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12th PCM student seeking career advice besides NDA

Nayagam P P |3726 Answers |Ask -Follow

Career Counsellor - Answered on Sep 12, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
... more

Asked by Anonymous - Sep 10, 2024Hindi

Career

Sir, I am currently in 12th and have taken PCM. I am interested in NDA, but I am unable to have alternate options after 12th. Please suggest some alternate career options in case I am unable to get through NDA.

Ans: You are interested in NDA. You have NOT mentioned whether you have joined any Coaching Center for the same. Please note, the UPSC has officially announced the schedule for the NDA & also for Naval Academy Exam. Application will start from 11th December and last date is 31st December. The exam will be held on 13th April, & the courses will commence in January 2026. It is advisable to prepare well for the exam due to competition. Also, please do not rely only on 1 entrance exam and most students commit the mistakes of appearing for 1-2 exams and then struggling to get admission. It is advisable to appear minimum for 5 entrance exams to have multiple options to choose the most suitable one. Better to appear also in CUET exam and other Private Colleges Entrance Exams in your State. Have Plan B & Plan C. (ONLY) if affordable by your parents, you can even try for Management Quota Seat with any one of the reputed colleges in your State/Location for the Branch in which you are interested. All the BEST for Your Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

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Question by Anwesha - Mar 27, 2023Hindi

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Hello can you guide me in what career options I can choose from after 12th? I am a pcb student and I am not going to give NEET soo i want some suggestions on career options whithout giving NEET

Ans: Hello Anwesha,
Here are the few options you can opt for without NEET.

B.Sc. courses: You can opt for B.Sc. courses in various subjects like physics, chemistry, biology, microbiology, biotech, etc.

Research: You can opt for research-oriented courses like M.Sc., Ph.D., etc. in your desired field of study.

Agricultural Science: You can opt for courses in agriculture like B.Sc. Agriculture, B.Tech. Agriculture, etc.

Environmental Science: You can opt for courses in environmental science like B.Sc. Environmental Science, M.Sc. Environmental Science, etc.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

Also you can altogether change the field. All the best.

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Question by Sushant - Mar 31, 2023Hindi

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Hello Sir, My Child is in XII Std CBSE Board and have Taken PCM, he want to join NDA, please give us some idea about the future

Ans: If keen, he must apply for the NDA written examination scheduled for September 2023. Future in the Armed Forces is bright, let me assure you! All the best to him!

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Soft Skills Trainer - Answered on Apr 27, 2024

Asked by Anonymous - Apr 16, 2024Hindi

Career

I'm completed by 12 with PCMCS . Now I confused which career option I should go for .... NDA or Btech .. As an army officer life is good and stable but there is no career growth all in all ... But In btech if I work on my skills there is a good growth in career . But if I see in the next 10 years ... The number coders will also increase recession is also going on .... Wht should I do ...

Ans: There's a lot more to your question and the cause of your confusion needs to be understood??

Did you say life as an Army Officer or plan your career as a civilian,
Be ready for the challenges on both sides.. Life is not a bed of roses,thorns come along.

Do an aptitude test understand what you are ready for.. Life for the Nation NDA... Lives for the nation Btech!?

Your choice!

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 11, 2024

Asked by Anonymous - Sep 10, 2024Hindi

Career

Sir, I am currently in 12th and have taken PCM. I am interested in NDA, but I am unable to find alternate career options. Please suggest some career options in case I am unable to get through NDA.

Ans: Hello

You are in 12th and have taken PCM. One of the aims is to go for NDA but you are in a dilemma whether you will get it or not.
It would be suggestible for you that, please focus on the engineering entrance tests (either state or national level). Try to crack it. If not successful, then you try other options. To think of other options, you have ample time. Many career options can be easily explored after the 12th board + CET + JEE examinations. Please contact me after the exam is over. Based on the score (either good or bad) better options can be suggested to you. Best of luck with your upcoming examinations.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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Asked by Anonymous - Sep 19, 2024Hindi

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Can I retire early at 45 with 2.5 cr and monthly expense of 1 Lakh. Pl mind that I am yet to have kids and my mother and my wife are my dependents. Pl advise approximate corpus in case this is inadequate.

Ans: I recommend that you postpone your retirement till accumulation of additional corpus of 1.5+1=2.5 Cr+

This incremental 1.5 Cr with existing 2.5 Cr adding upto 4 Cr can be used to buy an annuity.

Assuming 6% annuity rate you can expect a monthly payout of 2 L(pre-tax).

After deducting monthly expenses, the balance can be reinvested in moderately risky funds to protect against inflation/healthcare costs in older age.

1 Cr can be corpus earmarked for future needs.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

You may follow us on X at @mars_invest for updates.

Happy Investing!!

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Question by Sanjay - Dec 04, 2023Hindi

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Sir my wife is working in school Her PF was deducted under EPF Now her school has given her reemployment on adhoc basis and her PF is still deducted. As she has attained the age of 58her deductions are not taken in EPS. How can she get her pension as date of retirement under EPS and EPF are to be mentioned as same as her EPF is still being deducted

Ans: Please check if the EPF contribution after deduction is indeed credited to her EPF account especially after superannuation at 58 and reappointment thereafter on adhoc basis.

Date of exit for EPF and EPS may need not be the same.

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Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Dec 07, 2023Hindi

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Hi sir, I am 24, Goal 1 cr in next 10 year MONTHLY total SIP @ 7000 ,( PPFS 2 , MOTILAL Oswal midcap1.5k , axis small cap2.5k, ICICI valu discovery1k) step up 30% per year Lump sum - 10000 NipponPower fund 10000 - HDFC REQUIREMENT FUND EQUITY. ( Step up 15-30% each half year as per performance PLS SUGGEST. Any deletion or addition.

Ans: I offer you two scenarios:
1. Step up both SIP and lumpsum by 40% every year to reach your target of 1 Cr corpus, 10 years from now.

2. Step up your SIP and lumpsum by 15% every year to reach your target of 1 Cr corpus 15 years from now. (Modest return of 13% assumed)

Your sip break up is:
PPFAS flexicap fund (2 K)
MO Midcap fund (1.5 K)
Axis Small Cap (2.5 K)
ICICI Pru Value Discovery Fund (1 K)

I suggest you to remove ICICI Pru Value Discovery Fund from your portfolio and add that 1 K sip into MO midcap fund.

Also I recommend you to migrate to Nippon India Small Cap Fund (2.5 K)

The lumpsum I would suggest you to invest in Quant ELSS tax saver fund and SBI Technology Opportunities Fund

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates.

Happy Investing!!

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Sir, I am currently enrolled for diploma in mechanical engineering but im confused about future. I don't know what to do after completing my diploma engineering.

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I am looking for course in supply chain which should wort it in my career I am having 15 years of experience in logistics

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Asked by Anonymous - Aug 09, 2024Hindi

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I am married woman .i have an affair with unmarried man since last 4 year .. now he plans to marry and cut the relationship but I can’t accept it all .. .. what should I do

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I don't know what pushed you to seek a relationship outside of your marriage; I am also not assuming that you have an open marriage- keeping that in mind, I don't see how you are not okay with the guy getting married. You are married, and you can never have a marital relationship with the guy. The relationship you share with him is not legitimate and it won't be unless you leave your husband. You didn't mention divorce, so I am assuming you don't plan to do so. Then why do you expect him to stick with you without any prospect of a future? Please consider what I said. I am sure you already know this, but it's time you come to terms with it.

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Question by Pankaj - Jul 27, 2024Hindi

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Hi MA'AM/SIR I've have been in a relationship from past 3-4 years But our family members are bot agreeing for marriage Because we both have same Surname. What to do?

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Please try to sit them down and have a logical conversation- I am sure you already did, but this time, point out all the positives of the relationship and ask them how can one overshadow all the good things about the relationship. See if that helps.

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Dating, Relationships Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 10, 2024Hindi

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Hello, we got a biodata of a guy 15 days back from a family friend. We enquired about him everything seems perfect. My uncle went to meet the family now we gave them my biodata so should I send him friend request on Instagram or wait for their reply. As i know there are chances they might reject the biodata but if he see my Insta maybe he gets interested

Ans: Dear Anonymous,

It is totally up to you. But I would suggest waiting a few days till they get back to you with an answer. It might come off a bit pushy and in case the guy does not reciprocate the feeling, things might get awkward. So, even though there is no harm in sending a request now, it would be better for all parties involved, if you wait a little.

Best Wishes.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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