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R P Yadav | Answer |Ask -Follow

HR, Workspace Expert - Answered on Jun 01, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Question by S on Jun 01, 2023Hindi

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Career

I am 47 yrs old, working as RSM. My career has stagnated for past 10 years due to wrong career decision ( change of jobs, choosing wrong profile, compromising on salary etc..). Now when i am looking for change, i am overaged for Regional positions, but lack experience for GM positions. What can i do. I am earning just 14 lacs inspite having exp of 23 yrs and been associated with MNCs. I am a B Tech MBA graduate !?

Ans: Dear S,
Yes, your career has strangled due to some wrong decisions. In order to strengthen yourself, you must try to improve on your skills and try to make friendship with the top management for better growth. This is the best option.
Other wise, you can look for better positions in other organizations once you get the right opportunity
This is a relatively risky proposition. .

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R P Yadav | Answer |Ask -Follow

HR, Workspace Expert - Answered on Mar 26, 2024

Asked by Anonymous - Mar 24, 2024Hindi

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I have 18 yrs of exp in Recruitment field, yet have Not been able to build my skills. I have not become a manager and so my salary has not grown. I have worked in consultancies only (not companies ) At age 47, I feel burnout, and am without job opportunity due to stability and age . Pl advise.

Ans: I’m sorry to hear that you’re feeling this way, but please remember that it’s never too late to make changes in your career. Here are a few suggestions:

Upskill: Consider upskilling in areas that are in demand in the recruitment field. This could be data analysis, HR technologies, or even soft skills like leadership and negotiation. There are many online platforms offering courses that you can take at your own pace.
Networking: Networking can open up opportunities that you might not find in job postings. Attend industry events, join online forums or groups related to your field, and don’t hesitate to reach out to old colleagues or friends.
Mentorship: A mentor who has experience in your field can provide guidance, help you set career goals, and offer advice on professional development.
Well-being: It’s important to take care of your mental health. If you’re feeling burnout, it might be helpful to speak to a professional who can provide strategies to manage stress. Remember, it’s okay to take breaks and make time for activities you enjoy.
Consult a Career Coach: A career coach can provide personalized advice based on your specific situation. They can help you identify your strengths, explore different career paths, and plan actionable steps towards your career goals.
Remember, everyone’s career path is unique and it’s okay to take your time to figure out what works best for you. Good luck!

Krishna Kumar | Answer |Ask -Follow

Workplace Expert - Answered on Mar 26, 2024

Asked by Anonymous - Mar 26, 2024Hindi

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I have 17 yrs experience in Recruitment field, yet have Not been able to build my skills. I have not become a manager and so my salary has not grown. I have worked in consultancies only (not companies ) At age 47, I feel burnout, and am without job opportunity due to stability and age . Pl advise.

Ans: Dear

I can feel your pain...it's not easy..

Few thoughts.

1. Talk to your friends and family to understand yourself better...why you got stuck...was it because of poor decisions, behaviour issues or anything else...do an honest self introspection.

2. Talk to senior people from industry and understand from them what you can do now.

3. Accept your emotional state...if you think appropriate go and talk to therapist they will help you understand yourself better.

While I know how painful it must be for you however I would say that it's pain and suffering that forces us to introspect and that provides us direction...so believe in yourself and life force.

Fact that you have come this far in life that shows you have tenacity and resilience... believe in that strength of yours and it will help you move forward. Your Sincerity will guide you.

All the best.

Archana Deshpande |104 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Apr 16, 2024

Asked by Anonymous - Mar 28, 2024Hindi

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I have 17 yrs experience in the Recruitment field, yet have Not been able to build my skills. I have not become a manager and so my salary has not grown. I have worked in consultancies only (not companies ) At age 47, I feel burnout, and am without job opportunity due to stability and age . Pl advise.

Ans: Hi!!You have the experience, 17 yrs ….build your future on it! Nothing in life ever goes waste. Look a little deeper into yourself, why is that you didn’t become a manager? What skills you need? Looking the part, leadership skills, public speaking, communication skills? In today’s world you can learn any skill that you want… believe in yourself, perform a SWOT analysis ( Google SWOT ) .
Put everything on paper… you’ll get a lot of clarity and it will no longer overwhelm you. Any age is a good age to start learning. You are just 47… there is still a whole life ahead of you!!
Burnout comes when you stop learning and not doing stuff that brings you joy. Next 30 days., you’ll do the following-
1. 20 mins of physical activity, it can be anything which makes your heart beat faster, brisk walks, dancing non- stop , etc
2. 10-15 mins of any activity which fills your heart with joy,( make your joy list, start doing one of them every day) Your energy for life comes from your joy list!
3 spending time in nature ( nature heals you)
4. Up skilling yourself
Forget the past now, we can’t change it…plan all of your today with one step in the future and it all starts with taking care of yourself..
All the best…

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Ramalingam Kalirajan |8221 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 12, 2025

Asked by Anonymous - Apr 12, 2025Hindi

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Money

I am 38 year old in IT, draws a little over 3L per month, married and 3 kids. First one in 5th standard, second in UKG and third is in play school. Wife working in IT as well drawing 2L per month. We have Two houses - one individual house estimated value (1.5 CR) with 18L loan pending paid by me (26.5k per month EMI) and other apartment nearing completion estimated value (1CR) with 50L loan pending paid by my wife (47k per month EMI). As far as other savings are concerned I have around 50L in MFs and my wife has 20L. I have 5L in stocks, 5L in FDs and 5L in other markets. My PF value is around 25L. My wife PF and Gratuity together around 20L. We have Vehicles estimated to give 10L. Currently living in a metro city for our work with expenses upto 2L per month including loans, kids education, rent etc Please tell us what more needed for us to retire and move to less expensive tier 2 place where living expenses can be between 50k - 1l name month.

Ans: Current Financial Overview
Age: 38 years

Monthly Income: Rs. 5 lakh (combined)

Monthly Expenses: Rs. 2 lakh (including EMIs)

Assets:

Mutual Funds: Rs. 70 lakh

Stocks: Rs. 5 lakh

Fixed Deposits: Rs. 5 lakh

Other Investments: Rs. 5 lakh

Provident Fund: Rs. 45 lakh (combined)

Vehicles: Rs. 10 lakh

Liabilities:

Home Loan 1: Rs. 18 lakh (EMI: Rs. 26,500)

Home Loan 2: Rs. 50 lakh (EMI: Rs. 47,000)

Retirement Corpus Estimation
Target Monthly Expenses Post-Retirement: Rs. 1 lakh

Expected Retirement Age: 50 years

Life Expectancy: 85 years

Inflation Rate: 6%

Expected Return on Investments Post-Retirement: 8%

Based on these assumptions, you would require a retirement corpus of approximately Rs. 6 crore to maintain your desired lifestyle in a tier-2 city.

Children's Education Planning
Child 1: Currently in 5th standard

Child 2: Currently in UKG

Child 3: Currently in play school

Assuming higher education costs of Rs. 25 lakh per child in today's terms and considering an education inflation rate of 10%, the future cost for each child could be significantly higher. Therefore, it's essential to start dedicated investments for each child's education.

Action Plan
Increase Savings: Aim to save at least 40% of your combined monthly income.

Debt Reduction: Prioritize paying off high-interest debts to reduce financial burden.

Investment Strategy:

Continue investing in mutual funds with a focus on long-term growth.

Diversify your portfolio to include a mix of equity and debt instruments.

Emergency Fund: Maintain an emergency fund equivalent to 6 months of expenses.

Insurance:

Ensure adequate life insurance coverage for both you and your wife.

Obtain comprehensive health insurance for the entire family.

Final Insights
You're on a solid financial path with a strong income and investment base.

Focus on increasing your savings rate and reducing liabilities.

Plan systematically for your children's education expenses.

Regularly review and adjust your investment portfolio to align with your retirement goals.

Consider consulting a Certified Financial Planner to tailor a comprehensive financial plan for your family's needs.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

Mayank Chandel |2192 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 12, 2025

Asked by Anonymous - Apr 12, 2025Hindi

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I got 95.87 percentile can I get Nit chemical give me list of nits

Ans: Hi
You have a good chance in:
Lower and newer NITs like:
NIT Puducherry
NIT Sikkim
NIT Meghalaya
NIT Arunachal Pradesh
NIT Mizoram
NIT Nagaland

Borderline chance (for home state quota or reserved category):
NIT Raipur
NIT Jalandhar
NIT Hamirpur
NIT Agartala
NIT Silchar

If you tell me your category and home state, I can give you a more precise prediction.

In case of any queries & professional admission help, you can DM me through insta handle CAREERSTREETS I will help you out.

Radheshyam Zanwar |1523 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 12, 2025

Asked by Anonymous - Apr 11, 2025Hindi

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Sir I have 44%ile in jee mains from SC category Rajasthan state domicile can I gate Engineering college with decent branch

Ans: Hello dear.
You have a chance to get admission to engineering college, but you have to compromise with the branch. Thanks
Follow me if you like the reply.
Radheshyam

Nayagam P P |4417 Answers |Ask -Follow

Career Counsellor - Answered on Apr 12, 2025

Question by UDAY - Apr 10, 2025Hindi

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Hii sir muje aaose puchhna hai mere bete ne ssc kiboard ki exam fi hai aage ki padhai k bare me thoda confuse hai hambe dmit bhi karvaya ...to dmit k councelar ne hame science stram lene se mana kar diya hai aur engineering me bhi dalne se mana kiya hame use cse diploma me karvana chahte the lekin councelar ne commers aur arts me jane ki salah di hai dmit test par kitna trust karna chahiye kya kare

Ans: Uday Sir, thank you for reaching RediffGURU. Your concern is completely valid — and many parents face the same confusion after 10th, especially after taking a DMIT test. Let me explain everything in a clear and practical way: DMIT (Dermatoglyphics Multiple Intelligence Test) is based on fingerprint patterns and claims to assess a child’s inborn talents, personality, and learning style. While it can give some general insights, it is not scientifically proven and should not be the sole basis for career decisions. However, to some extent, Psychometric Test will be more helpful, compared to DMIT, providing some suitable career options for your son. So, use DMIT as a guidance tool, not as the final decision-maker. What Should You Focus on Instead? His Interest + Aptitude + Effort — These matter more than any test. Look at your son's performance in Maths, Science, English, etc. during SSC. Has he shown any interest in: Coding or Computers? Business or Finance? Design or Creativity? Communication or Language? Based on this, you/he can help select the right stream (Engineering | Medical | Commerce | Arts-Humanities) or he prefers Diploma (like CSE Diploma after 10th) if he's not confident about handling 11th-12th Science, then a diploma in Computer Engineering (CSE) is a good alternative. After 3 years of diploma, he can join 2nd year of Engineering (B.E/B.Tech) through lateral entry. But again, it should be based on his interest in technology or computers — not pressure.

Talk to your son — ask what he enjoys or dreams about. Use DMIT + school marks + family guidance together to decide. Don’t choose a stream only because “DMIT said so” or “log kya kahenge.” All the best for your Son's Bright Future!

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Nayagam P P |4417 Answers |Ask -Follow

Career Counsellor - Answered on Apr 12, 2025

Asked by Anonymous - Apr 09, 2025Hindi

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sir mene 2022-2023 baords diya tha pass nhi hua 2023-2024 diya hn pass hoga but percentage km aye then 2024-2025 krliya hn 90 percent aaye hn isme mene as a regular students karya hn naaki ki improvemnt likha nhi aayega school balo ne confirm kiyaa hn kya ab jee de skta mains and adv 2026 mein iwant to scoore good in adv sir 2026 with good rank

Ans: Your Academic History Recap: 2022-2023: Gave boards – Did not pass.2023-2024: Gave boards again – Passed, but low percentage. 2024-2025: Appeared as a regular student, scored 90%, and the school confirmed it won’t show as improvement. Are You Eligible for JEE Main & Advanced 2026? Yes, you are eligible for both JEE Main and Advanced 2026, because only your latest qualified attempt is considered, which is 2025. You passed 12th in 2025, so your first JEE Advanced attempt will be in 2025, and second in 2026 (which is what you’re planning). Make sure your 2025 mark sheet shows you as a regular pass and not an "improvement candidate. In JEE Advanced, eligibility criteria say: "A candidate should have appeared for the Class 12 (or equivalent) examination for the first time in either the previous year or the current year." You are within this rule because 2025 is your first full qualified passing year. Plan to Score High in JEE Advanced 2026. Since you have a full year to prepare, here’s a strategy: Focus on Concepts: Use NCERT, HC Verma, Irodov, Cengage, or MS Chauhan as per subjects. Join any reliable online Test Series. Solve PYQs (Last 20 years): For both Mains and Advanced. Revise Smartly: Make short notes, formula sheets, and track your weak areas. Stay Consistent: Use Pomodoro technique, meditation/yoga to stay sharp. If time permits, watch EduJob360 YouTube Videos on Engineering Entrance Exams, Preparation Strategies, Counselling & More. All the best for your preparation & admissions!

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Nayagam P P |4417 Answers |Ask -Follow

Career Counsellor - Answered on Apr 12, 2025

Asked by Anonymous - Apr 12, 2025Hindi

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I got 61 marks in jee mains ews category can I clear jee mains cutoff and get any decent college cse branch

Ans: Based on last year data, you’re likely to clear the JEE Main cutoff for EWS.
Unfortunately, CSE is one of the most competitive branches, and at 61 marks, Top NITs/IIITs/GFTIs NOT possible for CSE with this score.

Lower-tier GFTIs/IIITs: CSE chances are very slim, but you might explore other branches like Mechanical / Civil / Metallurgy, etc.

Try Private Colleges through JEE Score, if fees affordable for your parents. Shiv Nadar University | UPES, Dehradun | Amity University | NIIT University | Any Other College in your / neighbouring States. You may get CSE here depending on their cutoffs and intake. Participate in Counselling: Especially CSAB Special Round, where vacant seats may open up. Explore Private Institutes with Good CSE Programs: Some accept JEE scores but have separate merit lists. Try for Scholarship options. All the best for your admissions!

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Dr Dipankar Dutta |1125 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 11, 2025

Asked by Anonymous - Mar 22, 2025Hindi

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Career

JEE Mains query: My son is in PUC in Karnataka and would like to know if we can avail Hyderabad-Karnataka quota for JEE mains or advance - if he passes with required percentile or percent. Ours is a general category. FYI, my daughter got medical seat using the same quota in 2023. Thanks is advance. SAH

Ans: Yes, your son can avail the Hyderabad-Karnataka (HK) quota, now known as the Kalyana Karnataka (KK) reservation, for JEE Mains or JEE Advanced, provided he meets the eligibility criteria. Since your daughter has already availed this quota for medical admissions, your son should also be eligible.

Dr Dipankar Dutta |1125 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 11, 2025

Question by Rajeswari - Mar 22, 2025Hindi

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Jee mains result session 1 2025 EWS category girl 86 percentile CRL rank and Category rank how much Sir...

Ans: Common Rank List (CRL) Rank: Approximately 1.2 to 1.5 lakh.?

EWS Category Rank: Approximately 15,000 to 20,000.

Dr Dipankar Dutta |1125 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 11, 2025

Question by Mrg - Mar 27, 2025Hindi

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I got 90.7 percentile in jee im from punjab plz tell me the best engineering college i could get

Dr Dipankar Dutta |1125 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 11, 2025

Asked by Anonymous - Apr 01, 2025Hindi

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Sir I have one doubt I'm a 1st dropper of jee and I have give 4 times jee mains and 0 not qualified for advance yet, but if I take 2nd drop I'm eligible for mains but not for advance so what if I give my board exam again from different board like nios this year and give jee advanced next year am I eligible for advance as a fresh candidate,if yes then ok but if no so how will they get to know that I already gave So what if

Ans: Yes, if you reappear for your 12th board from NIOS (or any other recognized board) in 2025, then you will be considered a fresh candidate for JEE Advanced.

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