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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 29, 2021

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
VB Question by VB on Oct 29, 2021Hindi
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Relationship

My wife and I have been married for 15+ years and we have two young kids (5 and 10 yrs old).

We are from northern India and sort of settled in the USA.

The issue is that our communication has been very poor and since the birth of our first child about 10 years ago, the problem has become significantly worse.

During the initial years of a kid's life it is obviously understandable to have an infant sleep with parents in bed, but my wife decided to continue doing that years into the birth.

This continued till my first child was 5 or 6 years older. And then came along our second kid and the same thing repeated.

I was not in agreement with this way of having kids sleep in bed every night and I started sleeping separately and have been doing that for years.

I believe this in itself caused multiple cascading communication issues and our detachment from each other.

My wife does not take any time out for the two of us and instead spends almost all her time caring for herself or kids.

My wife is also very (extremely) possessive and insecure with kids and me developing any kind of meaningful bond.

I have to ask her permission for example to take kids out or else she uses sarcasm, demean etc., or other ways to intimidate me as if I am doing something wrong.

I need your help to understand if any of this kind of behavioUr can be considered 'normal'.

Can I say to myself - 'bad luck, but this happens in marriage and is not a good enough reason to consider separation and divorce'? Or the behaviour I am seeing is way out of the ordinary and cause for some action to save my mental health.

I feel lonely, depressed and deprived of emotional support, and really miss time with my kids as well as being a parent to them in ways I think is best for them.

Parenting style significant differences have further increased the rift between us, and since kids spend a vast majority of their time with mom, I see them develop personalities which I think is not best for them as they step out into the world and become independent.

I am really squeezed between many conflicting thoughts.

Should I work on leaving this marriage after years of trying to establish some minimum communication and mutual trust?

Should I stay for the sake of my kids, but if so what is the point, I am not able to parent them anyway in any meaningful way?

We have arguments and verbal fights a lot and that is the only communication we have left now and otherwise weeks and months go by without any calm and meaningful conversations.

I am very lost and hope for some advice that I can apply and clear my thoughts.

I will very much appreciate your help.

Ans: Dear VB, this is like kids becoming the third person in the marriage which is very common in a lot of couples.

Sex waning after having kids is something that many marriages go through, also the mother can be tired after caring for the home, work and the kids…sex is the last thing on her mind.

But, yes you do have a point when you mention that kids are still lurking in your bed which is not healthy for their development.

Just a thought, has your wife found this as a convenient option to avoid any intimacy with you?

If yes, what and why is she avoiding? These can be answered only when the two of you set aside your emotions aside and talk as civil adults.

If that isn’t a possibility, kindly take the help of a professional who will:

  • Help your wife transition from mother to wife and ease her into both roles
  • Bring to her notice that children need the love and care of both parents and that it is non-negotiable and a dampener for the kids to deny them the fathers’ support
  • Guide both of you to bring spark back into your marriage
  • Teach the family to discipline itself into conscious parenting that keeps the welfare of the children at the forefront

I would urge you to go down this path before thoughts of separation etc.

The kids can grow up in a loving environment; why not strive for that first?

Wishing you the best!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 08, 2024

Asked by Anonymous - Jan 02, 2024Hindi
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Relationship
Hi Anu, I am 45 year old and married from last 16 years and having 15 year old daughter . My Wife and I didn't have a good relation, We fight a lot, not sure what ever I speak she didn't like it and some how converted into argument , My wife is 10 year younger to me , I used to have good sex life at-least few year back, but relation was not good that time too, some how she is either having feeling of superiority or not sure what , She always blames me or my daughter if any things happen, she didn't ready to accept that she can be wrong . Previously even we used to have fight but overall things was fine , she used to generally fight but some how we do makeup after fight , now situation is out of control, she didn't accept her mistake and try to blame me for all the problem , she do over spend and if I try to control she start fighting, I think she just fight for what ever things she need for her selves , but always criticized / blame other , She pick up fight very easily with any one , She even fight a lot with our daughter . Even daughter some time suggest to go separate road than only she will understand , I try to go for concealing but no help , there also when used to discuss problem she hardly listen , even Councilor told her she must develop habit to listen others but nothing improve, I am not sure how to tackle this , She always sleep alone and if any disturbance she create ruckus , she want the things her own way if not than she can't tolerate . I am not sure but I need help here and problem after covid is more now , I try to manage these things previously but looks I don't have patience to handle this any more, I didn't like people blaming for no reason, it looks some time after doing so much for family I am nothing for my family and it is hurting me more. I will not say that I didn't fight , I do and mainly when I feel broken I shout on her and some time asked her to live the house , This may be as she always says she is looking for some one once she find she will leave the house , She always give threat and always say she didn't love me , She didn't find me attractive enough . She try to create environment where I should feel that I am not important person as well as social , I can write 10 more page around this but wanted to have some solution , not sure what could be best here . I wrote previously too but have not got any response yet.
Ans: Dear Anonymous,
I suggest that the two of you go and see a marriage therapist. This is not simply the job of a counselor; there is clearly a breakdown in the way your marriage is functioning...it needs both of you to build the marriage back again and the therapist will be able to see and review both sides and suggest/guide you two correctly.

10 or 20 pages are not going to help; what will help is that both of you sit down and think of why you are married and what you can do to rebuild it. Blaming her or yourself isn't anyway going to help...Rather than listing down each others' faults, try to work at this.

All the best!

..Read more

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Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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