उत्तर के लिए धन्यवाद सर.. मैंने सभी ईपीएफ फंड निकाल लिए हैं और ईपीएफ/ईपीएस विनियमों के कारण ईपीएस पेंशन राशि 2 लाख नहीं निकाल सकता। मेरी उम्र 45 वर्ष है और मैं ईपीएफ दिशानिर्देशों के अनुसार 50 वर्ष की आयु से ही पेंशन शुरू कर सकता हूँ। क्या अभी 2 लाख का पेंशन अंशदान पाने का कोई तरीका है.. क्या कोई कानूनी प्रक्रिया है क्योंकि मेरा फंड ईपीएफओ के पास अटका हुआ है और मैं इसे अपनी ज़रूरत के लिए इस्तेमाल नहीं कर सकता.. मेरे पास अपने पैसे पर कोई नियंत्रण नहीं है। कृपया सुझाव दें..

Ans: Vinod,
Creating a plan…
For pursuing Civil Engineering outside IITs and NIITs, several reputed private and deemed universities across India offer excellent programs with strong industry connections and high placement rates. Among the top choices are Manipal Institute of Technology (MIT Manipal), which maintains over 90% placement rates with leading recruiters like L&T, Tata Projects, and Reliance; BITS Pilani (Pilani Campus), known for its rigorous curriculum, strong industry tie-ups, and 85–90% placement rates; Vellore Institute of Technology (VIT Vellore), which offers a comprehensive Civil Engineering program with 80–85% placement rates and recruiters like L&T, Gammon, and Hindustan Construction; Amity University Noida, with 80–90% placement rates and a broad network of construction and infrastructure companies; SRM Institute of Science and Technology (Chennai), which boasts 85–90% placement rates, with top recruiters including L&T, Shapoorji Pallonji, and DLF; Thapar University (Patiala), with a long-standing reputation, 80–85% placements, and industry collaborations with major construction firms; Shiv Nadar University, which emphasizes research and innovation, with a growing placement record in civil infrastructure and urban planning sectors; Manav Rachna University, known for its practical training, industry exposure, and 75–80% placement rates; SASTRA University (Thanjavur), with 80–85% placement rates and collaborations with infrastructure giants; and KIIT University (Bhubaneswar), which offers a well-rounded Civil Engineering program with 75–80% placements and industry tie-ups. Other notable institutions include Galgotias University (Greater Noida), which has seen 75–80% placements; Shivaji University (Kolhapur), with a focus on urban planning and construction; and Chandigarh University, which is gaining recognition for its infrastructure and industry linkages. These colleges are recognized for their modern labs, industry-oriented curriculum, and active placement cells, making them suitable options for students seeking quality civil engineering education outside the IIT and NIIT framework. Recommendation: Prioritize Manipal Institute of Technology, BITS Pilani, VIT Vellore, and Thapar University for their proven industry connections, high placement percentages, and comprehensive civil engineering programs, ensuring a strong foundation for a successful career in infrastructure, construction, and urban development sectors. All the BEST for the Admission & a Prosperous Future!

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