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Geeta

Geeta Ratra  |143 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Jan 03, 2024

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Manoj Question by Manoj on Dec 30, 2023Hindi
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Hi madam My son is doing Master in economics @ central university with 85% mark. He is interested to do his PhD at good university in USA/UK. What’s the procedure to apply and get a good university. Manoj

Ans: Hi Manoj,
To pursue a Ph.D. in Economics in the USA or UK, your son should identify potential advisors, excel in standardized tests like GRE or GMAT, prepare a strong research proposal, and secure compelling recommendation letters. Research universities aligning with his academic interests, considering faculty expertise and program reputation. Pay attention to application deadlines, and engage in relevant research or work experience to strengthen his application. Good luck!
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Sushil

Sushil Sukhwani  |584 Answers  |Ask -

Study Abroad Expert - Answered on Oct 13, 2023

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My son is Btech from IIT delhi having 3 years work experience in a software start up. he wants to pursue MS in computer Science,has Gre score above 350,TOFFLE score above minimum required.He applied last year too but didnt receive any call from Ivy League universities.This year too he will apply what should he do to get admission in good university sanjay
Ans: Hello Sanjay,

To begin with, thank you for contacting us. I am happy to hear about your son’s plans on pursuing Master’s of Science in Computer Science. As an answer to your query, I would like to tell you that your son should follow these recommendations in order to enhance his chances of securing admission to Ivy League universities.

As the first step, your son should make sure to draft a compelling application. This entails submitting a strong Statement of Purpose/Personal Statement that outlines his interest for the field of computer science, his accomplishments as well as his future goals. Not just that, he should also obtain robust endorsement letters from professors or employers who can attest to his character and abilities. As mentioned previously, your son has applied to only Ivy League universities. Remember that outstanding programs in Computer Science are offered by a number of high-class universities. I would suggest that he submits applications to not only Ivy League but rather to a broad variety of universities. In doing so, his chances of obtaining admission offers will be boosted.

Remember that extracurricular activities are an integral part of the application procedure, and thus, I would recommend that in order to showcase his passion for the field of computer science, your son should throw light on extracurriculars or outstanding achievements he has earned. Versatile applicants are often favored by admissions committees. As mentioned above, your son has already appeared for and obtained a GRE score of more than 350. I would say that though this score earned by him is respectable, it might not necessarily meet the criteria to secure admission to Ivy League universities. Earning a robust score can greatly enhance your son’s application, and thus, I would recommend that he re-appear for the GRE examination and strive to achieve a greater score.

When applying to certain universities, your son may be required to appear for interviews as part of the application process. I would recommend that he researches common interview questions and prepares his responses to those queries. If asked for, he should be well prepared to throw light on his past experiences, background, as well as his objectives for the future. Remember that one’s performance in the interview can greatly decide whether he/she secures admission. Your son should show his earlier application to academic advisors or counselors if possible as they would be able to point out areas that require improvement, provide meaningful insights, and guide him better. Lastly, with a number of universities have rolling admissions procedures, I would recommend that your son submits his applications ahead of time.

I would like to point out that although Ivy League universities are well-renowned, several other universities offer outstanding computer science programs that your son can consider applying to. His chances of getting admitted to a reputed program in the field of computer science can be enhanced if he applies to a number of universities.

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |584 Answers  |Ask -

Study Abroad Expert - Answered on Apr 16, 2024

Asked by Anonymous - Apr 16, 2024Hindi
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My son doing bachelor of Phesiothrepy he wants his post graduation in USA and somr other countries please advise him for some good universities how to get admission and what is the process iam not as good as in financial
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am glad to hear that your son is pursuing his Bachelor of Physiotherapy after which he intends pursuing his postgraduate (PG) studies in the USA. I would like to let you know that although pursuing higher studies overseas can be a fantastic opportunity, taking monetary considerations into account is crucial. As an answer to your question, mentioned below are some suggestions to locate economical options as well as the admissions procedure:

As the first step, your son should look into universities that provide affordable programs, or else, examine programs that offer monetary assistance or scholarships to overseas students. In comparison to others, a few universities might charge cheaper tuition fees. I would suggest that your son searches for public universities or ones that offer robust initiatives for financial assistance. Next, your son should make sure that the universities he is thinking about enrolling in are accredited by recognized accreditation agencies. This guarantees that educational criteria are fulfilled. If needed, your son should prepare beforehand for standardized tests viz., the GRE and TOEFL/IELTS. He can study with the help of various resources available online and in libraries. Remember that the application procedure and prerequisites differ between universities. Ensure that your son adheres to the guidelines set by each university and submits necessary documents viz., his academic marksheets, scores of standardized tests viz., the GRE, scores of English competency tests viz., the IELTS or TOEFL, personal statement, endorsement letters, as well as a CV or résumé. As part of financial planning, I would recommend that your son sets a realistic budget for pursuing higher studies abroad. He should consider the costs of living, tuition costs, medical insurance, as well as other additional expenditures. He should also look into the part-time employment opportunities for international students, and make sure that the work doesn’t hamper his studies. There are a number of scholarships available for international students that your son should look into. Scholarships based on merit or monetary support packages are offered by a number of universities. In addition, your son can explore external scholarship programs provided by governmental bodies, commercial businesses, or foundations. Besides conventional postgraduate programs, your son could look into other options viz., online programs, which may be comparatively cheaper and offer more flexibility. In order to acquire direction and assistance during the application procedure, your son can get in touch with the international student offices at the universities he’s considering. Not just that, he should speak with academic advisors or organizations with experience helping students study overseas.

Remember that there are several renowned universities in the USA and some other nations that are regarded for the robust Physiotherapy programs they offer. In the USA, your son can apply to universities viz., University of Southern California, Emory University, University of Iowa, University of Pittsburgh, and University of Delaware. In Australia, University of Sydney, University of Queensland, and University of Melbourne are well-known for their postgraduate programs in Physiotherapy. Universities viz., King's College London, Queen Margaret University, Edinburgh, University of Southampton, University of Nottingham, University of Birmingham, University of Manchester, and University of East Anglia in the UK are known for their postgraduate studies in Physiotherapy. Your son can consider applying to any of these universities. Your son can also apply to any of these Canadian universities viz., University of British Columbia, University of Alberta, McGill University, University of Toronto, and McMaster University that are well-regarded for their Physiotherapy postgraduate programs. These universities are well-known for their top-notch instruction, hands-on learning, and research possibilities in Physiotherapy. In order to ascertain which program best resonates with his interests, monetary situation, and professional objectives, I would recommend that your son conducts more research on each program. Besides, when selecting, he should also take into account variables viz., the location, amenities, experience of the faculty members, and alumni network.

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |584 Answers  |Ask -

Study Abroad Expert - Answered on May 27, 2024

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My son has completed bcom with acca in 2021 .He wants pursue his masters in uk He is working as audit associate. Which are best university and scholarship s.
Ans: Hello Marina,

To begin with, thank you for contacting us. I am happy to hear that your son has completed his Bachelor of Commerce (B.Com) with Association of Chartered Certified Accountants (ACCA) and now aspires to pursue his Masters in the UK. To answer your question first, I would like to tell you that given your son’s experience in auditing, pursuing a Masters in the UK after earning a B.Com with ACCA is an excellent choice. Concerning your query regarding the best university, I would like to let you know that there are several leading universities in the UK that are renowned for the accounting and finance programs they offer viz., University of Oxford, Imperial College London, London School of Economics and Political Science (LSE), University of Warwick, and University of Cambridge. Your son can apply to any of these universities.

Next, concerning your query pertaining to scholarships, you would be glad to know that a number of universities in UK offer scholarships to overseas students, and your son might qualify for a few of them. They are Commonwealth Scholarships, Chevening Scholarships, scholarships offered by individual universities, as well as External Scholarships.

I would recommend that your son thoroughly examines the admission prerequisites for each university, as well as looks into the program syllabus and possibilities for scholarships. Not just that, he should begin the application process in advance and seek counsel from academic counselors or experts in the field for guidance on selecting the best program and crafting a compelling application.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

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Kanchan

Kanchan Rai  |538 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

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Dear Kanchan .. Generally it happens to me, when I have to attend any hearing before courts/ Tribunal, I become more stressed till the hearing is completed. Please suggest
Ans: It’s entirely normal to feel stressed before court or tribunal hearings. These situations can be intimidating, and the anticipation of the unknown adds to the anxiety. But it’s crucial to manage this stress to ensure you perform at your best and protect your mental well-being.

Start by preparing thoroughly for the hearing. The more you know about the case, the arguments, and the possible questions, the more confident you’ll feel. Practice your statements or answers, perhaps with a colleague or in front of a mirror. Visualization can also be powerful—imagine yourself confidently presenting your case and everything going smoothly.

On the day of the hearing, use deep breathing techniques to calm your nerves. Inhale slowly through your nose, hold for a few seconds, and exhale through your mouth. Repeat this several times to reduce anxiety. Positive affirmations can also help. Remind yourself that you are well-prepared and capable of handling the situation.

If the stress is overwhelming, consider grounding exercises, such as focusing on your five senses—what you see, hear, feel, taste, and smell at the moment. This can help anchor you in the present and prevent your mind from spiraling into worst-case scenarios.

After the hearing, practice self-care. Engage in activities that help you relax, like a walk, listening to music, or talking to someone you trust. If this anxiety persists or intensifies, seeking support from a mental health professional can help you develop more personalized coping strategies.

I

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Kanchan

Kanchan Rai  |538 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

Asked by Anonymous - Feb 08, 2025Hindi
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My boyfriend is of a complete different religion and caste as mine. We met at work. In my past i have had only one relationship in which i got cheated on....so was skeptical on dating again. Now its been 8 months in this new relationship where he convinced me to give a try. He's a gem of a person but now he is telling melive in the present i dont know about the future. I love you n want to date you but idk about the future if my family wants me with someone i may have to end this. What do i do i am so attached for he has given me all the love n care. Please help
Ans: Right now, you need to be honest with yourself about what you want. If you’re looking for a committed future and he’s unsure, it’s essential to recognize that this uncertainty may continue to cause you pain. If you choose to stay, prepare yourself for the possibility that his family might influence his decision, and it could end in heartbreak. On the other hand, if you feel that the love and care he’s giving you right now are worth the risk, then decide to cherish the present moment while being mentally prepared for whatever may come.

Have an open and heartfelt conversation with him. Let him know how his uncertainty makes you feel, without pressuring him for a commitment. This isn’t about forcing him to decide but about understanding each other’s emotional needs and boundaries. If he truly values the relationship, this conversation might give him a deeper perspective on how his indecision affects you.

It’s important to protect your emotional well-being. If his stance remains the same and you find yourself growing more anxious and hurt by the uncertainty, then you might have to consider whether staying is good for your mental and emotional health. Sometimes letting go, even when it hurts, is the most loving thing you can do for yourself.

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Kanchan

Kanchan Rai  |538 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 12, 2025

Asked by Anonymous - Feb 12, 2025Hindi
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Relationship
My wife 55 is unable to cope up with death of our elder son aged 27 around 2 yrs ago and is always in deep regress remorse uninterested in any daily chores including sex. I wish to move on .. Suggest way out...
Ans: Two years might seem like a long time, but grief doesn’t follow a timeline. For some, it can take much longer to even begin the process of healing, especially when it involves the loss of a child. It’s not unusual for grief to cause a complete shutdown, and that’s likely what’s happening with your wife. She’s stuck in a cycle of regret and remorse, unable to find a way out.

While you also carry the weight of this loss, your need to move forward is natural. It’s crucial to understand that wanting to heal and live again doesn’t mean you’re forgetting or dishonoring your son. It simply means you’re choosing life amidst the pain. The challenge is to find a way to do that without feeling guilty and without leaving your wife behind.

Encouraging her to seek professional help, such as grief counseling or therapy, could be a significant step. If she’s resistant, consider starting therapy for yourself first. Sometimes when one partner begins to heal, it opens the door for the other to consider healing too. Couples grief counseling could also provide a safe space for both of you to express your pain and find a way forward together.

Patience and understanding are crucial, but so is communication. Gently express to her how much you miss her presence and how you’re struggling too. Let her know you want to find a way to live again while still honoring your son’s memory.

Moving on doesn’t mean moving away from your son’s memory—it means learning to carry it in a way that doesn’t consume you. It’s a delicate balance, and seeking support can help you both find it.

...Read more

Yogendra

Yogendra Arora  |5 Answers  |Ask -

Tax Expert - Answered on Feb 12, 2025

Asked by Anonymous - Feb 11, 2025Hindi
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Money
Hey, I am a freelance graphic designer based in Mumbai. I’m 40 and I've recently transitioned from a full-time job to freelancing, and I’m struggling to understand how to manage taxes on my variable income. My annual earnings are 8-15LPA approx. Are there any deductions specific to freelancers? Also, how should I plan for quarterly tax payments?
Ans: hi,
for this particular financial year you will be taxed under 2 heads ,1st under salaries for the period you were in job & for remaining part you will be taxed as business income being started freelancing work.

And for freelancers there is no any specific dedutions however all deductions available to all others are available to freelancers like 80C to 80G.

For calculation of taxation of freelancing period you should record all your receipts & expenses (only related to work, no any personal expenses) details with proper documentary evidences specially for expenses part, net of the (receipts & expenses) will be your income however you can opt for presumptive taxation also.

For Advance payment :-
if tax applicable to you during the finanical year as per calculations exceeds Rs 10000, then your have to pay advance tax quarterly as below
on or before 15th june :- minimum 15% or more of tax amount.
on or before 15th september :- minimum 45% or more of tax amount.
on or before 15th December :- minimum 75% or more of tax amount.
on or before 15th March :- full 100% tax payable as per calculations.
Happy to help.
Thanks.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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