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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं
Mihir

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Tax Expert - Answered on Feb 28, 2023

Mihir Ashok Tanna, who works with a well-known chartered accountancy firm in Mumbai, has more than 15 years of experience in direct taxation.
He handles various kinds of matters related to direct tax such as PAN/ TAN application; compliance including ITR, TDS return filing; issuance/ filing of statutory forms like Form 15CB, Form 61A, etc; application u/s 10(46); application for condonation of delay; application for lower/ nil TDS certificate; transfer pricing and study report; advisory/ opinion on direct tax matters; handling various income-tax notices; compounding application on show cause for TDS default; verification of books for TDS/ TCS/ equalisation levy compliance; application for pending income-tax demand and refund; charitable trust taxation and compliance; income-tax scrutiny and CIT(A) for all types of taxpayers including individuals, firms, LLPs, corporates, trusts, non-resident individuals and companies.
He regularly represents clients before the income tax authorities including the commissioner of income tax (appeal).... more
Asked by Anonymous - Feb 03, 2023English
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कल के बजट के बाद, क्या पुरानी कर व्यवस्था से नई कर व्यवस्था में जाने का कोई मतलब है? मेरी आय 20 लाख रुपये प्रति वर्ष से अधिक है। यह देखते हुए कि मैं सभी कर बचत योजनाओं का लाभ लेता हूं, मैं कितना आयकर बचाऊंगा।

Ans: ऐसे व्यक्ति जिनकी कर योग्य आय लगभग 20 लाख है और आवास ऋण/80सी/80डी से 4.25 लाख से कम कटौती लेते हैं, नई कर व्यवस्था का विकल्प चुन सकते हैं क्योंकि वित्त वर्ष 2023-24 के लिए प्रस्तावित बजट के अनुसार नई स्लैब दर फायदेमंद होने की संभावना है।

भविष्य में, आप निम्न लिंक से कर की गणना कर सकते हैं:

https://incometaxindia.gov.in/Pages/tools/115bac-tax-calculator-finance-bill-2023.aspx
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir

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Tax Expert - Answered on Feb 04, 2023

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Moneywize

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Financial Planner - Answered on Aug 23, 2024

Asked by Anonymous - Aug 15, 2024English
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क्या पुरानी व्यवस्था से नई कर व्यवस्था में बदलाव करना उचित है? कृपया सलाह दें। मैं 32 साल का हूँ और मेरा सालाना पैकेज 12.5 लाख रुपये है।
Ans: पुरानी और नई कर व्यवस्थाओं के बीच चयन करना आपकी वित्तीय स्थिति और आप कर-बचत कटौती और छूट का कितना उपयोग करते हैं, इस पर निर्भर करता है। आपके निर्णय को निर्देशित करने में सहायता के लिए यहां एक तुलना दी गई है:

पुरानी कर व्यवस्था:

लाभ:

• धारा 80सी (1.5 लाख रुपये तक), एचआरए, एलटीए और मानक कटौती (50,000 रुपये) जैसी कई कटौती और छूट प्रदान करता है
• यदि आप कटौती और छूट को अधिकतम करते हैं तो उपयुक्त है
• होम लोन, बीमा प्रीमियम और कर-बचत साधनों में निवेश करने वालों के लिए बेहतर है

नुकसान:

• अधिक कर नियोजन की आवश्यकता है
• यदि आपके निवेश और व्यय से पर्याप्त कटौती नहीं होती है, तो कर देयता अधिक हो सकती है

नई कर व्यवस्था:

लाभ:

• कम कर दरों के साथ सरलीकृत कर संरचना
• कर देयता को कम करने के लिए कर-बचत निवेश की आवश्यकता नहीं है
• उन लोगों के लिए सबसे अच्छा है जिनके पास कम कटौती और छूट है

नुकसान:

• कोई कटौती या छूट उपलब्ध नहीं है
• आप HRA, मानक कटौती और धारा 80C लाभ जैसे लाभ खो देते हैं

कर दर तुलना:

नई व्यवस्था में, कर स्लैब कम हैं, लेकिन आप कटौती से वंचित हैं:

• 2.5 लाख रुपये तक: शून्य
• 2.5 - 5 लाख रुपये: 5%
• 5 - 7.5 लाख रुपये: 10%
• 7.5 - 10 लाख रुपये: 15%
• 10 - 12.5 लाख रुपये: 20%
• 12.5 लाख रुपये और उससे अधिक: 25%

पुरानी व्यवस्था में, कर स्लैब हैं:

• 2.5 लाख रुपये तक: शून्य
• 2.5 - 5 लाख रुपये: 5%
• 5 - 10 लाख रुपये: 20% 10 लाख रुपये और उससे अधिक: 30% आपकी स्थिति: 12.5 लाख रुपये के वेतन को देखते हुए: यदि आप कटौतियों का पूरा लाभ उठा रहे हैं (जैसे 80सी के तहत 1.5 लाख रुपये, 50,000 रुपये की मानक कटौती, और होम लोन ब्याज, एचआरए आदि जैसी अन्य कटौती), तो पुरानी व्यवस्था आपके लिए फायदेमंद हो सकती है। यदि आप महत्वपूर्ण कटौती का दावा करने में सक्षम नहीं हैं, तो नई व्यवस्था के परिणामस्वरूप कम स्लैब दरों के कारण कर देयता कम हो सकती है।

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Nayagam P

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Career Counsellor - Answered on Jun 15, 2025

Asked by Anonymous - Jun 11, 2025
Career
96 marks obc ncl female , any possibility for getting seat in iiser tirupathi or tvm 2025 ???
Ans: With 96 marks in IISER IAT 2025 as an OBC NCL female candidate, your admission prospects to IISER Tirupati and IISER TVM present mixed opportunities with varying success rates. The expected IISER 2025 cutoff for OBC NCL category ranges between 100-110 marks for most institutes, with IISER Tirupati requiring 95-105 marks and IISER TVM needing 110-120 marks for OBC NCL admission. Your 96 marks places you within the borderline admission range for IISER Tirupati, where the 2024 OBC NCL closing rank was 1894 in Round 3, but below the expected threshold for IISER TVM which had an OBC NCL closing rank of 1475 in 2024. IISER follows 27% reservation for OBC NCL candidates with additional benefits for female applicants under gender diversity initiatives. The marks-to-rank conversion suggests 96 marks typically corresponds to ranks between 1500-2000. While IISER Tirupati shows better admission prospects with lower cutoffs historically, IISER TVM remains challenging due to higher competition and cutoff requirements. Recommendation: Focus primarily on IISER Tirupati for realistic admission chances while keeping IISER TVM as a secondary option, and consider other IISER campuses like Berhampur (90-100 OBC NCL cutoff) to maximize admission opportunities. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jun 15, 2025

Asked by Anonymous - Jun 11, 2025
Career
Sir,which is better ai and ds robotics(non scholarship ) and autonomous agents in Amrita coimbatore or ece in SRM ktr
Ans: your choice between Amrita Coimbatore AI Data Science Robotics/Autonomous Agents and SRM KTR ECE presents distinct advantages with varying career prospects. Amrita School of Engineering Coimbatore demonstrates exceptional overall placement performance with 100% placement opportunities across all engineering domains, achieving INR 56.95 LPA highest package and INR 9.2 LPA average package in 2024, with 300+ recruiters including Amazon, Microsoft, Google, TCS, and Cognizant participating. However, specific placement data for AI Data Science Robotics and Autonomous Agents branches remains limited as these are newer specialized programs. SRM KTR ECE shows strong placement statistics with 70-85% placement rate for ECE branch specifically, achieving INR 52 LPA highest package and INR 7.19 LPA average package in 2024, with 980+ companies visiting campus and making 5,546+ offers. SRM ECE students secure positions both in core electronics companies and IT firms, providing diverse career flexibility. While Amrita offers superior overall institutional performance with NIRF ranking #23 in Engineering and #7 in University category compared to SRM's newer establishment, SRM KTR provides established ECE placement track record with proven industry connections across multiple sectors including telecommunications, semiconductor, and software development. Recommendation: Choose SRM KTR ECE for its established 70-85% placement record, proven industry connections, and diverse career opportunities in both core and IT sectors, unless you have specific passion for AI/robotics and can accept the uncertainty of newer specialized programs at Amrita Coimbatore. All the BEST for the Admission & a Prosperous Future!

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