My age is 45+ In May 2023 I suddenly lost my job due to layoff in my previous company .I am having around 15 years of work experience in logistics but till date I have not been able to find a job. Is age a factor?Is the logistics job market very dull at this moment? I am applying daily to job opening which are coming but nothing is getting materialized. Can you guide me.

Ans: Hello dear.
It seems to be difficult to get admission to CSE @ NIT with a score of 89.3 + OBC category.

Follow me if you’re satisfied with the reply; otherwise, feel free to ask again.
Thanks,
Radheshyam

Ans: Hello dear.
There are chances to get admission mostly in one of NITs but surely in IIITs.

Follow me if you’re satisfied with the reply; otherwise, feel free to ask again.
Thanks,
Radheshyam

Ans: Hello dear.
With a score of 97.83 + EWS category, you may be admitted to NIT but difficult in CSE.
Follow me if you’re satisfied with the reply; otherwise, feel free to ask again.
Thanks,
Radheshyam

Ans: Hello Adarsh
You can get ECE/CSE @ NIT. Best of luck

Follow me if you’re satisfied with the reply; otherwise, feel free to ask again.
Thanks,
Radheshyam

Ans: Hello;

It is good to note that you are curious to know about investments at an early age.

Keep expenses worth 6 months as emergency fund.

Have a term insurance cover in which you can extend amount of cover based on life stages.

Use NPS for your retirement planning.

For all other financial goals such as:
1. Funds for Marriage
2. Home purchase down payment corpus build
3. Vacation planning
4. Car purchase
5. Children's education

You may plan SIPs of various durations into type of mutual funds that are in sync with your risk appetite, financial profile and time horizon.

Mutual funds can be used to invest in various asset classes such as domestic equity, international equity, debt, gold, real estate etc.

Some social security scheme subscription is also desirable (PPF/EPF).

Also carry good healthcare insurance if you are not in government employment.

Please feel free to revert for any other doubts.

Best wishes;

Ans: Dear Anonymous,
I am not sure if you are looking for financial advice or relationship, but the general rule of thumb is that if you have any worries when you think of getting married, it's best to take things slow. As for the financial burden of getting married, it is important for both partners to contribute and shoulder the responsibilities. Things are much easier when
Hope this helps

Ans: Dear Anonymous,
I get that it's tricky but you have to understand that it's all in your head. Your exes might not even care, or even if they do, it does not matter. Your present partner doesn't have an issue with your past, and neither should you. What you are concerned about is a mere social construct. So every time you feel this way, make yourself understand that there's nothing to be guilty about.
Best Wishes.

Ans: Hello;

Instead of investing in physical silver, you may invest in silver mutual funds/ETFs.

This will not require any safe deposit locker, making charges and GST.

You may sell it whenever you want.

Also it pegged to the price of physical silver in India.

Best wishes;

Ans: Hello dear,
You are not the only one facing critical problems in life. Yet, you completed your pharmacy degree at just 19. I believe you took the job examination only once and felt frustrated. Many candidates have applied multiple times before being selected. Don't lose hope; keep trying until you achieve success. Wasting sleepless nights won’t solve anything. You have limited time to prepare for the RRB Pharmacist examination next month. Wake up and work hard to pass it and fulfill your dreams! At just 21, you have plenty of time to reach your goals. Take care of your father while also preparing for your exams. Keep faith in God. Best of luck for your bright future ahead.

Follow me if you’re satisfied with the reply; otherwise, feel free to ask again.
Thanks,
Radheshyam