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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

What should I consider before accepting an offer from a new company?

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Feb 14, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by KP on Feb 13, 2025

Money

Thank you sir, for the response, i will consider all the points suggested.

Ans: You're most welcome! I'm glad you found the response helpful. If you ever need further guidance or want to refine your strategy, feel free to ask. Wishing you financial security and peace of mind in the years ahead.

Take care and all the best! ????

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Milind Vadjikar | Answer |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 02, 2024

Question by KP - Oct 02, 2024English

Career

आपके सुझाव के लिए बहुत-बहुत धन्यवाद सर। मैं निश्चित रूप से आपके सुझावों पर विचार करूंगा।

Ans: आपका दिल से स्वागत है!!

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jun 17, 2025

Question by Rajakumara - Jun 17, 2025

Money

Thank you so much Sir ! I will consider your points and come back to you after few months or years for further guidance. Thanks for the noble job

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 21, 2025

Question by GKC - Jul 21, 2025English

Money

विस्तृत विश्लेषण के लिए बहुत बहुत धन्यवाद सर, मैं आपके सुझावों का पालन करूंगा, एक बार फिर धन्यवाद।

Ans: आपका स्वागत है! अगर आपके कोई और प्रश्न हैं या आपको और सहायता चाहिए, तो बेझिझक पूछें। आपकी वित्तीय यात्रा के लिए शुभकामनाएँ!

सादर,

के. रामलिंगम, एमबीए, सीएफपी,

मुख्य वित्तीय योजनाकार,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Aug 25, 2025

Question by Subho - Aug 22, 2025English

Money

धन्यवाद सर, सभी बातों का ध्यान रखूँगा।

Ans: आपका स्वागत है! अगर आपके कोई और प्रश्न हैं या आपको और सहायता चाहिए, तो बेझिझक पूछें। आपकी वित्तीय यात्रा के लिए शुभकामनाएँ!

सादर,

के. रामलिंगम, एमबीए, सीएफपी,

मुख्य वित्तीय योजनाकार,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Sep 17, 2025

Question by Utkarsh - Sep 16, 2025English

Money

सर, आपकी इस विस्तृत प्रतिक्रिया के लिए धन्यवाद। इसे ध्यान में रखूँगा।

Ans: आपका स्वागत है! अगर आपके कोई और प्रश्न हों या आपको किसी और सहायता की ज़रूरत हो, तो बेझिझक पूछें। आपकी वित्तीय यात्रा के लिए शुभकामनाएँ!

सादर,

के. रामलिंगम, एमबीए, सीएफपी,

मुख्य वित्तीय योजनाकार,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

नवीनतम प्रश्न

Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Question by visi - May 20, 2026

Career

Hi sir, my son got 94.83 percentile in jee mains, he belongs to obc category with rank 28312, in aeee he got 2242 rank, he has also attended KEAM in which he got 98.45 session percentile, what are his options? he attended Jee advanced, the branch he would like to have is in civil engineering. Will he get into in any NIT?

Ans: Preference order: 1) NIT Civil through JoSAA/CSAB, 2) Amrita through AEEE, 3) KEAM Kerala colleges.
With OBC rank 28,312, Civil is possible mainly in newer/lower-demand NITs or later CSAB rounds, not top NITs; fill all Civil choices. JoSAA category ranks are used for OBC seats. AEEE rank 2242 is strong; Amrita Civil/related branches are realistic backups. KEAM 98.45 percentile is good, but final Kerala rank decides CET/GEC chances. All the Best for Your Prosperous Future!

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Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Asked by Anonymous - May 20, 2026

Career

Sir,I got 75 percent in my boards but aggregate marks in MPC is less than 60 percentage.I want to join SRM instituion but didnot met the eligibility criteria .Will SRM accept betterment marks ? Betterment results will be declared in august. will it be a problem when results are late and untill the results are out should i unable to confirm the seat or pay the fees

Ans: SRM requires minimum 60% PCM/MPC aggregate for B.Tech. Betterment may help only if accepted before enrollment deadline. August result delay can risk seat cancellation. Confirm directly with admissions. Have other backups also, instead of relying only on SRM. All the Best for Your Prosperous Future!

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Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Asked by Anonymous - May 20, 2026

Career

If i have to choose btw jiit sector 128 cse core and graphic era cse core which is better ... is jiit worth taking if i dont get sector 62

Ans: Preference: 1) JIIT Sector 128 CSE Core 2) Graphic Era CSE Core.
Yes, JIIT-128 is worth taking if Sector 62 is unavailable. It shares JIIT brand/placement ecosystem, Noida NCR tech exposure, 260+ companies, 935+ placement/internship offers. Graphic Era has strong CSE placements but location/peer-brand edge is lower. All the Best for Your Prosperous Future!

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Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Question by Harshit - May 19, 2026

Career

Sir , I have scored 92 percentile in jee , but got 63% in board , and have 50 %PCM aggregate, can you suggest me some teir 2 cse core college

Ans: Harshit, try to get admission through your State Counselling and/or 3-4 reputed/tie 2 private collges in and around your state with your JEE score. All the Best for Your Prosperous Future!

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Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Asked by Anonymous - May 19, 2026

Career

i got 49573 rank in vit what are the probability i can get into chennai and vellore campus we should go with any branch in vellore because of the best campus tag or opt for cse and i m female from maharashtra so if i get good colleges in mhtcet should i go for that or vit and if possible can you explain a bit about which branch to incline

Ans: As a female based in Maharashtra, I recommend aiming for admission to one of the reputed colleges in the state, such as COEP, PICT, SPIT, or VIT. Keep VIT-V and VIT-C as your second backup options. Remember, no branch is inherently bad—all have their strengths. Choose your branch based on your genuine interests and passions. Continuously upgrade your skills, build a strong personal brand and LinkedIn profile, and network strategically to achieve success in your career. All the Best for Your Prosperous Future!

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Radheshyam Zanwar |7705 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by Delphina - May 25, 2026

Career

Which is better Btech bioinformatics or Btech biotechnology or Integrated Mtech Biotechnology in INDIA??

Ans: Integrated M.Tech Biotechnology > B.Tech Biotechnology > B.Tech Bioinformatics

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7705 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by Dannana - May 25, 2026

Career

my daughter got 77 marks in jee advance obc female on which iit and branch will getting

Ans: Your daughter may get lower branches like Civil, Metallurgy, Chemical, Mining, or Biotechnology in newer IITs, depending on her exact OBC female rank and JoSAA rounds.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7705 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Asked by Anonymous - May 25, 2026

Career

Sir my daughter got Manipal CS and financial technology, VIT Chennai AI and ML which is better? PES and SNU also awaiting results for AI and ML

Ans: Preference order may be: PES (AI/ML) > VIT Chennai (AI/ML) > Manipal (CS & FinTech) > SNU (AI/ML). The preference order may vary depending on the circumstances.

Good luck.
Follow me if you receive this reply.
Radheshyam

Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Asked by Anonymous - May 19, 2026

Career

I'm getting category 1 cse ai ml at vit ap and 50% scholarship cse ai ml at lpu. Where should I go? I want a good placement with internship in 3rd year. I know everyone wants that but I'm ready to work very hard for internships and placements. I live in North India so vit ap is a bit far but Google says its better than lpu in placement aspect and due to vit tag. But i read so many experiences of bad management and academics in both of them. I want a good academic environment so pls suggest where should I join?

Ans: Choose VIT-AP CSE AI-ML Category 1, if fees are manageable. It has VIT group placement access/CDC, a listed CSE AI-ML programme, internship focus, and a stronger brand signal. LPU’s 50% scholarship reduces risk, but VIT-AP looks better for placement-oriented CSE. Choose LPU only if budget/distance is decisive. All the Best for Your Prosperous Future!

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Nayagam P P |11600 Answers |Ask -Follow

Career Counsellor - Answered on May 25, 2026

Question by sujatha - May 19, 2026

Career

My daughter got 97.6 percentage in her boards and80. 74 percentile in jee main does she have a chance of getting CSE in sastra university also she applied for improvment in board exams

Ans: Sujatha Madam, Yes, she has a chance, mainly through Stream 2, because SASTRA considers Class 12 marks; 2026 admissions use 50% of seats via JEE+Board and 50% via Board marks only. Her 97.6% board score is strong, but CSE is competitive. Add IT, ECE, AI/DS, and cybersecurity as backups. Still have backup options of 2-3 reputed private colleges in TN State. All the Best for Your Son's Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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