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Dr Upneet

Dr Upneet Kaur  |81 Answers  |Ask -

Marriage counsellor - Answered on Aug 30, 2025

Dr Upneet Kaur is a medical professional and therapist based out of Amritsar.
After completing her bachelor’s degree in Ayurvedic medicine and surgery from the SKSS Ayurvedic College and Hospital, Sarabha, Punjab, in 2008, she worked as a medical officer at various multi-specialty hospitals in Punjab, handling both physical and mental patient care and clinical decision-making. She spent the next decade leading multidisciplinary teams at various levels.
Since 2022, she has been practising as a clinical psychologist and marriage counsellor.
Dr Upneet also holds an MBA in hospital management from Alagappa University, Tamil Nadu, and an MA in psychology from the Indira Gandhi National Open University.... more
Asked by Anonymous - Jul 23, 2025Hindi
Relationship

My partner and I have lived together for three years, and we really love each other. She is 36, I am 37. But our different ideas about money are causing huge fights all the time. For example, I like to save, and she likes to splurge, and it's making us both stressed about our future. How can we deal with these money fights without letting it ruin our relationship? I grew up in a middle class family, while her parents are privileged. She thinks I nag too much about money that's why I am unhappy. Can't we find a way to agree that works for both of us? Or is this just a sign that we're too different and can't get along?

Ans: Hello sir..
As a relationship coach, I'd say that differences in spending habits are common in marriages, and it's not uncommon for partners to have varying priorities when it comes to money. The key is to find a balance that works for both partners.

*Defining Financial Goals:*

1. *Short-term goals*: Identify what you both want to achieve in the short term, such as paying off debt, building an emergency fund, or saving for a vacation.
2. *Long-term goals*: Discuss your long-term goals, such as buying a home, retirement planning, or funding your children's education.

*Creating a Budget:*

1. *Track expenses*: Start by tracking your expenses to understand where your money is going.
2. *Categorize expenses*: Divide your expenses into needs (housing, food, utilities) and wants (dining out, entertainment).
3. *Set priorities*: Prioritize your spending based on your shared goals and values.

*Tips for Effective Communication:*

1. *Avoid blame*: Focus on finding solutions rather than placing blame for overspending.
2. *Use "I" statements*: Express your concerns using "I" statements, such as "I feel anxious about our savings" instead of "You always spend too much."
3. *Listen actively*: Make an effort to understand each other's perspectives and values.

Take care..
Regards
Dr Upneet Kaur
Follow me on: https://www.instagram.com/dr_upneet

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Whenever I argue with my partner, it quickly escalates into something bigger than it should be. I don't express how much I love them, but I feel like our communication is breaking down. How can I improve this situation?
Ans: It’s clear that you deeply care about your partner and the health of your relationship, but recurring arguments and a lack of expressed love are creating a disconnect. To nurture love and clarity in your communication, it’s essential to create an emotional space where both of you feel safe, valued, and understood—even during disagreements.

When arguments arise, they often escalate because emotions are heightened, and both people feel the need to defend their perspective. To shift this dynamic, start by focusing on emotional regulation in those moments. Take a deep breath and remind yourself that you’re both on the same team, even if you see things differently. This small pause can prevent reactive words or actions that might escalate the conflict further.

Outside of conflicts, consider the daily emotional climate of your relationship. If love isn’t being expressed regularly, your partner may feel insecure or disconnected, which can intensify disagreements. Begin to nurture love by weaving simple but heartfelt expressions of care into your everyday interactions. This might be as simple as saying, “I appreciate you,” giving a warm hug, or acknowledging something they did, however small. These gestures build emotional reserves that make handling tough conversations easier because they remind both of you of the underlying bond.

When it comes to communication, try reframing the way you approach disagreements. Speak from your feelings rather than placing blame. For instance, instead of saying, “You’re not listening to me,” try, “I feel unheard, and it’s making me frustrated.” This subtle but powerful shift fosters understanding rather than defensiveness. Equally important is listening with an open mind. Practice reflecting back what your partner shares to show you’re truly hearing them. For example, “I hear that you’re upset because you feel I didn’t prioritize you—am I understanding that correctly?”

Love is nurtured in the moments between conflicts—through trust, small acts of kindness, and consistent emotional support. Reflect on what makes your partner feel loved and cherished, and intentionally incorporate those actions into your daily life. At the same time, share what you need emotionally so they understand how to nurture you too. This mutual exchange strengthens your connection and creates a deeper sense of partnership.

Finally, consider having a calm, heartfelt conversation about how you both want to handle conflicts and express love moving forward. Creating shared goals for your relationship can bring clarity and purpose, helping you both feel aligned. By approaching your relationship with patience, empathy, and intentional care, you can not only resolve current challenges but also nurture a love that feels steady, secure, and fulfilling.

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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 25, 2024

Asked by Anonymous - Dec 17, 2024Hindi
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Relationship
Hi Anu, I need some advice that’s a bit out of the ordinary. I’ve been married for 8 years, and my wife and I have recently been discussing investing in property together. The twist is, we have very different ideas on what to do with it. I’ve always been more of a numbers person—thinking about it as a solid financial investment. I want to buy something that will increase in value over time and add to our financial security. On the other hand, my wife sees it more as a home. She’s emotionally attached to the idea of a cozy, dream house, somewhere we can raise our family and enjoy life together. So, we’ve been butting heads a bit, as I’m leaning more towards an investment property in a growing area, while she’s looking for something more in line with what we want to live in now. It’s getting a little tense between us because I feel like she’s not seeing the financial side of things, and she thinks I’m too focused on money and not on our happiness. Is there a middle ground where we can both be happy?
Ans: Dear Anonymous,
Well, it's dream v/s practicality, yeah?
When you get to a stalemate situation like the one you and your wife are in, the best way is to go back to the Square A.
Start where you began when you married...list down what's important to each of you and somewhere in your case, it will lead not just to her wants and yours, but it will go back to money and financial prudence. When you hit this, come to an understanding as to how you will overcome this; it has to be mutually agreed upon. Then bring your current home buying issue and solve it just like the way you sorted your differences over finances. Try it...it will work...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Dr Upneet

Dr Upneet Kaur  |81 Answers  |Ask -

Marriage counsellor - Answered on Feb 17, 2026

Asked by Anonymous - Feb 09, 2026Hindi
Relationship
I am a 35-year-old office-going husband living in Pune, India, and something confusing happened at home recently. My wife scolded me strongly after noticing multiple online payments, assuming I was wasting money irresponsibly. In reality, the spending was on anime subscriptions and collectibles, which I see as a harmless hobby and a way to relax after work, but I never clearly explained this to her. She feels the money should be saved for family needs, while I feel misunderstood and judged for something I enjoy. How can I talk calmly about money, personal interests, and boundaries so that disagreements do not turn into blame and emotional distance?
Ans: Hello sir. I hope you are in good health.
Hobbies are a very important part of our life which really help us to remain connected to ourselves. In today's world all are just after the social media and mobiles and they have taken the place of hobbies in most of our lives. I am really glad that you are following some of your hobbies.
Well coming to your problem, you can talk to your wife after deciding that x part of your income will be spend on your hobby. This way you ll be able to create boundaries and she will also understand that you are not spending extra money on your hobbies.
In addition to that, you take her into confidence that you are saving money for family also which is definitely most important.
I hope this solves your problem.
Take care
Regards
Dr Upneet Kaur
Follow me on : https://www.instagram.com/dr_upneet

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Hello sir, I have been following your suggestion quite on this platform, please suggest! My daughter secured 72 percentile in jee main 2026. Her rank is in in 4 lakhs. Secured 180 marks in bitsat 1. What should she further do. Which counselling she should register? She wants to pursue btech in cse or in ai ml. What best university is for her at the moment and best field for her, she has had pcmb with cs in class 12
Ans: Sarita Madam, I noticed you haven’t mentioned your daughter’s home state. Please note that BITS requires a minimum of 250 marks even for its MSc programs and above 300 marks for BE programs. Also, all branches are good; initially, she should choose a branch based on her interest or passion. However, she should remain adaptable as her preferences or job market trends may change by the 2nd or 3rd year. Regarding your daughter’s score, admission to NITs, IIITs, or top-tier GFTIs is unlikely. For general-category female candidates, even CSE-lite branches in newer IIITs usually require ranks under approximately 1.5 to 2.5 lakh. Still, it is advisable to register for JoSAA and CSAB-SPOT for possible core-branch or self-finance options in lesser-known GFTIs. Additionally, state counseling is important for government-aided colleges.

As a backup, consider reputed private engineering colleges in and around your state rather than relying solely on JoSAA or CSAB. All the BEST for Your Daughter's Prosperous Future!

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Asked by Anonymous - Apr 25, 2026Hindi
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Sir my daughter got around 24500 rank in jee mains. We are general category and live in kanpur up. What are some good options for her in nit and iiit considering we are comfortable with mechanical and chemical as well. Also she has a plan to opt for higher studies so a good college tag could rwally help. Also should I tell her to apply for some private universities as well or not?
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