing in assests we spend his salary on vacations and foods and cloths as she don't want to save. According to her it is my responsibility to provide foods and investment. At this age I m going to lose my jobs. I can manage all things with rental but how can I build up financial assets from here on and my triple source like salary, rental and interest helps me a lot in past. I m simple man with basic needs no extra expenses on me. But kids are in college in class 9 how can I build assests and ensure their good education

Ans: Hello Sanjiv, you have a lot of money parked in debt instruments like FD, PPF and not-liquid assets like properties as well. I would advise you to calculate your income from each asset on a yearly basis in % terms. I think that will give you a true picture of what you are earning as of now vs what you can earn in equity mutual funds which are managed by professionals.
We can have a detailed conversation around your situation and I can help you understand what re-shuffling can be done in your asset portfolio (with continuing rental+interest income) with greater capital appreciation, visit my website www.slwealthsolutions.com if you are interested

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NEET, Medical, Pharmacy Careers - Answered on Jul 18, 2025

Asked by Anonymous - Jul 16, 2025Hindi

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Im in class 11 and preparing for neet i rigorously studied yet I dont seem to improve like i m unable to touch 600 or above 550 it's seriously a shame when people in my batch are seriously so good..l worked so hard but now i have to study rotation because it wasn't taught to us properly and now we are studying another chapter it's so much work i have no idea how to handle it

Ans: Hi,

First of all, don’t focus on what others are doing or how they are doing it. Each of us is unique. Don’t worry about the marks; don’t get tense. Instead, reflect on the mistakes you’ve made. Just identify and analyze them. You can easily score more than 675 if you put your mind to it. You still have enough time.

Remember to do smart work rather than just hard work.

How can you identify the correct answers? Check the relevance of the answer to the question. This is another way to find the right answer.
Start practicing yoga and meditation to concentrate

If you need any further assistance, please feel free to post your query.
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Question by Vinay - Jul 12, 2025Hindi

Career

Sir, I would like to know the prospects of BiPC students other than NEET and respective top universities.

Ans: Hi Vinay,

As a student of Biology, Physics, and Chemistry, here are some options for further studies aside from NEET:

- BNYS (Bachelor of Naturopathy and Yogic Sciences)
- Nursing
- Pharmacy
- Agricultural, Horticultural, and Forestry Sciences
- Medical Laboratory Technology (MLT)
If you need any further assistance, please feel free to post your query.
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Asked by Anonymous - Jul 16, 2025Hindi

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Hi Gurus, Im 29 year old with salary 1lac per month, my wife's salary 25k per month. I live in Pune with my parents and wife. I have Home and car loan EMI sums up to 30k per month additional maintainance and monthly fix outgoing is 20k approx. How should I plan my salary, and best investment option? Im thinking of investing in SIP but not sure which SIO would be best. I want to plan for our future child's education expenses and my retirement plan.

Ans: Hello, you have an income of 1.25L per month and fixed expenses of 50k a month, here I am not sure whether your monthly expenses are taken into consideration or not. I think there is some knowledge lacking on your part about investing and passive money sources. I would be very happy to help you but this will require a detailed conversation, please visit the website slwealthsolutions.com if you are interested.

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Asked by Anonymous - Jul 11, 2025Hindi

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Hello sir , I scored 446 in neet 2025 and I am from obc category from UP . Is there any chances of getting a good bams college in Up or all over the India.

Ans: HI,
Chances are available to secure a seat in private or mid-tier government colleges. Do participate in the counseling process.
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Question by Síddhàrth - Jul 18, 2025Hindi

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I got 16300 All India rank And 4300 obc rank Can I get any iiser like behermpur..and I am PCB student..

Ans: HI SIDDHARTH,
Possibilities to secure a seat either in Tirupati or Berhampur.
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Question by Pintu - Jul 15, 2025Hindi

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Sir iitgn main registration k time pr fee b lgta h kya

Ans: HI PINTU,
NO.
There is no fee charged specifically for registration in the categories during the JoSSA registration process for IITs. Once a seat is allotted and accepted by the aspirant, the aspirant must pay a fee for the seat acceptance.

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Relationships Expert, Mind Coach - Answered on Jul 18, 2025

Asked by Anonymous - Jul 15, 2025Hindi

Relationship

I'm 34 and have spent the last six years trying to find a genuine partner through every possible route -- dating apps, matrimonial sites recommended by relatives, setups through friends. It's been exhausting and disheartening. The men I match with are either secretly married, emotionally unavailable, or bluntly state that they aren't interested in commitment. On matrimonial sites, I keep coming across entitled MCPs (male chauvinist pigs) who want a docile, obedient wife -- someone to bear their children, manage their homes, and take care of their aging parents like we are living in 1950. The few men I've genuinely connected with emotionally have told me upfront that they don't believe in marriage or aren't looking for anything serious. And here I am, still single. I've been seriously considering signing up for an app purely focused on intimacy. I'm not looking to sleep around without thought. What I crave is connection, touch, and feeling desired, even if it doesn't lead to marriage. I've dated so many men in search of love, and yet, I've ended up alone. Is it wrong to stop chasing 'the one' and instead focus on fulfilling my emotional and physical needs without expecting long-term commitment?

Ans: Dear Anonymous,
It's obvious to me that you haven't yet sat yourself down and asked:
- What do I want in my life partner?
- What do I want from a marriage?

You have shared about what others want from you; what do you want from a potential association?
Being clear will help you stop this chase and anyway, there's no 'The One'...if you find one, do let me know and I will be happy for you...Marriage is not about finding the right person but by knowing what you want from a marriage. This narrows down your choices to someone that close to your thoughts and value systems and then you both have to make the marriage work.

Now, if you are not looking for a committed association or a long-term one, then you will have to keep playing games with people who are half serious or just looking for some fun and hey, the chances of you being emotionally hurt will be greater here...
So, be clear on what you want and then you will know the next step, the next conversation that you wish to have with a person with more certainty that increases your chances at a good sturdy relationship.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Relationships Expert, Mind Coach - Answered on Jul 18, 2025

Asked by Anonymous - Jul 15, 2025Hindi

Relationship

Dear guru. I recently watched the film Aap Jaisa Koi and I could relate so much with Kusum bhabhi's character. My condition is somewhat similar. I've been married for six years now. On the outside, everything looks perfect -- a good husband, a 3bhk two storied home in Lucknow, a stable life. But inside, I feel invisible. My husband is a good man, no doubt, but he barely notices me as a person anymore. Conversations revolve around chores, family obligations, and money. There's no affection, no curiosity about how I feel or what I want from life. Sometimes I wonder if he even sees me as a woman, or just as a role I'm expected to keep performing without complaint. Watching the film made me realise how quietly unhappy I've become. I'm not thinking of anything drastic like Kusum, but I do crave connection, validation, and a sense of being wanted, not just needed. I have often felt the urge to text my college crush just to talk or sign up on an app maybe to share my feelings. Is it normal to crave for love and sex outside your marriage? Will it help

Ans: Dear Anonymous,
Movies can wake you up, but also don't apply everything from it onto yourself. You will feel like a 'perfect' victim. It's good that you have become aware that you truly want more affection from your husband which is what you call as connection or validation.
Also, when you start to fill the void in your marriage from outside, it's not going to be a very pleasant experience.
Working on your marriage can help; some men unfortunately are raised in homes that don't teach them on how to care for a woman and her feelings. Usually, the male figure at home will dominate in a way that the mother/sister will be submissive or subservient and then the son picks this trait from his father.
So, even if you raise this point of affection, your husband is possibly not going to understand or will simply tell you that you are overthinking. He knows only that much...
Start by being excited about your marriage...
- appreciate him often; it might teach him to do the same with you
- express your wants very clearly without making it sound like a complaint; it may teach him to follow your expectations
- ask for help within your marriage; it may subtly teach him to show up more for you

It's a long journey perhaps, but start somewhere...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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