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R P

R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Aug 04, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Sridhar Question by Sridhar on Aug 03, 2023Hindi
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Career

I had to give resignation to my job as my boss is harassing me, what can I do?

Ans: Dear Sridhar,
The best option you can explore is to approach the superior of your boss and make him aware of the situation.
Secondly you can sit with your boss clarify about his expectations from you.
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My manager is mentally harassing me. I work 14-16 hours a day. Even during weekends he calls to discuss work and says it's important and urgent. My family is very upset. I have tried to say no many times but he continues to behave in the same way. I can't quit until I find a better job. This job is important for my career. What should I do?
Ans: I'm sorry to hear that you're going through this challenging situation. It's crucial to address workplace harassment and maintain a healthy work-life balance. Here are some steps you could consider:

1. Document Everything: Keep a record of the instances of harassment, including dates, times, what was said or done, and how it made you feel. Documentation can be helpful if you need to escalate the situation later.

2. Set Boundaries: Clearly communicate your boundaries to your manager. Let them know that you're willing to work hard during regular working hours but that you need time off during evenings and weekends to rest and spend time with your family.

3. Use Assertive Communication: When your manager calls you during your off hours, politely remind them of the boundaries you've set and suggest scheduling a discussion during regular working hours unless it's genuinely urgent.

4. Seek Support: Talk to HR or another trusted superior about the situation. They may be able to intervene and provide support or mediation. If your company has an employee assistance program (EAP), consider reaching out to them for guidance.

5. Know Your Rights: Familiarize yourself with your company's policies on harassment and discrimination. If your manager's behavior constitutes harassment, you have the right to take action to stop it.

6. Consider Legal Options: If the harassment persists and affects your well-being or career prospects, you may need to consider legal action. Consult with an employment lawyer to understand your rights and options.

7. Explore Other Job Opportunities: Start actively looking for other job opportunities that align with your career goals and values. Having alternative options can provide you with more leverage in dealing with your current situation.

8. Take Care of Yourself: Prioritize self-care during this stressful time. Make time for activities that help you relax and recharge, and lean on your support network for emotional support.

Remember that no job is worth sacrificing your mental health and well-being. It's essential to advocate for yourself and take steps to address the harassment you're experiencing.
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Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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