Home > Relationship > Question
Need Expert Advice?Our Gurus Can Help
Anu

Anu Krishna  |836 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 27, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
NVERMA Question by NVERMA on Feb 13, 2023Hindi
Listen
Relationship

My wife has schizophernia and mood disorder, married in 2008 we dont know about this and in laws didnt tell us too. I have 2 children 12 and 5. She is sitting all day in room and doing nothing. Eating in odd hours no hygeine My mother looking after the kids. Socially we cannot go anywhere as 1 person need to look after her. We are ging her medicine for last 12 years but nothing happenin What should i do, i am working in private sector and worried about kids

Ans: Dear Verma,
I assume that she has been clinically diagnosed as having schizophrenia. And if yes, it entails a lot of lifestyle changes for the family member/s. I have seen close family friends go through a lot of adjustments when one of their own has been clinically diagnosed. Here is a list that might help you get a grip of the situation:
1. Educate yourself completely on the condition, so you approach the situation not out of worry but with care and caution. You can safely rely on books available on this rather than search the Internet
2. Sit the family down (includes your parents and her parents and siblings if any). Appraise them of the diagnosis, educating them on what you already know
3. Bringing yourself to the understanding that life maybe a bit different in your home in terms of managing your spouse, but with the right care and love, this isn't impossible
4. Talk to your children separately and tell them that no matter what, they are always loved by you and their Mother
5. Involve the families not to come and mope around cursing their luck, but to be of help and support to you and the children
6. Make sure that the medications prescribed by the doctor are been regularly taken by your wife
7. Accept the fact that you may not always be able to take her into social events and gatherings. There is nothing to be ashamed of.
If anyone asks you, just tell them. Own the truth, it will shut many mouths. After all, you are her biggest support.
Lastly and most importantly, take care of yourself as well. Most often caregivers forget that they exist. Create a strong circle of friends and meet up as often as you can. Develop a new hobby that can help de-stress and calm you to deal with what's at hand.

It may seem like a lot, but I am sure it will give you a start point to taking charge rather than staying muddled.

Best wishes!

You may like to see similar questions and answers below

Anu

Anu Krishna  |836 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 15, 2021

Listen
Relationship
I have a strange problem at my end. My wife has a different mood, in the morning she would be fine and all of a sudden without any issue from my end then too her mood gets off and she keeps quite. When I ask her she replies saying it is nothing. This annoys me a lot. I keep quiet and this goes for 2-3 days. If her mood is ok, she will talk. I do understand that if I hurt her then her mood goes off; then it's ok. But if I have not done anything then also it happens. What should I do? We fight over past events. We are not able to close the issue and come to a solution. Currently we are not talking to each other for the last 4 months. I have 2 daughters --aged 14 and 10. i am very much worried about them.
Ans: Dear M, the lockdown has been straining on many families in terms of relationship maintenance and connecting 24/7.

Even if this is not the issue, it is imperative to understand the reason for her mood ups and downs.

Since I don't have any information on her age, if she’s in her 40s, it could hormonal also. Bringing the past can simply be a manifestation of what’s going on within her.

It is possible that she is simply exhausted from all the house-work that has surely gone up for all homemakers in the past year or so.

Give her a day off every week and offer to take care of the household chores with the help of your daughters.

They are old enough to be part of this and they maybe able to reach out to their mother faster.

Also set aside some time from your schedule as a couple to talk about the day/week and plan for some activity to do together that involves just the two of you.

Marriages after a point in time reach a plateau and needs some spice and excitement.

Taking each other or each other’s needs for granted can cause a deterioration in relationships and it helps if every individual in that relationship takes the onus of doing ‘more’, thinking ‘more’, feeling ‘more’ for the other individual.

This definitely helps recreate the relationship and you get a chance to start all over again.

Best wishes for a beautiful life.

..Read more

Anu

Anu Krishna  |836 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 29, 2021

Listen
Relationship
Dear Anu, I am married for 18 years. Have two kids, son (17) and daughter (9). My problem is that though I am in a regular job at a PSU, my wife thinks that I don't earn much. She thinks so much and get stressed which in turn gets in explosive and when it burst I cannot control myself and I get physical (manhandle) her. Due to this all fault becomes my fault and I have to apologise to her for behaviour. Apart from this she is having some kind of problem which she keeps fuming at me or anyone for that matter for anything. When I get irritated by such things she refuses that she didn't even said so. If said so, I understood it in wrong sense. I think I am having too many problems which I cannot explain here. Sometimes I think of going to psychiatrist but don't wish to go because then I will be certified as mad and thereafter all fault and problems will be due to me. If I ask her to go to psychiatrist she won't agree either. Please help how to deal such situation in this stage of life. I love her so much so there is no question of separating from her. Please feel free to ask me anything you require for giving me a response.
Ans: Dear AKB, why does money ever come into a marriage; I wonder!

Well, we do need money to keep the family running, right?

Somehow, external happenings of someone earning more can get into the marriage cropping up as comparisons.

What started as a mere seed of comparison, slowly starts to become a huge tree with fruits of poison robbing even the small successes that you might have had.

Even that seems never enough leaving you with a feeling of inadequacy.

This affects marriage compatibility and comes out as anger, sadness, violent outburst, finger pointing which is evident in your marriage.

At the same time, I am sure your wife does not really intend to hurt you with these behavioural displays.

And that’s why externalising the situation to be your fault arises and she does not want to think that her perceptions are what are causing the situation.

Either you sit her down and bring her down to facts of the matter that this is how life is going to be and this is the money is what you can bring.

If it’s still an issue and she has a hard time accepting this reality, involve an elder member from her family to communicate with her.

Show her the mirror as to how her wants are unequal to what money is coming in and how this regular chatter might be affecting the children as well.

If anyone needs professional intervention, it’s both of you going to a therapist and not a psychiatrist.

The expert can help out things into perspective where both of you can rebuild your relationship with renewed mind spaces.

Happy rebuilding!

..Read more

Anu

Anu Krishna  |836 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 14, 2022

Listen
Relationship
I am 53 and my wife is 45. I never felt happy with my marriage.She suffers from OCD but is very intelligent. She has never done any cooking in these 23 years of our marriage. I cook and do household chores in case domestic help does not turn up. She brings me to suicidal tendency blaming my mother, my brother etc...She has never allowed my mother to stay with me, and also makes me lose interest in her. But her father is a very good man. I love him and feel like having sex with him though I am also a male. How much ever I ask her to come back to normalcy she does not. I am confused. My only son is 23 years old. I do not want him to think that he is disturbed. She does not understand others' state of mind. Please help me.
Ans:

Dear S,

Your situation is a bit complicated as I don’t have enough information to build on.

  • How do you know that she suffers from OCD? Has an expert diagnosed this?
  • Is the trouble in your marriage because of your confused sexual orientation?
  • Have you felt attracted to your wife at some point as well?

To me, it seems like both of you need to visit an expert who will not just help you deal with your marriage but also guide you to work on your sexual orientation which could also have led to matters going sour between you and your wife.

Like I said, things don’t add up much to me and I have tried to point you in a direction that might help you move into a solution space.

For more clarity, I do suggest getting in touch with an expert who can guide you ably and help get your life back on track.

All the best!

..Read more

Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Jan 09, 2024

Asked by Anonymous - Nov 16, 2023Hindi
Listen
Relationship
My wife is extremely sensitive to even smallest of criticism either received directly or indirectly. She gets panic attacks and suffers from the situation for about 10 days. She is unable to leave any of the not so good/bad memories and thus keeps thinking of them all over time. She feels and talks hopeless and useless during this period, which also includes getting separated and ending her life. We have 2 childs of 14 and 9 years. She does not talks to anyone when her mood is off. I have been keeping extreme patience during all the time and always tried to console her and explain her that we also have good memories to remember. But seems she doesn't understands these things. We also consulted one psychiatrist, who gave her Ketamine treatment. She was fine for sometime only but after some time she said that she will not go to any doctor now, and let the situation prevail as it is until she is living. I am totally shattered and perplexed on this situation and could not focus on my job and any other thing in life. What to do, pl advise. I am not able to see her in this situation which is not so bad according to most of the people, but she is filled with so much of hate and negativity that she is not able to understand the things and value them.
Ans: She sounds clinically depressed and definitely needs help. If not a psychiatrist, she can at least start visiting a psychotherapist to help; she need not take medication if she doesn’t want to, but going without any help at all is dangerous.
You have your children to think of too…explain to her that she has to do this for their sake, if not hers. They deserve a well-adjusted, responsible mother and not someone who is too selfish to see to their needs.

..Read more

Anu

Anu Krishna  |836 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 28, 2023

Asked by Anonymous - Dec 25, 2023Hindi
Listen
Relationship
Dear Anu Ma'am. My wife is extremely sensitive to even smallest of criticism either received directly or indirectly. She gets panic attacks and suffers from the situation for about 10 days. She is unable to leave any of the not so good/bad memories and thus keeps thinking of them all over time. She feels and talks hopeless and useless during this period, which also includes getting separated and ending her life. We have 2 childs of 14 and 9 years. She does not talks to anyone when her mood is off. I have been keeping extreme patience during all the time and always tried to console her and explain her that we also have good memories to remember. But seems she doesn't understands these things. We also consulted one psychiatrist, who gave her Ketamine treatment. She was fine for sometime only but after some time she said that she will not go to any doctor now, and let the situation prevail as it is until she is living. I am totally shattered and perplexed on this situation and could not focus on my job and any other thing in life. What to do, pl advise. I am not able to see her in this situation which is not so bad according to most of the people, but she is filled with so much of hate and negativity that she is not able to understand the things and value them.
Ans: Dear Anonymous,
No one likes criticism and each of us react to it differently...
But it is also necessary to give people feedback and feedback which is not in their favor will be construed as criticism.
This is how they can retract into their shell and not change anything even if the change is beneficial to them.
So, if you want to send feedback to your wife, two things:
1. Convert statements of feedback into questions.
Eg: This way of doing things is going to make you lose more time...Instead say: Do you feel that if there was a better way according to you to do this, you might have more time for yourself and also tire less?
More words but conveys the same without an accusation or instruction

2. Go to a professional who can make a clear diagnosis; medicines have effect till they last and then it's back to the drawing board. Help your wife develop a sense of fulfilment from within. It could be that she is finding her routine very monotonous and dull which throws her emotions off balance. So, have her work with a person who can get to the bottom of her mood swings

These 2 suggestions in my opinion can make a huge difference to your marriage and home.

All the best!

..Read more

Latest Questions
Moneywize

Moneywize   |102 Answers  |Ask -

Financial Planner - Answered on May 02, 2024

Asked by Anonymous - Apr 20, 2024Hindi
Listen
Money
I have submitted my Form 15 to my bank in April 2023. My income falls under the non-taxable category against interest received from bank FDs. Bank has not deducted any TDS up to September 2023 but from October 2023 they have started deducting TDS on FD interest earned by me saying that interest earned on my FDs have crossed the limit of Rs 5 lakh. Is the bank right in deducting tax citing this reason? Please enlighten me.
Ans: No, the bank is likely not right in this case. Here's why:

• Form 15G validity: A valid Form 15G submitted before April 1, 2023 is applicable for the entire financial year 2023-24 (assessment year 2024-25). This means if your income falls under the non-taxable category, the bank shouldn't deduct TDS on your FD interest for the entire year.
• TDS exemption limit: The current exemption limit for TDS on FD interest is Rs 40,000 for individuals below 60 years old, and Rs 50,000 for senior citizens (above 60 years old). There's no limit of Rs 5 lakh for TDS deduction on FD interest.

Here's what you can do:

• Reach out to your bank: Inform them that you submitted a valid Form 15G and your income falls under the non-taxable category. You can clarify the exemption limit and point out the mistake.
• Request rectification: Ask the bank to rectify the error and reverse the TDS deducted on your FD interest from October 2023 onwards.
• Seek professional help: If the bank doesn't resolve the issue, consider seeking help from a tax consultant or financial advisor. They can guide you further on how to claim a refund for the deducted TDS.

Additional points to consider:

• Ensure you have a copy of the Form 15G submission acknowledgement for your records.
• Keep a record of any communication with the bank regarding the TDS deduction.

By following these steps, you should be able to resolve the issue with the bank and avoid unnecessary TDS deduction on your FD interest.

...Read more

Ramalingam

Ramalingam Kalirajan  |1298 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Listen
Money
Hi, my age is 29. Married. My daughter is 8 months old. My monthly salary is Rs. 1.33L PM. Monthly expense - Rs. 35,000 Current commitments are: Home Loan EMI - Rs. 43,535 (8 months completed. 30 years tenure) Term Insurance - 1cr (Annual premium - Rs. 36,000 for 10 years. 7 more premium pending) Current NPS Balance - Rs. 75,000. Investing Rs. 15,000 pm SSY - Rs. 12,500 pm. APY - Rs. 409 pm I'm planning to save for Emergency Corpus Fund, get a medical insurance floater policy. My short term goal is to save Rs. 20 lakhs within 4 years for registeration and interior work for house. My long term goals are for daughters UG education, wedding, retirement at 55 years. I took investment risk test and Im an aggressive investor and planning to invest more on equity. Also, I want to diversify the portfolio and invest across asset class.
Ans: It's great to see your proactive approach to financial planning! With your solid income and clear goals, here's a suggested plan:

Emergency Corpus Fund: Aim for 6-12 months' worth of living expenses in a high-yield savings account for emergencies.
Medical Insurance Floater Policy: Ensure adequate coverage for your family's healthcare needs, including your daughter.
Short-Term Goal - House Expenses: Consider a mix of equity and debt mutual funds for potential growth while safeguarding against market volatility.
Long-Term Goals - Daughter's Education, Wedding, Retirement: Continue investing in equity through mutual funds or stocks for higher returns over the long term. Also, explore options like PPF, NPS, and diversified funds for diversification across asset classes.
Review and Adjust: Regularly review your portfolio's performance and make adjustments as needed to stay on track with your goals.
Remember, financial planning is dynamic. Consulting a Certified Financial Planner can provide personalized guidance tailored to your unique circumstances and aspirations. With discipline and strategic investing, you'll be well-positioned to achieve your financial dreams.

...Read more

Mayank

Mayank Chandel  |437 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 02, 2024

Asked by Anonymous - Apr 24, 2024Hindi
Listen
Career
I completed bams a year ago. I passed 12th in 2014 and prepared for neet 2 times but couldn?t get seat because i was not serious about my career at that time. I had no clearity. I was so confused that I couldn?t focus. Even my parents and relatives were scolding me and not helping me . So I wasn?t thinking roperly focused. Then i gave bams entrance for the first time and got seat. I feel like if they wouldn have helped me or asked me what do i feel then i must not have been in the same place as am today. I feel i have ruined my life. Am currently working in delhi as a physician in a very renowned ayurvedic institute. But i feel like I don?t have passion for ayurveda. Am 26 years old. Everytime i feel like failure as I couldn?t get mbbs. Still my teenage to final year of my college i used to be so confused about my career. As now at 27 am having clearity that i want to be a cardiac surgeon, i feel like it?s too late to restart again. I feel depressed, failed and guilty. I don?t know if its a good decision to appear for neet again or not. I feel like defeated. I dont Feel happy. This time i have a lot of passion for becoming a cardiac surgeon but i am not able to decide this thing myself. I feel helpless. I feel guilty that I couldn?t clear neet exam. On the other hand there are some of my friends who never ever appeared for neet and did bams from private colleges are really happy and don?t have any complaints from this career. Why do i only feel defeated and unhappy.
Ans: Hi,
I cannot help you psychologically. But yes if you are really serious & want to restart give it a second thought that whether you will be able to give another 10 years into study. Plus NEET has become more competitive now as almost 24L+ students are writing this year. Again you won't make it there you will be more depressed. Other option would be MBBS abroad then. But still the question is will you be able to give your next 10 years into study?

...Read more

Ramalingam

Ramalingam Kalirajan  |1298 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Listen
Money
Hi Jinal, We both partner are 40 year old. These days after having second child (9 month old), I am bit worried about my both sons (Elder one 10 year) future. We couple currently earning 3.5 Lack per month together (In hand). I am investing 15 thousand in LIC SIIP (Last two year), 25 thousand in SIP (SBI, Last two year), and nearly 20 thousand in LIC per month (Last 10 years). I do invest 1.5 Lacks in PPF every year (Last 13 year). With all this investment can i reach a core plus of 60 Lac (For younger one education) by 2030 and another 1 Cr (For Elder one education and marriage) by 2040. I don't have to plan our retirement as we both are government employee and automatically investing in NPS as per government rules (Current value of NPS is 80 Lack combined). Is this investment is sufficient or i have to increase further for our sons education. One more thing I do investment in gold also (Physical) approximately 3 Lack per year from last 2 years.
Ans: It's heartening to hear your dedication to securing your children's future amidst the joys and challenges of parenthood. Your commitment to various investments, including LIC policies, SIPs, and PPF, reflects your foresight and responsibility.

While your current investments provide a solid foundation, it's essential to regularly review and adjust your financial plan. Consider consulting with a Certified Financial Planner to assess if additional contributions or adjustments are needed to meet your ambitious goals.

Remember, financial planning is a journey, and flexibility is key to adapting to life's twists and turns. With careful planning and guidance, you can navigate towards a brighter future for your children with confidence.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x