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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Tejas Chokshi | Answer |Ask -Follow

Tax Expert - Answered on Jun 12, 2023

CA Tejas Chokshi has over 20 years of experience in financial planning, income tax planning, strategic and risk advisory, banking and financial products and accounting and auditing.
He is an information system auditor, a forensic auditor and concurrent bank auditor.
Chokshi, who has a master’s degree in management, audit and accounting from Gujarat University, has completed his CA from the Institute of Chartered Accountants of India.... more

Question by Arif on Jun 05, 2023English

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मुझे अपने पिता से 4 लाख रुपये नकद मिले हैं। यदि मैं इसे अपने बचत खाते में जमा करता हूं तो क्या मैं इस राशि पर कर भुगतान के लिए उत्तरदायी होऊंगा? कृपया मार्गदर्शन करें.

Ans: यह मानते हुए कि आपने यह नकदी अपने पिता से प्राप्त धनराशि से प्राप्त की है, जिस पर आपके पिता ने पहले ही लागू करों का भुगतान कर दिया है, जब उन्होंने आय अर्जित की होगी। आपके पिता द्वारा आपको दिया गया धन रिश्तेदार द्वारा उपहार है और इसलिए, यह आपके हाथ में कर योग्य नहीं होगा, यह मानते हुए कि आपके पिता ने इस नकदी का हिसाब-किताब में रखा है और कर दायित्व के अपने हिस्से का भुगतान किया है, जब वह ऐसा करते। यह पैसा कमाया.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir Tanna |1053 Answers |Ask -Follow

Tax Expert - Answered on Feb 17, 2024

Asked by Anonymous - Nov 26, 2023English

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प्रिय महोदय/महोदया, मेरे पिता (84 वर्ष) मेरे खाते में कुछ पैसे ट्रांसफर करना चाहते हैं। मैं 52 साल का हूं. मैं 30% टैक्स स्लैब में हूं. इस पैसे पर कितना टैक्स लगेगा? कृपया यह भी मार्गदर्शन करें कि क्या उसके नाम पर एफडी करना और अधिक ब्याज प्राप्त करना सही है? उन्होंने मुझे अपने बैंक खाते के लिए नामांकित घोषित किया है। जब वह वहां नहीं होगा तो मुझे जो पैसा मिलेगा उस पर मुझे कितना टैक्स देना होगा? कानून क्या कहता है?

Ans: आयकर प्रावधानों के अनुसार, यदि पिता उपहार के रूप में बेटे को धन हस्तांतरित करता है; इसे आय के रूप में नहीं माना जाएगा और इसके लिए उपहार विलेख निष्पादित करना उचित है। इसके अलावा, पिता के नाम पर एफडी बनाने के लिए भुगतान पिता के बैंक खाते से करना होगा।

कानूनी बाल के रूप में प्राप्त राशि के संदर्भ में, बेटे को मृत्यु की तारीख के बाद अर्जित ब्याज आय पर कर का भुगतान करना पड़ता है।

T S Khurana |463 Answers |Ask -Follow

Tax Expert - Answered on Sep 21, 2024

Question by Jayesh - Sep 14, 2024English

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मैं, माँ, अपने बेटे के एचयूएफ बचत खाते में से 4,80,000 रुपये का कुछ उपहार दे सकती हूँ? क्या दोनों तरफ कोई कर देयता होगी?

Ans: इसके लिए सबसे अच्छा तरीका है कि आपकी माँ आपको कोई उपहार दें। आप इस उपहार की राशि को अपने बचत खाते से अपने HUF खाते में स्थानांतरित कर सकते हैं। किसी भी तरफ कोई कर देयता नहीं होगी। हालाँकि, उपहार के लिए एक उचित दस्तावेज़ बनाएँ, जिसे आवश्यकता पड़ने पर IT विभाग को दिखाया जा सकता है। किसी भी अन्य स्पष्टीकरण के लिए आपका स्वागत है। धन्यवाद।

Mihir Tanna |1053 Answers |Ask -Follow

Tax Expert - Answered on Oct 23, 2024

Asked by Anonymous - Oct 22, 2024English

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महोदय, यदि कोई व्यक्ति बचत खाते में एक वित्तीय वर्ष में 10 लाख रुपये से अधिक नकद जमा करता है तो नवीनतम संशोधन आयकर लागू होगा।

Ans: ऐसे लेन-देन की सूचना बैंक द्वारा वित्तीय लेन-देन विवरण के माध्यम से आयकर विभाग को दी जाएगी।

नकद प्राप्ति के लिए विभिन्न प्रतिबंध हैं जैसे कि कोई व्यक्ति किसी अन्य व्यक्ति से एक दिन में 20,000 रुपये या उससे अधिक का नकद ऋण या जमा प्राप्त नहीं कर सकता है, व्यक्ति किसी एक व्यक्ति से एक दिन में 2 लाख रुपये या उससे अधिक की राशि नकद में प्राप्त नहीं कर सकता है, एकल लेन-देन के लिए और एकल घटना के लिए।

T S Khurana |463 Answers |Ask -Follow

Tax Expert - Answered on Mar 20, 2025

Asked by Anonymous - Mar 20, 2025English

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मेरे पिता की दुकान से प्राप्त नकद राशि सीडीएम के माध्यम से मेरे खाते में जमा है, जो 3 लाख से अधिक है और मैं शेयर बाजार से कमाता हूं, यह मेरी आय है, इसलिए मेरे पिता से प्राप्त 3 लाख कर मुक्त है और एसटीसीजी से मैं जो कमाता हूं वह भी कर मुक्त है, इसलिए यह आयकर में शून्य कर ब्रैकेट में दिखाई देगा।

Ans: 01. आपके प्रश्न से मैं यह समझ पाया कि आप शेयर बाजार में ट्रेडिंग करके एसटीसीजी से कुछ राशि कमा रहे हैं। कृपया ध्यान दें कि एसटीसीजी कर योग्य है और कर मुक्त नहीं है। एसटीसीजी को आपकी मूल छूट सीमा 3.00 (एल) के विरुद्ध समायोजित किया जा सकता है, बशर्ते कि आपको किसी अन्य स्रोत से कोई अन्य आय न हो।

02. आपके पिता द्वारा आपके बैंक खाते में स्थानांतरित की जा रही राशि किस खाते में है? क्या यह उनकी नियमित व्यावसायिक बिक्री राशि है, जो आपके खाते में ऑनलाइन प्राप्त हुई है? यदि ऐसा है, तो यह राशि आपके पिता की आईटीआर में व्यावसायिक रसीदों के रूप में दिखाई जानी चाहिए, जो उनके बेटे के बैंक खाते में प्राप्त हुई है। ऐसे मामले में, इसे आपकी आय नहीं माना जाएगा।

किसी भी अन्य स्पष्टीकरण के लिए आपका स्वागत है। धन्यवाद।

नवीनतम प्रश्न

Dr Nagarajan J S K |401 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 15, 2025

Question by Nidhi - May 15, 2025

Career

Kiit Kalinga university me btech biotechnology me registration ho gya hai 75000 registration fees bhi jma ho chuki hai lekin cbse ka result ab aaya hai marks 60% aur pcb me 50+ hai ayesa na ho ki registration reject ho jaye kya admission ho jayega

Ans: Hi Nidhi,
greetings.
According to the prospectus, you are not eligible for admission to KIIT for the B.Tech in Biotechnology program.
The basic requirement for B.Tech and M.Tech in Biotechnology is that you must pass 10+2 or an equivalent exam with at least 60% marks in Physics, Chemistry, and Mathematics/Biology/Biotechnology combined.

Since you have only achieved 50%, I recommend considering other courses such as Nursing or Pharmacy instead of Biotechnology.

BEST WISHES.
POOCHO. LIFE CHANGE KARO.

Dr Nagarajan J S K |401 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 15, 2025

Asked by Anonymous - May 15, 2025

Career

Hello sir.Could you pls suggest best colleges for pharmacy sciences in Punjab? I will be very thankful to you

Ans: Hi,

Punjab is not a district; it is a state. To gain admission into an undergraduate (UG) program, you must either write an entrance exam or go through the state selection board. Given this context, it is challenging to provide specific advice.

If you are interested in pursuing pharmacy, visit the website of the respective college to find information about the Standards of Instruction for Pharmacy (SIF) through the Pharmacy Council of India (PCI). The institution may have shared important details about their programs. You can choose colleges based on their infrastructure.

Don’t focus solely on placements. If you have the right skills, you will naturally secure a placement. However, do not stop at completing your UG; you should also aim to pursue a postgraduate (PG) program, as it will provide you with more exposure.

If financial constraints prevent you from pursuing PG studies, consider entering pharma marketing after completing your UG. There are plenty of opportunities to excel in marketing.

If you would like get more information, please come to me with a selected list of colleges, and I will be able to assist you further.

BEST WISHES.
POOCHO. LIFE CHANGE KARO.

Dr Nagarajan J S K |401 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 15, 2025

Asked by Anonymous - May 15, 2025

Career

What is neet 2025 cutoff for self financing colleges

Ans: Hi,
There are many parameters that need to be decided, perhaps between 350 and 580.

BEST WISHES.

POOCHO. LIFE CHANGE KARO.

Dr Nagarajan J S K |401 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 15, 2025

Asked by Anonymous - May 15, 2025

Career

Sir With 94 marks in manipal exam and 75 percent in boards ,what branch can i expect in main manipal campus.

Ans: Hi, you have shared the marks of the board and entrance exams. Which course are you planning to pursue? You did not share that detail. Kindly share the information so that I can help you.

POOCHO. LIFE CHANGE KARO.

Dr Nagarajan J S K |401 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 15, 2025

Question by Rajiv - May 15, 2025

Career

My son was born in Maharashtra, and has a Birth-certificate of Maharashtra, but we are permanent residents of Delhi. Is my son eligible to get its benefit in terms of local reservation in MHTCET-2025/

Ans: Hi Rajiv,
As your son born in Maharashtra, you cannot claim a domicile certificate from Maharashtra. To be eligible for a domicile certificate, one needs to have resided in the state for the last 15 years. Therefore, having only a birth certificate is not sufficient. I hope I have answered your question.

BEST WISHES.
POOCHO. LIFE CHANGE KARO.

Dr Nagarajan J S K |401 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 15, 2025

Question by Fathima - May 15, 2025

Career

12 CBSE Improvement exam 2025- when is the improvement exam gonna be held and only in one subject can we write or more ?

Ans: Hi Fathima,
Your query is very brief and lacks sufficient detail.
Could you please explain why you want to take the improvement exam? Is it necessary?
Kindly share more details about your query so I can assist you better.

POOCHO. LIFE CHANGE KARO.

Vipul Bhavsar |83 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Jan 31, 2025

Money

My relative has 2 residential houses (H1,H2) and 2 residential sites(S1,S2). She plans to sell house H2 and buy a residential flat H3 in my her spouse name. She plans to claime capital gains under Section 54. Later she plans to sell sites S1,S2 and buy a residential flat H4 in her name. She plans to captial gains exemption under section 54F. Since at point of sale of sites, she only has only house H1 in her name, she can claim exemption under section 54F. She seems to meet all the conditions for section 54, 54F. Is this possible?

Ans: This is possible, but it is strongly advisable to consult a CA in order to correctly study the case and get desired outcome

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |83 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Feb 16, 2025

Money

Sir, I got retired on 30-Jun-24 after attaining the age of 58. I do not have any further contribution to PF. I would like to know if PF gives interest for next 3 years. In other words, when I withdraw PF at the age of 61 in Jun-2027, would PF have paid interest for 3 years from Jul-24 to Jun-27.

Ans: If no contributions are made for more than three years after retirement, the account becomes inoperative.
It stops earning interest.
The existing balance remains safe.

Vipul Bhavsar |83 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Question by arun - Feb 24, 2025

Money

we intend to dispose 2 prop. do v need to keep this amount in cg separately or in one a/c. if v intend buy prop in 2 years can v keep in fd saving or cg is compulsory. how many prop can b bought from deal. in my case I have already committed around 40% amount in a prop in instalments, for which I have already paid one instalment from my pocket. can I take this amount which is pre deal from deal. balance need to b kept in cg or sfd and if I invest in 2 yrs still I need cg. since my wife is also disposing her prop and if v acquire prop in 2 yrs do v need to invest in cg. if v buy a joint property can v both invest from our deal amount in a joint property. what will b tax liability.

Ans: Pointwise answers are as follows:
1. Amount to be kept in Separate CG account for each property
2. keeping in CG Scheme is compulsory within 6 months from date of sale or due date of filing of Return of income, whichever is earlier
3. Predeal commitment can be considered if not more than 1 year before from date of sale
4. Your wife can claim CG exemption and pay tax, if any separately for the property sold by her

It is advisable to consult CA as your case needs careful understanding and execution to claim exemptions and minimize taxes if any

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |83 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Mar 19, 2025

Money

Dear Experts, I have sold my flat for Rs 73 lacs in Thane, Maharashtra. I would like to know whether I am eligible to pay capital gains? I had bought in 2016. Moreover how do I invest this amount, I am not intending to purchase any new property. So suggest any other way out. Thanks in advance.

Ans: We need folllwing information in order to calculate Capital Gain and tax on it.
1. Purchase agreement of the property sold
2. Details of your income apart from this capital gain transaction

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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