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R P

R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Mar 13, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Jatinder Question by Jatinder on Mar 10, 2023Hindi
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Dear sir, Q. What are the the most important things that an employee should take care of so that his/her boss doesn't get annoyed ? Q. What are the characteristics of growth in life ?

Ans: The boss will not annoy if you achieve the set target and objective. Besides you nee to take care of positive attitude and behaverial part. Growth of life means getting educated, doing professional work as per your talent and education and ethical .
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Mayank

Mayank Rautela  | Answer  |Ask -

HR Expert - Answered on Aug 17, 2021

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Dear Mayank,I am engineering graduate with 10+ years of experience in data centre operations.I have been working for an MNC for the last four years. The company is very good but I am not happy with my professional and personal growth.I am mentioning some issues which I feel restrict me from going ahead in my life and growing in my career.1. I come under pressure immediately. It could be because I want to make everyone happy.2. I get confused a lot. Although I have complete belief on my skills and strengths yet, sometimes, it feels like I am nothing.3. I forgot things very soon because of which I have to work really hard.4. Sometime, it feels that I am getting hopeless with things.5. I have a fluctuating mind. I have to make great effort to be focused.6. I cannot manage my time due to all this. As a result, neither my boss nor my family is happy.It would be great to have your guidance in solving these problems.Thanks and regards,Name withheld on request.
Ans:

Hi.

These are some practical things you can do to help you resolve most of the issues you shared.

1. Start your day early with some positive thoughts and physical activity. The way you begin your day determines how the rest of the day will go.

2. Spend quality time with your family.

3. Do practise some meditation or yoga as that will help you increase your concentration.

4. Keep your cell phone away from you when at work; check it once, for five minutes, every hour.

5. Find a good mentor at work with whom you can share your concerns openly.

6. Engage in your hobbies.

7. Get good quality sleep.

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Nitin

Nitin Sathe  | Answer  |Ask -

HR, Recruitment Expert - Answered on Mar 10, 2023

Pradeep

Pradeep Pramanik  |251 Answers  |Ask -

Career And Placement Consultant - Answered on Sep 19, 2024

Asked by Anonymous - Sep 19, 2024Hindi
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Dear Mr Pradeep, how does one deal with workplace burnout? A young CA working for EY recently succumbed due to work pressure and no one from the office attended her funeral. Is this normal? What are your thoughts? What should one do in a situation like this? What is your advice to young professionals
Ans: Dear ,

You have raised a valid point which most of the young professionals are passing through.
What a paradox in Indian context ?
At one hand,. public sector companies do have quite liberal working conditions and virtually no direct accountability to push your stress level to that high of opting for ending life., whereas in most private or proprietorship companies , right from reaching office in time to achieving the set objectives days after days , months after months which keep on increasing.

There is limit of tolerance of abusive behaviur or working styles , hence many find ways to move to other comanpies, some quit the job , some move out to other industries .

There are many companies or companies from different sectors , why only talk about EY , I can give true exampples of BFSI /NBFCs/Telecom/ Industrial products companies / Real Estate cos/ FMCG/FMCD/Pharma cos where many professionals avoid to opt for even when they are offered high packages.
Reason, - High work pressure , abusive work conditions , Job Uncertainity , worst approach of top management where you are treated like slavesif you fail to achieve your assigned tasks or objectives which is also called target..
However taking own life as this CA at EY did was really heartwrenching . Moreso the approach of the management .
After all a young talented girl . lost her life due to work pressure as mentiioned in her notes. To be honest , no one attending funeral from management side is not normal .

In most cases some one from management side representsor send their condolences .

There are good companies who even clear the dues and add ex gratia amount from their side so that family doesn't suffer financially . I have seen some companies offering job to another member of the family too. .

May be, in this case , due to legal complications, Sr managers avoided attending the funeral .

As far as my advice to young professionals is concerned - Be bold , take challenges as part of your life and when you feel . it is crossing your limits , You must expose the truth to top management as many a times , putting so much pressure on young professionals are the handiworks of Line managers or HR managers , which top management might not be aware about .

She being a CA should not have any issues in finding another good paying job or even joining any CA firm as Sr manager taxation or in auditing could have not difficult. She should have fought back.

You must have seen many Army /Police /CISF or Bank professionals commit suicide under work pressure which is really painful . One should fight back or find better options available than ending own life. Remember Tough times never last but tough people do. Thanks

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Nayagam P

Nayagam P P  |9746 Answers  |Ask -

Career Counsellor - Answered on Jul 31, 2025

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Dear Sir, My daughter taken integrated Mtech (5years) software engineering in VIT Vellore. Now received a call from Amrita for BTech CSE (Cyber security) Chennai allotment campus. Could you please suggest which one will be the best option? Thanks
Ans: Suresh Sir, VIT Vellore’s Integrated MTech in Software Engineering is a comprehensive five-year program with ABET accreditation, emphasizing both foundational and advanced software development skills, flexible research opportunities, and strong industry collaborations. The campus boasts world-class infrastructure, experienced faculty, active industry tie-ups, and a placement rate around 80–90% for software branches, focusing broadly on software engineering roles. Amrita School of Engineering Chennai’s BTech CSE with a specialization in Cybersecurity offers a focused curriculum aligned with emerging digital security needs, reputed faculty, and hands-on labs. Though Amrita scores highly on research culture and student support, placement rates in specialized domains like cybersecurity (~75–80%) are still developing. Amrita’s campus is well-equipped, fostering innovation, but is smaller than VIT’s, with fewer industry giants regularly recruiting for niche cybersecurity roles.

RECOMMENDATION: Prioritize VIT Vellore Integrated MTech for a broad, versatile software engineering education with established global recognition, extensive resources, and strong, consistent placements. Choose Amrita Chennai BTech CSE (Cybersecurity) if your daughter is specifically passionate about cybersecurity and prefers a focused, research-oriented environment, understanding it offers developing but promising niche career prospects. All the BEST for Your Daughter's Prosperous Future!

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Janak

Janak Patel  |63 Answers  |Ask -

MF, PF Expert - Answered on Jul 31, 2025

Asked by Anonymous - Jul 28, 2025Hindi
Money
I am 45yr old and my take home salary is 1.75L. I have 30L investment in mutual fund and 50L investment in stock market. My monthly SIP in MF is 50K. I am also planning to buy a property valued 1CR. I am planning to pay 40% of the amount using my PF withdrawal and rest of the amount I am planning to take bank loan and pay EMI monthly. Kindly advise how can I improve my financial planning.
Ans: Hi,

You are currently invested in Stocks and Mutual funds and you also have your PF. Assuming your MF investment is also more equity based, you have 80L invested towards Equity.
Your PF balance is not mentioned but as maximum limit of withdrawal is 90% for house purchase, I assume you have 50 lakhs or more in PF.
Your Equity to Debt allocation is approx. 60:40 favoring Equity. Even in this allocation, direct stock market investment which is 40% has the maximum risk exposure. MF are managed by professionals and they are risky but relatively less.

For a 1 Cr property, home loan would be 60 lakhs, which amounts to approx. 57K of EMI (depends on interest rate and tenure, assumed 15 years for now). So it may impact your monthly saving capacity to start with.
With 40% withdrawn from PF, your Equity Debt ration would change to 90:10. Thus increasing your risk exposure.
Your PF balance is considerably reduced.

So the first question you should ask yourself is - How much RISK am I willing to take at this time ?
With time, as you approach retirement age, will this RISK level be the same, chances are - no. At that time would you feel more secure with safer investment options. If yes, then PF balance needs to be much higher than what you would probably accumulate over 15 years.

Typically, for your profile (based on age alone), I would recommend you use the direct investments in Stock market to supplement the house purchase plan. You can of course keep some stock investments in good quality companies as a long term investment.
Also evaluate your Mutual Funds to see if they are providing you good returns of above 12%. If you find any scheme that is underperforming, it would be prudent to exit it and use those funds also towards the house purchase.

Beyond the above if you still fall short for the 40% part of house purchase, then you can consider PF withdrawal.
Note PF has a purpose its primarily to provide for retirement. Hence it is prudent to withdraw at the right time and get the benefit of not paying any tax on it. So even at 8% assured returns, its quite attractive considering most other investments will attract tax on withdrawal.

Equity on the other hand has risks associated but also reward those who can stay disciplined with their investments. But it will attract taxes.

So - The question you need to ask is how much Risk to take and what would be preferred asset allocation you can keep without losing sleep for the next 15 years until retirement.

Thanks & Regards
Janak Patel
Certified Financial Planner.

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Nayagam P

Nayagam P P  |9746 Answers  |Ask -

Career Counsellor - Answered on Jul 31, 2025

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Sir my JEE Mains 2025 percentile is 93.40 and my rank is 98264. I am male of general category from Rajasthan. Please recommend some good colleges that I can get in csab counselling
Ans: Vidit, With a 93.40 percentile (General, Rajasthan Home State) and a JEE Main rank of 98,264, your realistic CSAB counselling targets include lower-demand NITs, IIITs, and GFTIs where closing ranks for engineering branches often extend beyond 90,000. In the Home State quota for Rajasthan, consider NIT Uttarakhand and NIT Meghalaya for branches like Civil, Mechanical, and Electronics. Among IIITs, IIITDM Kurnool, IIIT Sri City, and IIIT Nagpur regularly admit General candidates with ranks up to 100,000 in non-CSE branches. GFTIs such as IIIT Delhi (second-tier seats), School of Planning and Architecture, Bhopal, and IIIT Kota also fill seats in lower-demand streams. Additionally, Rajasthan’s own GFTI, Malaviya National Institute of Technology Jaipur, may open spot rounds for core branches at higher ranks. These institutes meet the five critical benchmarks—AICTE/NBA accreditation, qualified faculty, modern labs and infrastructure, strong industry links, and transparent placement processes—with placement rates ranging 60–85% across engineering programs and median packages reflective of branch demand. Pursuing any of these colleges for branches aligned with your interest (e.g., ECE, IT-Allied, Civil) will ensure a credible technical education and balanced campus experience under the Rajasthan Home State quota.

RECOMMENDATION: In CSAB rounds, prioritize NIT Uttarakhand and NIT Meghalaya for robust campus environments and accredited programs, then target IIITDM Kurnool and IIIT Sri City for specialized IT-Allied branches, followed by GFTIs like SPA Bhopal, ensuring you secure a solid engineering education aligned with your percentile and domicile. Have 2-3 back-ups for Private Engineering Colleges also if CSAB does not work out for you, based on your expectations. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9746 Answers  |Ask -

Career Counsellor - Answered on Jul 31, 2025

Asked by Anonymous - Jul 31, 2025Hindi
Career
Hello I'm 35 years old i hv 15months old baby. I have completed my mbbs course from abroad and not clear fmge exam yet. Difficult to focused on preparing for fmge exam handling baby husband and join family. I get frustrated depressed anger comes all the time.ibeck then I was ambitious girl but now lack of confidence lack in everything. So what carrier to choose from now? Can I restart with any course or what to do very confusing. My life is over now. There's no respect those who don't earn. Pl give me good advice so that I can bring better future for my baby
Ans: Many doctors who have completed their MBBS abroad but have not cleared the FMGE (Foreign Medical Graduate Examination) in India face similar dilemmas, especially when balancing family responsibilities, emotional well-being, and career aspirations at a later stage. The FMGE pass rate is low, and the exam can be overwhelming for mothers with young children and household responsibilities, often leading to frustration or self-doubt. However, your medical background is valuable and opens diverse pathways beyond clinical practice in India. Alternate options include enrolling in online or hybrid post-graduate diploma or certificate courses in medical writing, clinical research, pharmacovigilance, public health (MPH), hospital administration (MHA), or health informatics. These courses—offered through institutions like the Public Health Foundation of India (PHFI), Indian Institute of Clinical Research (ICRI), Medvarsity, and Symbiosis—generally require minimal entrance barriers, flexible timings, and often blend self-paced study with project work or internships. Roles in medical content writing, clinical research, health insurance, hospital and healthcare management, medical coding, pharmaceuticals, and telemedicine are accessible to foreign MBBS graduates and in high demand. Careers in public health, NGOs, digital health startups, and medical counseling are also viable, with NGOs and research bodies valuing your education, communication skills, and empathy. Registered health consultants, healthcare IT specialists, nutritionists, wellness program managers, and educators for pre-medical entrance coaching are in demand, and some private hospitals and health-tech companies employ graduates for junior management, documentation, process quality, or outreach roles. Upskilling through shorter, certified programs (3–12 months) either digitally or through nearby centers can build confidence and reignite professional engagement. Look for institutions that provide recognized certifications, industry-accredited faculty, robust academic support, project-based learning, and established placement assistance—essentials for sustainable career progression and personal development.

Building a new career may seem daunting, but your foundational knowledge, life experience, maturity, and resilience are assets that bring credibility and empathy in many healthcare-adjacent and academic roles. If you choose to reskill, your medical education will remain an advantage as you transition into roles that offer both professional fulfillment and a better work-life balance suited for mothers. Take small, actionable steps—start with a focused short-term course or consider part-time/remote roles initially to gain confidence and practical exposure. Positive and self-compassionate thinking, coupled with steady professional upgrades, will influence your family and child, modeling resilience and lifelong learning.

RECOMMENDATION: Prioritize short-term upskilling—such as clinical research, hospital administration, medical writing, or public health—through reputed online or hybrid programs that offer flexible scheduling and strong placement support, allowing you to quickly enter the workforce. Your medical expertise, when combined with targeted training, can unlock impactful roles, restore your confidence, and enhance your family’s well-being while balancing personal responsibilities and securing a respected, independent career path. All the BEST for Your Prosperous Future!

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