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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Mar 10, 2023

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Question by Vijay on Feb 05, 2023English

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मेरी वेतन आय 36 लाख है, मेरे पास 80 सी बीमा पर 1.5 लाख और वीपीएफ अतिरिक्त 50 हजार है। क्या आप कृपया यह बताने में मदद कर सकते हैं कि आगे बढ़ने के लिए कौन सी व्यवस्था बेहतर है।

Ans: नई व्यवस्था बेहतर है

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir Tanna |1053 Answers |Ask -Follow

Tax Expert - Answered on Feb 15, 2023

Question by Ani - Feb 01, 2023English

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30 लाख की वार्षिक आय के लिए और 1.5 लाख पीपीएफ की 80सी कटौती के साथ और अन्य कटौतियों पर ज्यादा कुछ नहीं। कौन सा शासन बेहतर होगा?

Ans: वित्त वर्ष 23-24 के बजट प्रस्ताव के अनुसार 30 लाख की आय और 1.5 लाख की पीपीएफ कटौती वाले व्यक्ति के लिए, पुरानी व्यवस्था के तहत कर देनदारी 667500 रुपये होगी और नई कर व्यवस्था के तहत यह 600000 रुपये होगी। इसलिए नई कर व्यवस्था अधिक फायदेमंद है क्योंकि सभी कर लाभ नहीं लिए जाते हैं।

Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Mar 16, 2023

Asked by Anonymous - Mar 10, 2023English

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मेरी वेतन आय 36.5 लाख है, मेरे पास 80 सी बीमा पर 1.5 लाख भी हैं। क्या आप कृपया यह बताने में मदद कर सकते हैं कि आगे बढ़ने के लिए कौन सी व्यवस्था बेहतर है।

Ans: नई कर व्यवस्था

Sanjeev Govila |458 Answers |Ask -Follow

Financial Planner - Answered on Apr 22, 2023

Asked by Anonymous - Apr 15, 2023English

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सकल वेतन 1355149 रुपये है। निवेश 80C - 133000, NPS -50K, स्वयं और जीवनसाथी के लिए स्वास्थ्य बीमा 15K रुपये है। कर्मचारी का पीएफ हर महीने वेतन पर्ची से 5772 रुपये कटता है। मेरे लिए कौन सी व्यवस्था सबसे अच्छी होनी चाहिए? नया या पुराना?

Ans: वित्त वर्ष 2023-24 में नई टैक्स व्यवस्था आपके लिए बेहतर रहेगी.

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on Apr 24, 2023

Question by DILIP - Apr 22, 2023English

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सकल वेतन 23,00,000 रुपये है. निवेश 80C - 150000, NPS -50K, स्वयं और जीवनसाथी के लिए स्वास्थ्य बीमा 35K रुपये हैं। कर्मचारी का पीएफ हर महीने वेतन पर्ची से 9960 रुपये कटता है। कौन सा शासन मेरे लिए सर्वोत्तम होना चाहिए? नया या पुराना?

Ans: पुराना

नवीनतम प्रश्न

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Mar 19, 2025

Money

Dear Experts, I have sold my flat for Rs 73 lacs in Thane, Maharashtra. I would like to know whether I am eligible to pay capital gains? I had bought in 2016. Moreover how do I invest this amount, I am not intending to purchase any new property. So suggest any other way out. Thanks in advance.

Ans: We need folllwing information in order to calculate Capital Gain and tax on it.
1. Purchase agreement of the property sold
2. Details of your income apart from this capital gain transaction

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Question by Tarun - Mar 13, 2025

Money

I am senior citizen having income from FDs and STCG & LTCG fro shares. Am I liable to pay advance tax?

Ans: People aged 60 years or more who do not have income from any business or professional during the financial year are exempt from paying advance tax. Hence, only senior citizens (60 years or more) having business or professional income must pay advance tax

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Feb 25, 2025

Money

Good evening sir. I am 64, retired and live in Bangalore. I had a apartment in Chennai which we sold recently. I also have executed a will where this flat will be inherited by my NRI daughter. As per my daughter's wishes and since we are finding it difficult to manage the flat remotely, we sold the flat. Now I want to gift a major portion of the sale proceeds to her(1C out of 1.1C). She has an NRO account. If we(me and my wife in equal proportions) transfer the gift to her NRO account, will my daughter be subject to tax? We will execute the completion of form 15ca, 15cb, with copies of sale deed, will, and then transfer the money. Please advise

Ans: First you need to calculate Capital Gain on the flat sold. The Tax if any after claiming exemption from Capital gain needs to be paid

You can gift the amount to your daughter but needs a careful study of all the documents and her profile. Kindly consult a CA in order to have better understanding and execution of transaction.
Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Feb 26, 2025

Money

IS IT RETURN NECESSARY FOR DEMISED PERSON

Ans: If there is income above taxable limit, shares, property being inherited by legal heirs, it is always advisable to file return of income for demised person.
Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Question by pratik - May 02, 2025

Money

I am a PG medical student in Maharashtra, I am doing my residency currently with around 86k as stipend. They cut TDS from my stipend, so how do I file for return? Or should I have to file ITR? What is the next step here.

Ans: It is advisable to file Return of income as it shall help you establish your income in the future.

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Question by Jeetendra - Apr 25, 2025

Money

Paying full amount to purchase flat in son name . Me in Government Job , Sons in Private / MNC job . All 3 in India. Pl. tell tax and TDS issues if any

Ans: You can give the amount, kindly execute a gift deed

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Question by Padmanaban - Apr 17, 2025

Money

I want to give Rs 8 lacs as gift to a Friend in tranches during this financial year ending 2026 He doesn't have a regular source of income and has not filed I T return so far . . Apart from this I plan to give Rs 25 Lacs loan jointly to his daughter and him for purchasing a flat I plan to enter into a loan agreement for 20 years and pay the money directly to Seller . Any tax implications for me or him for both these transactions ? Should he file a return and mention the Rs 8 lacs as Gift . Under what heading ? Thanks

Ans: For this case, we need to understand your profile as well.
Following questions are important before giving any advise:
Are you salaried person, are you filing IT Returns regularly, how are you going to pay your friend, is your friend going to return the amount

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |79 Answers |Ask -Follow

Tax Expert - Answered on May 15, 2025

Asked by Anonymous - Apr 15, 2025

Money

Is it safe to gift money to NRE son to buy property in Dubai

Ans: Yes, kindly execute a gift deed for the same.

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Mayank Chandel |2284 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 15, 2025

Asked by Anonymous - May 09, 2025

Career

Sir, my son got 92938 crl in jee mai, getting 5 year cse at jiit sector 62, vit at category 4 and 5years mtech ECE at lnmiit, which is the best.

Ans: Hi
if you don't have financial constraints then you can prefer VIT

Mayank Chandel |2284 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 15, 2025

Question by Rahul - May 10, 2025

Career

I passed 12th in 2024 and i am appearing for jee advanced in 2025 for the first time, am i eligible for jee advanced 2026 for my second attempt or is it lost

Ans: Hi Rahul
from the year of your first appearance in 12th, you can give jee main 3 times & advanced 2 times.
you can appear in 2026

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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