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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 29, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - May 25, 2024Hindi
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Relationship

Hi, Me and my wife both are of same age. We had an arranged marriage and are married for 8 years. We have two kids. She has ‘Borderline Personality Disorder’ and its very difficult to live with her. I am giving her meds without her knowledge since 8 years with which its just manageable and going along. But life has become very troubled. All my dreams and goals remain unfilled. Also if somehow one day meds are not given, it becomes like hell. because of this i am almost completely isolated from my parents and siblings. Talking to her is not a solution and getting expert advise from psychiatrist is also impossible as she wont go to psychiatrist or psychologist. She also has less insight. How to come out of this mess?

Ans: Dear Anonymous,
Has she been clinically diagnosed OR is this self-diagnosis based on which you are medicating her everyday...
If what you say is a validated fact, then YES, she needs some sort on intervention by an expert who will suggest subtle lifestyle changes to manage the emotional roller coaster ride. It will not just help your wife but also the family members who will be better equipped to handle any outbursts...
So, make the so-called impossible, possible as that will save a lot of pain at home. Baby steps on this one...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 09, 2021

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Relationship
Dear Anu, I've been married to my wife for 10 years. In the last 2 years or so I find it difficult to understand her. Once every 2 or 3 months she goes into depression, and brings up old conversations between my mother and sister. It is not that they are perfect; however they have already moved on. She blames I didn't support, if the conversations happened in front of me then I can support but didn't happen. Also, my mother and sister they don't talk to me anything about those conversations. I love her and I have asked her to seek medical help but she doesn't want. I want to help and at the same time I need help.
Ans: Dear A, my first question to you is: how do you know that it is depression?

Has she been clinically diagnosed? Most often, I find people throwing this word around loosely without knowing what depression truly is.

For all you know, she may simply be low or upset over something that comes and goes frequently.

Assuming that this is case from what you have stated in your email, what is the reason that you feel she brings up these conversations from the past?

What triggers it? Is there a reference to your mother or sister in any current context?

Is anyone praising them currently and she doesn’t like it? Is she being compared to them in any manner?

Has she lost or given up anything in the past because of them that is impacting her now?

Do a reality check with her or if you know the answers to these, you will know what exactly is going on in your mind.

Questions like these can point you in a direction that will enable you to help her rather than see her as a problem.

She may not be willing to go to a professional for help as most of us think that it is NOTHING.

Stress and sadness are real and over a period of time, it can rob us of even the smallest of joys that we deserve.

It's easy to say: Forget the past; one cannot forget the past or what happened there BUT one can only change the way they feel about the past.

Replaying what happened means she is reliving the same experience over and over again and feels the reality of this even now which must be dulled and faded away.

Why does she hold onto this is because it perhaps gives her the solace of not doing anything about it now and it’s easy to play the blame game?

At times, we seek refuge under phrases like: My life is a living hell because of this or that. This could also be hiding away from opportunities and blaming the world for it.

What I am sharing here is based on what information that I have got from you.

I suggest start with the reality check questions first and see how it goes as this will give you vital information on what’s going on in her mind.

Most importantly, reiterate to her to be grateful for the things and people in her life right now.

Gratitude as an energy can liberate us from mundane occurrences and can keep us sane and calm.

Best wishes to you and your wife for a wonderful life.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 27, 2023

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Relationship
My wife has schizophernia and mood disorder, married in 2008 we dont know about this and in laws didnt tell us too. I have 2 children 12 and 5. She is sitting all day in room and doing nothing. Eating in odd hours no hygeine My mother looking after the kids. Socially we cannot go anywhere as 1 person need to look after her. We are ging her medicine for last 12 years but nothing happenin What should i do, i am working in private sector and worried about kids
Ans: Dear Verma,
I assume that she has been clinically diagnosed as having schizophrenia. And if yes, it entails a lot of lifestyle changes for the family member/s. I have seen close family friends go through a lot of adjustments when one of their own has been clinically diagnosed. Here is a list that might help you get a grip of the situation:
1. Educate yourself completely on the condition, so you approach the situation not out of worry but with care and caution. You can safely rely on books available on this rather than search the Internet
2. Sit the family down (includes your parents and her parents and siblings if any). Appraise them of the diagnosis, educating them on what you already know
3. Bringing yourself to the understanding that life maybe a bit different in your home in terms of managing your spouse, but with the right care and love, this isn't impossible
4. Talk to your children separately and tell them that no matter what, they are always loved by you and their Mother
5. Involve the families not to come and mope around cursing their luck, but to be of help and support to you and the children
6. Make sure that the medications prescribed by the doctor are been regularly taken by your wife
7. Accept the fact that you may not always be able to take her into social events and gatherings. There is nothing to be ashamed of.
If anyone asks you, just tell them. Own the truth, it will shut many mouths. After all, you are her biggest support.
Lastly and most importantly, take care of yourself as well. Most often caregivers forget that they exist. Create a strong circle of friends and meet up as often as you can. Develop a new hobby that can help de-stress and calm you to deal with what's at hand.

It may seem like a lot, but I am sure it will give you a start point to taking charge rather than staying muddled.

Best wishes!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 25, 2023

Asked by Anonymous - May 24, 2023Hindi
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Hi! I am married now for 4 years and have a 18 months old child. My wife is having Borderline Personality Disorder and often talks about ending the marriage but when she is normal, she credits me for such an understanding husband. She doesn't acknowledge that she has such disorder from before marriage. I am very disallusioned about what step to take more so because of my daughter. Shall I go for divorse? Please advice.
Ans: Dear Anonymous,
It's easy to walk out on a marriage but being in it and overcoming challenges together can grow the two of you in love and trust.
Whether she knows about her condition before marriage or not, in my opinion is not of concern as you need to focus on how as a family you can deal with the situation. What if you were in her place? Would you want her to leave you?
Any disorder (as experts call it) of the mind require a lot of support from the family members and having worked with clients on this, I can tell you involving the family makes it easier for the person struggling with it. It also strengthens their bond. The two of you have a child who needs both parents...
It may seems an uphill task to be in this situation but do remind yourself: Why did I marry this person in the first place?
This reason will be enough to carry you on and make a commitment to handle it together.
I do realize that one day she may say one thing and go back and say just the opposite the next day. It can be very disillusioning for you. My appeal is: go back to the person who diagnosed her. He/she will educate you on the coping strategies individually and the family as a whole. A good round of counselling will also help your wife take care of her mind state.

All the best and I am sure you can do this...

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 13, 2024

Asked by Anonymous - May 02, 2024Hindi
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Relationship
Hi Ms. Anu, I need some different way of looking at the mess I am in. We are a very well educated couple married since past 16 years and very well settled (financially) abroad. We married after a courtship with blessings of both families and we do have a kid who is doing well atleast academically. The marriage has been a mess all these years starting within a couple of years after marriage. I do come from a very close knit middle class with a mentality/ upbringing to carryon whatever the odds are for wellbeing of kid also the spouse. My wife come from a pretty broken family where none of the family members are staying together or on routine talking terms. I do strongly feel that she has a borderline personality disorder which she refuses to atleast seek help available even to confirm or reject it. She has no good friends and her relations are very superficial with lot of white lies. Living with her is like walking on needles not knowing when she goes off. It has literally made me and my kid apprehensive every other minute dealing with her. She has given up her career in India and is a home maker here and I do respect that a lot but she is also very apprehensive to try out anything over here in spite of so many opportunities .I really don’t have any problem with it as we don’t have any financial need for it. She has best of everything we have/ earned over here, I never question her regarding even routine needs and try to work around her choices. We are like roommates living in a big house in separate rooms bringing up kid in best possible way. It sort or drains me out both mentally and physically and even affects my professional progress. Every attempt to discuss amicably ends with a fight. She has no social support to even fallback or ask for help. For me I don’t want to divorce her as I do know she won’t be able to survive alone over here or in India also I don’t want this to even put a small mental scar on my kid. I am trying out the best possible way I can but I do fear I might breakdown some day or the other leaving them in bad position. I dont have any affairs, I don’t even drink/ smoke/ gamble. I am just a simple person trying to live comfortably and bringing up the kid in best possible was as every other person.
Ans: Dear Anonymous,
A different way of looking at the mess would mean:
- appreciating that your way of a family set-up and your wife's are way different
- understanding that things may go awry, but there is no need to strive for perfection within the marriage
- knowing that your spouse is different from you and celebrating those differences without finding a meaning in it

Having said this, I do appreciate you wanting to make your marriage better, but sometimes we also need to understand that what is happening is possibly the best. As long as the child is in a safe space to grow and bloom, do not strain yourself much. You are not dealing with daily fights or threatening arguments, hence if this is peace, learn to make peace with it.
Sometimes, it may feel like the other person has an issue with the mind when they don't align to your way of thinking or expressing. There are people who yell to be heard, that does not make them an angry person...that is how they have learned to express themselves since childhood. It does not qualify as a mental illness...

Take some time out together to coordinate and appreciate each other at a different level acknowledging your differences; your wife will also have to do this and support the fact that you are concerned about the marriage and your relationship with her.

Taking care of your mental health is in your hands and start by 'viewing things differently as stated above' AND yes, your wife also will need to be in sync on this by supporting you as well. That you will might need to have an honest conversation with your wife and work on this together.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: https://www.facebook.com/anukrish07/ AND https://www.linkedin.com/in/anukrishna-joyofserving/

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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