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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Dr Karthiyayini Mahadevan |1145 Answers |Ask -Follow

General Physician - Answered on Jun 22, 2023

Dr Karthiyayini Mahadevan has been practising for 30 years.
She specialises in general medicine, child development and senior citizen care.
A graduate from Madurai Medical College, she has DNB training in paediatrics and a postgraduate degree in developmental neurology.
She has trained in Tai chi, eurythmy, Bothmer gymnastics, spacial dynamics and yoga.
She works with children with development difficulties at Sparrc Institute and is the head of wellness for senior citizens at Columbia Pacific Communities.... more

Question by Dharmender on Jun 22, 2023English

Health

मेरी बेटी रेट सिंड्रोम से पीड़ित है। क्या भारत में इसका कोई इलाज है?

Ans: रेट्ट सिंड्रोम प्रस्तुति में क्षरण करता है। लेकिन आम तौर पर इसका कोई इलाज नहीं है लेकिन जीवन की गुणवत्ता को संबोधित करने के लिए कदम उठाए जा सकते हैं। हमें यह देखने की जरूरत है कि अभिव्यक्तियाँ कैसी हैं, तदनुसार कोई भी संबोधित कर सकता है

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Dr Shakeeb Ahmed Khan |157 Answers |Ask -Follow

Physiotherapist - Answered on Jun 20, 2024

Question by Arun - Jun 18, 2024English

Health

प्रिय महोदय, मेरी एक बेटी है जिसे जन्मजात मस्कुलर डायट्रोफी (मेरोसिन की कमी वाला लामा 2) है। क्या दुनिया में कहीं भी इसका कोई इलाज उपलब्ध है। यदि नहीं, तो अब तक क्या शोध चल रहे हैं। मैंने DMD के लिए टीकाकरण / सामान्य चिकित्सा / स्टेम सेल थेरेपी देखी है, CMD के लिए नहीं। कृपया मेरी मदद करें.. ???????? मेरी बेटी 7 साल की है।

Ans: मुझे आपकी बेटी के निदान के बारे में सुनकर दुख हुआ। जन्मजात मस्कुलर डिस्ट्रॉफी (CMD), विशेष रूप से मेरोसिन-कमी वाला प्रकार (LAMA2), वास्तव में एक चुनौतीपूर्ण स्थिति है, और मैं प्रभावी उपचार खोजने के बारे में आपकी चिंताओं को समझता हूं। दुर्भाग्य से, वर्तमान में CMD का कोई इलाज नहीं है। हालाँकि, कई सहायक उपचार लक्षणों को प्रबंधित करने और CMD वाले लोगों के लिए जीवन की गुणवत्ता को बढ़ाने में मदद कर सकते हैं। प्रबंधन में भौतिक चिकित्सा शामिल है, जो मांसपेशियों के कार्य को बनाए रखने और संकुचन को रोकने के लिए आवश्यक है, और व्यावसायिक चिकित्सा, जिसका उद्देश्य दैनिक गतिविधियों में सहायता करना और जीवन की समग्र गुणवत्ता में सुधार करना है। इसके अतिरिक्त, फिजियोथेरेपी द्वारा निर्धारित श्वास व्यायाम महत्वपूर्ण है, क्योंकि श्वसन की मांसपेशियाँ प्रभावित हो सकती हैं; इसलिए, नियमित निगरानी और गैर-आक्रामक वेंटिलेशन आवश्यक हो सकता है। स्कोलियोसिस जैसी कंकाल विकृति के प्रबंधन के लिए उचित स्थिति और एर्गोनॉमिक्स महत्वपूर्ण हैं। स्टेम सेल थेरेपी में चल रहे शोध में भविष्य के लिए वादा है, क्षतिग्रस्त मांसपेशी ऊतक की मरम्मत या प्रतिस्थापन की उम्मीद है, हालांकि यह प्रयोगात्मक चरणों में है और अभी तक उपचार के रूप में उपलब्ध नहीं है। माता-पिता के लिए मानसिक लचीलापन विकसित करने और CMD से पीड़ित बच्चे की देखभाल की भावनात्मक और मनोवैज्ञानिक चुनौतियों से निपटने के लिए परामर्श लेना भी महत्वपूर्ण है। आपके परिवार के लिए मेरी शुभकामनाएँ।

Nayagam P P |4536 Answers |Ask -Follow

Career Counsellor - Answered on Jul 12, 2024

Question by Sulochana - Jul 05, 2024English

Career

मेरी बेटी को अमृता सीएसई नागरकोइल मिला

Ans: सुलोचना मैडम, अगर उनके पास कोई और विकल्प नहीं है तो कृपया आगे बढ़ें। हालाँकि, कृपया उन्हें सलाह दें कि पिछले साल तक अकादमिक रूप से अच्छा प्रदर्शन करें, NPTEL, कोर्सेरा, इंटर्नशाला, लिंक्डइन आदि के माध्यम से अपने कौशल को उन्नत करें और / या अपने कॉलेज के संकायों द्वारा अनुशंसित हों, एक पेशेवर लिंक्डइन प्रोफ़ाइल रखें, अपने डोमेन के पेशेवरों से जुड़ें, जॉब रिक्तियों की सूचना पाने के लिए लिंक्डइन में जॉब अलर्ट डालें और कैंपस प्लेसमेंट या ऑफ़-कैंपस ऑफ़र के लिए अन्य छात्रों के बीच प्रतिस्पर्धी होने के लिए खुद को अपग्रेड करते रहने के लिए जॉब मार्केट ट्रेंड्स को जानें। आपकी बेटी के उज्ज्वल भविष्य के लिए शुभकामनाएँ।

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नवीनतम प्रश्न

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by RAVI - May 15, 2025

Career

I am Ravi. I am 32 currently teaching aspirants for competitive exams in my small coaching setup where income is very less. I have done Bachelors in Eco Hons in 2013 and Masters in Defence in 2019. I want to enter into corporate for which I thought Full time 2 years MBA as a pathway. Wrote XAT, got interview calls from some decent colleges but in GDPI, my age gap became an issue always. I was also told that my CV shortlist chances will be very low during campus placements. Only one college gave me their non core program but getting negative response from many sides I am sceptical of my placement as batch size is also very big. It's a big investment of time and money too. I will be 34 during placements. Deep down my heart now I really want to work now rather than only again classroom study. I started working only in 2022. I want to ask if there's anyway I can get corporate job while pursuing online MBA or any other relevant certification? Or taking risk of expensive full time MBA? Many people have told me to go for Executive MBA but I don't have enough relevant experience

Ans: One option is to start teaching on your own. Second would be to try and get a corporate job by doing some short term job relevant courses and then doing executive mba after wokring for a few years or doing part time / online mba. Doing a full time MBA in your case may not be worthwhile as age is not on your side and you do not have enough relevant work ex to justify your gap.

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Lalit - May 16, 2025

Career

What would be a good choice for a Computer Science engineer with 3 years of experience in data management / reporting in a large Indian private bank? Choices are post-graduation in: 1. Information Management in S P Jain (full time 2 years) 2. Operations & Supply Chain Management in IIM Mumbai (full time 2 years) Both post-graduation topics are of equal interest and both institutes are highly reputed, hence the dilemma. There is little or no background in Operations and Supply Chain Management while past education and work experience is related to IT / Data Management. Kindly advise.

Ans: Both the colleges are good and the courses you have mentioned in each are supposed to be among the best in the field. I would be a little inclined towards IM @ SP Jain as you have relevant work experience and you have no specific inclination.

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Shibaprasad - May 16, 2025

Career

Sir, i am 21 years old . I have 2 years gap from higher secondary to ug admission. I had completed my my hs education in 2020. In this peak covid time i joined my father small fruit shop to help my family. After 1 year i joined 2 year DELED course. After DELED i start preparation of WBJEE for 1 year and failed to rank a good rank. So i joined ug 3 years in ba economics in 2024. Currently i passed AMFI mutual fund exam and work as a mutual fund distributor. Now i want pursue mba by giving CAT EXAM. My questions are 1. Is my gap years back fire to admit college like fms delhi or any other top college? 2.will my mfd business count as work experience in CAT? PLEASE ANSWER MY QUERY SIR.

Ans: Gap should not be a problem in securing admission as a lot of students do have a gap during that period in order to prepare for IIT JEE or NEET. Work experience is counted only if you do it after your graduation.

Patrick Dsouza |1043 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Shalini - May 16, 2025

Career

I am ex employee of banking but i resigned from bank 2.5 years experience and now I am jobless and very depressed what I do now for my career

Ans: Look out for jobs in other banks. Else you can do some short term courses that could be job oriented in the industry you want to work in. Can also look at option of being an investor advisor by doing courses relevant to getting RIA license. Can look at option of doing post graduation courses like MBA

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Asked by Anonymous - Dec 01, 2024

Money

A friend of mine in his mid 80s, sold off his house and other investments in 2021 and has paid capital gains tax on the proceeds with proper filing of IT returns. The sum of Rs 4 crore he has parked in FDs and given his age moved to assisted living senior accommodation. His only son is overseas, an NRI for sevaral years and the son has no assets or interests/income in India. My friend wishes to transfer the proceeds of his house sale to his son and keep just sufficient funds for his limited expenses and sunset years. As per the Forex LRS, he can transfer 1.5 crores (up to 250K USD), but this will attract a TCS of 20% now. Is this a tax on foreign remittance? Or, can he file returns in June and claim the TCS back since the capital gains tax has already been paid on the sale of house two years back? It is not clear if the FM has introduced a new tax on Foreign Remittance or it is just a TCS that can be claimed as tax on income/capital gains was already paid to Govt. Please advise.

Ans: It is just TCS (Tax Collected at Source). While filing ITR, you may claim a Refund, if there is no tax liability.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Asked by Anonymous - Dec 10, 2024

Money

how do I get a gift deed made ?

Ans: Please contact any Advocate or CA, who would help you in this job.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Vilas - Apr 10, 2025

Money

My income projection for 25-26 is as below. Pension + interest = Rs 11 lakh LTCG Equity MF = Rs 2 lakh LTCG Debt MF = Rs 3 lakh Debt MF held since 2020 Will I get S87A rebate For the FY 25-26 ? Thank you for your reply

Ans: Since your total income is exceeding Rs.12.00 (L) for the F/Y 2025-26, you are not eligible for Rebate u/s 87A.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Chandran - May 02, 2025

Money

Sir, NRI daughter had LTCG income in FY23-24 and IT returns was filed in ITR-2 as per rules. In FY24-25 there is no taxable income and there is no LTCG also. In such a case, filing may not be required but she would like to file just to keep the records straight. My query is which ITR form is to be used in this case? In case if ITR-2 is not required, is there anything wrong in using ITR-2 itself?

Ans: You may file ITR of your daughter in Form No ITR-2. Hope you won't face any problem in this connection.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Gvbk - Apr 11, 2025

Money

Capital gain tax: 2025-26 2009-10 purchase value 9317170 2025-26 sale value 21130000 What would be the capital gain tax and income tax if any? Pension amount 560000

Ans: You have the Option to pay LTCG either 12.50% without Indexation OR 20% with Indexation. In your case, you may go for the option of 20% with Indexation, which may result in loss.
02. Your total tax liability shall depend upon some other factors also. However, we have suggested you to calculate LTCG only, which shall minimise your LTCG liability.
Most welcome for any further clarifications. Thanks.

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 17, 2025

Asked by Anonymous - May 16, 2025

Money

I am 36 years old and my current in hand salary is around 1.7 lacs per month alongwith some 10% variable pay, I have currently two ongoing home loans, one with SBI for some 24.5 lacs remaining with 25k per month EMI for 25 years, for the home I am currently residing, and another home loan is with HDFC for 14 lacs with 12.5k per month EMI for 20 years, for a 2 BHK flat in an under construction affordable housing project, which I will let out once completed by 2026. Besides this I have around 15 lacs in FD, 1.33 lacs invested in Gold ETF, 5.5 lacs in mutual funds (monthly SIP 23k), 1.5 lacs in PPF, monthly 12k invested in NPS, and every month I target to pay around 15k to pre pay my HDFC home loan, next I would target the SBI home loan similarly. Just wanted to know if my current approach seems ok or do I need to make some changes to my current portfolio like divert funds to close home loan and then target investments?

Ans: Hello;

You have a prudent approach towards managing your finances.

Therefore no change required. Continue with the discipline and focus.

Happy Investing;

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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