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Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 16, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
PV Question by PV on May 16, 2022Hindi
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Relationship

Dear mam, I lost my husband 8 years ago and have 2 sons. It was an arranged marriage.
We had difference of opinion in almost all areas of life. He was loving and caring in a way that he will not give up on me with the outside world.
We lived and enjoyed our family although we had sex on only a handful of occasions after having children.
I realised that I've chosen a person who is not right for me as I am a systematic kind of person.
I was pampered a lot and my parents brought me up in a certain way. All my efforts to make him quit his habits went in vain. He was very adamant in sacrificing his vices (regular smoking and drinking on occasions).
Now I have the responsibility shared by my mother and brother in bringing up my sons.
I have a desire to get remarried but I don't want to end up with the wrong person. What criteria should I adhere to when selecting a partner?

Ans:

Dear PV,

Right or wrong is simply a perception.

What you should be instead looking for is compatibility in terms of emotions, values and physical wants.

It’s a miracle to find a person who can match to every need of ours and even if we do, there is no guarantee that we will like them the same way for the rest of our lives.

Matrimony sites seem to have some reasonable success in this area, also you could join groups with common interests, and you might meet someone that you like.

Whatever path that you take, changing the other person may never be a good plan. But of course, this time, you can make it amply clear that ‘vices’ are off limits for you and DO NOT compromise on it.

Being assertive right at the start can filter out many and you may end up with someone that is ‘right’ for you.

My best wishes to you!

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Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 07, 2023

Asked by Anonymous - Aug 03, 2023Hindi
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Relationship
hello, I am 36 years old divorcee. I was in a relationship for 3 years with one person after 2 years of my divorce and he ditched me by saying that he is not ready for any commitment (as he is going through his divorce too). Now, I am completely devastated because I invested way more than I should on him. I tried different matrimonial sites for searching good mate/partner but eventually everyone I met turned out to be sex oriented. It's been year of my breakup with my ex, but I still crave for him. why? And day by day I am loosing hope to get settle down in my family bcz of finding such non-serious and one tracked minded males. what to do?
Ans: Dear Anonymous,
Yes, you have invested more than what you could have...but don't we all do that when we want something to succeed.
After your divorce, maybe you wanted the next relationship to succeed and you gave it your all. But the man was not yet ready for his own reasons. What can you do about it? You were true in your intent...leave it at that without dissecting every element and turning its shadow onto future opportunities.

Move on; it's tough but understand that if you keep pining and obsessing over someone who is not available, you are only going to feel the pain again. For now, make that a closed chapter.
And once you close that chapter, only then you will be willing to explore newer opportunities with a full heart and an open mind. Yes, I do agree that you will find many wanting physical connections and not a relationship. But not all are inclined that way.
Once you direct your energies into a new avenue, it will yield results...and yes, I do believe in what I am saying here! Not all apples are rotten though a few might be and yet you don't dismiss eating apples, do you?
Get the drift?

All the best!

..Read more

Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 25, 2024

Asked by Anonymous - Mar 21, 2024Hindi
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Relationship
Hi Anu! So, I'm in dilemma of choosing a partner for me second time. I'm 36 yo divorcee, and met with a person 4yrs back with whom I shared great bonding and chemistry, but he never showed his love and care to me in past these years (as he was going through his divorce process too), but we both know that we both share some exceptional kind of bonding. Now, the twist comes, as we always have this on and off kind of relationship, so I started dating to a man from a matrimonial site. This matrimonial person seems in love with me and show the concern and love to me, the kind I wanted. Now, I am confused, because my previous bf is also thinking our future together as well as the matrimonial one. can you please help me in choosing the right partner for me. I can provide more information about both men in detail.
Ans: Dear Anonymous,
Aren't we always seeking for something that we lack within us?
Why the yearning for a particular expression of love? And how are you so sure that this person that you met on the matrimonial site already is in love with you?
Having said this, the off and on relationship is a person who will express love in a way that he is comfortable with but that is setting you off...so the matrimonial person seems exciting in a way as it aligns with your way of expressing love.
When in a dilemma, put all the cards on the table...there are other things besides expressing love that goes into making a relationship and/or a marriage. Have you factored all of that?
- List down things that are important to you in a marriage and a spouse
- How compatible are the two of you in terms of emotional bonding?
- Do your respective family values match?
- What are your thoughts on money, children, travel, passion etc?
These questions are a good start point exercise with both the men...it will give you a fair idea as to who is more aligned to your way of life. Then you can go ahead and make your decision.

All the best!

..Read more

Kanchan

Kanchan Rai  |636 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2024

Asked by Anonymous - Jun 03, 2024Hindi
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Relationship
Dear expert I am 52 year lady divorcee. Looking for a partner for remarriage. Whomever i meet, everything goes on well for few days or months and somehow breaks. The men feel so insecure about me and they breakup even when i talk of solutions and taking forward as life is short and we need a partner to survive. I am not able to find a man who can think better at this stage of life. If you can suggest what should be done to make them understand and most of the men look for only physical pleasure even at later part of life instead of looking for a partner in all respects. What should be done to find the right partner.
Ans: It's understandable that finding a suitable partner at this stage in life can be challenging, especially when your intentions and expectations don't align with those of the men you meet. The key to finding the right partner lies in a combination of self-awareness, clear communication, and patience.

First, it's important to ensure that you are clear about your own needs and desires. Reflect on what you're looking for in a partner beyond companionship. What values and traits are essential for you? Being clear about these aspects will help you identify potential partners who are genuinely compatible.

When you meet someone new, be upfront about your expectations early on. This doesn’t mean overwhelming them with demands, but rather having open and honest conversations about what you’re looking for in a relationship. Express that you are seeking a meaningful, long-term partnership rather than something solely based on physical attraction. This clarity can help filter out those who are not on the same page.

It’s also crucial to recognize that some men may feel insecure or uncertain for various reasons. They might have their own past experiences or fears that impact their ability to commit. While you can offer reassurance and support, remember that it’s not your responsibility to fix or change them. Focus on finding someone who is emotionally mature and ready for the kind of relationship you desire.

Building a strong connection takes time. Be patient and allow relationships to develop naturally. It’s okay if things don’t work out with some people—each experience can be a learning opportunity that brings you closer to finding the right partner.

Consider expanding your social circles and exploring new ways to meet potential partners. This could be through social events, community groups, or online dating platforms that cater to mature singles looking for serious relationships. Engaging in activities you enjoy can also help you meet like-minded individuals.

Finally, remember to stay positive and keep an open heart. It can be disheartening when relationships don’t work out, but maintaining a hopeful and optimistic outlook will make the journey more pleasant and increase your chances of finding the right partner.

By being clear about your needs, communicating effectively, and staying patient, you are more likely to attract a partner who is looking for the same deep and meaningful connection you desire.

..Read more

Anu

Anu Krishna  |1729 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 16, 2024

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Reetika

Reetika Sharma  |333 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Nov 09, 2025

Money
I am 31, teetotaler, with no bad habits, bachelor, leading celibacy, no chronical ailment, minimalist, investing in various schemes of mutual from the age of 18, now my investment is Rs. 50 lacs, with SIP of Rs. 15K every month in equity funds, and 40 lacs medical insurance 1.5Cr term insurance. Insurance premia are taken care by dividend from equity shares. My average annual expenses at present is Rs.5 lacs. Please guide me at what age should I give up the job and submit my resignation from MNC job, and retire, where I have no dependants nor depending on any one. Please guide me and advise.
Ans: Hi Mani,

You are one of the rare example of someone who is a long term investor and have build quite a good corpus through all these years.
Let us have a look at what can be done:
1. Insurance - you are well covered. Even premiums are being taken care of using dividends.
2. Emergency fund - build a dedicsted fund of minimu 10 lakhs in liquid funds for any emergency situation.
3. Mutual funds - a SIP of 15k has built you a corpus of 50 lakhs in 13 years which is great. You should also focus on increasing your investments to the maximum capacity whenever possible.
4. You are a bachelor and want to retire. But you also have to plan if ou want to get married. Getting married will change the entire plan. You will need funds to get marry, start family, kid's education and marriage. All these things should also be considered before making any decision.
5. Your current expenses of 5lakhs will double easily on getting married, so your resignation and retirement depends on this plan as well.

Hence my suggestion would be to focus on increasing income for now and you are too young to consider leaving your job. Plan your future goals and then take this decision collectively.

Also as your MF portfolio crosses 50 lakhs, would suggest you to consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

Reetika

Reetika Sharma  |333 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Nov 09, 2025

Asked by Anonymous - Oct 18, 2025Hindi
Money
Hello. I'm 41yr old woman have 2 kids age 13 and 7. I own 3bhk duplex house in Bangalore. My monthly income comes upto 60k per month. I have invested 45lakhs in bhive workspace company and getting returns of 64k per month. I have also invested in 5 autos tie-up with rapid and earning 75k returns on tht. I have invested 12 lakhs in motilal Oswal midcap elss fund. Now I'm getting 1cr from my parents property share. Where should I invest for good returns and safe investment for future wealth? And I also love traveling so need to save some money for future for my health and my desire to fulfill. Plz guide me wisely.
Ans: Hi,

You have done great investments with some companies and aree earning out of it. This is the best form of diversification.
I understand, you have your house, monthly income from salary and your investments.
To further diversify the 1 crore that you are getting, can consider investing in a mix of equity oriented and balanced mutual funds. Your current investment in the Oswal midcap ELSS doesn't seem good. Even this can be shifted to a much better fund suited to your requirements wrt your risk appetite.

You can work with a professional advisor who will guide you with exact fund names to invest your 1 crore and also redirect 12 lakhs from elss fund to another fund.

Your goal of travelling can be done using a portion of 15% from 1 crore that you will get. This amount will be invested in debt and small cap funds and you can do a sWP from this amount to fulfil your travel goal.

Regarding health, first make sure to have a dedicated health insurance for yourself and family with a cover of minimum 25 lakhs. And have an emergency fund of around 10-15 lakhs. This would be sufficient to take care of this.

Lastly, refrain from doing investments based on any random tips in mutual funds as any wrong fund selection can hamper the growth of your portfolio.
Hence consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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