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Single Mom Seeks Life Partner: How to Choose the Right Man?

Shalini

Shalini Singh  |138 Answers  |Ask -

Dating Coach - Answered on Sep 02, 2024

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
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S Question by S on Aug 23, 2024Hindi
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Relationship

I am a single mother, my husband has passed away 1.10 years ago, now I have decided to find a life partner, my son age is 3.5 years--how can I select a perfect guy for me?

Ans: there is no concept of a perfect man or a woman in fact its the responsibility of the couple to make their relationship as close to perfect. ways to look for a match is let your family and friends know, look at other options / singles community both online and offline.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 16, 2022

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Dear mam, I lost my husband 8 years ago and have 2 sons. It was an arranged marriage. We had difference of opinion in almost all areas of life. He was loving and caring in a way that he will not give up on me with the outside world. We lived and enjoyed our family although we had sex on only a handful of occasions after having children. I realised that I've chosen a person who is not right for me as I am a systematic kind of person. I was pampered a lot and my parents brought me up in a certain way. All my efforts to make him quit his habits went in vain. He was very adamant in sacrificing his vices (regular smoking and drinking on occasions). Now I have the responsibility shared by my mother and brother in bringing up my sons. I have a desire to get remarried but I don't want to end up with the wrong person. What criteria should I adhere to when selecting a partner?
Ans:

Dear PV,

Right or wrong is simply a perception.

What you should be instead looking for is compatibility in terms of emotions, values and physical wants.

It’s a miracle to find a person who can match to every need of ours and even if we do, there is no guarantee that we will like them the same way for the rest of our lives.

Matrimony sites seem to have some reasonable success in this area, also you could join groups with common interests, and you might meet someone that you like.

Whatever path that you take, changing the other person may never be a good plan. But of course, this time, you can make it amply clear that ‘vices’ are off limits for you and DO NOT compromise on it.

Being assertive right at the start can filter out many and you may end up with someone that is ‘right’ for you.

My best wishes to you!

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Love Guru

Love Guru   |204 Answers  |Ask -

Relationships Expert - Answered on Oct 03, 2022

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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