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Ravi

Ravi Mittal  |727 Answers  |Ask -

Dating, Relationships Expert - Answered on May 12, 2026

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - May 08, 2026Hindi
Relationship

I recently started dating my girlfriend, and naturally I wanted her to feel special and comfortable, so I've been spending quite a lot on outings, gifts, food, cabs, and small surprises - almost like treating her like a princess. I genuinely enjoy doing these things, but at the same time I'm also starting to worry about my own finances and limited pocket money. Sometimes I even end up borrowing money from friends just to keep up the same level of spending. Now I'm confused because I don't want the relationship to become too dependent on money or expensive treatment from my side. I also have a small fear in my mind - what if she slowly gets used to this lifestyle and keeps expecting the same all the time? How do I maintain a healthy balance between being caring and generous in a relationship while also staying financially practical and not putting pressure on myself?

Ans: Dear Anonymous,
It is great that you have been spoiling your girlfriend with gifts, outings, etc. I am sure she appreciates them. But in a healthy relationship, the material things matter less than the effort and thought you are putting behind them. If you are in a solid relationship, your partner won't mind even if you are not giving her expensive gifts or taking her out to expensive restaurants. Moreover, what you are feeling right now is a healthy realization. Couples often confuse the initial bonding as something that needs constant spending of money. That does make your partner happy, but that is not exactly what makes her fall in love with you.

Now realistically, the biggest sign that your approach needs adjustment is that it's getting heavy on your pockets and you are borrowing money to keep up the experience. This is where it needs to be checked because this approach is not sustainable. Relationships are about emotional safety and comfort, not a financial performance. Too many expensive gestures can lead a couple to lose sight of the actual connection. Here's a healthier balance: cut down on the luxury; instead of an expensive restaurant, go for a cup of tea, maybe. See how she responds to the scaling down. If it really affects your relationship, it was never strong to last. Ideally, it should not matter. Don't build romance on financial stress. Moreover, if she ever mentions that you don't do the grand things you once did, it doesn't immediately mean she is materialistic. Sudden cutdown can feel like losing attention. Just communicate the financial aspect of it honestly. Let her know that as much as you loved doing them for her, it was really difficult to maintain, but are still doing everything but maybe in a smaller scale that fits your budget. There's nothing wrong in that, please remember that.

Hope this helps.

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Anu

Anu Krishna  |1796 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2023

Asked by Anonymous - Jun 02, 2023Hindi
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Relationship
I am a 45 years old Indian living in the US for the past 10 years with the family. Despite having a steady job and a pay which typically is considered high, I end up spending more than my income. My wife also works full time with good pay as well but she thinks it's my responsibility to provide and she just saves all her money in her own accounts. We have multiple properties on both our names including cars but only I pay. I pay for groceries, bills, travel everything. On discussing about the expenses, which I have done multiple times so far, she says I should be ashamed to expect money from a woman. If this continues, I will reach retirement age kind of broke I feel. Also, I will spend sleepless nights thinking about finances until then. Please advice.
Ans: Dear Anonymous,
Like in any partnership, marriage is one such partnership where everything is usually shared. But I do know of couples, where they mutually agree that one partner takes care of the bills and the other education etc.
In your case, your wife has been saving up and you have been bleeding dry of your finances.
But why exactly are you spending more than your income? Financial mismanagement? Maybe that's why your wife is worried that it might happen to her portion of the income too?
Having said that, I guess your wife also needs to move past the belief that the Man is solely responsible for bringing money home. By that logic, she should never have worked, right?

Since she is working as well, she can contribute towards the family to the extent it can help but it is also imperative that as a woman she keeps some finances saved as a back-up for herself. It provides a good safety blanket for a woman since she possibly feels that you are spending more than what you earn.
It's up to you to bring about the subject without her feeling that you are out to spend all her money. So, you really need to start with managing your finances better...I am sure things will get better from thereon...

All the best!

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Ravi

Ravi Mittal  |727 Answers  |Ask -

Dating, Relationships Expert - Answered on Nov 21, 2024

Asked by Anonymous - Nov 21, 2024Hindi
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Relationship
I (27M) have recently started searching for prospects through Arranged Marriage Platforms. I got connected with a Lady (25F) & we seemed to be getting along quite well, through chatting & phone calls. When we were planning to meet in person, for our first Date, she picked a place which is one of the most expensive ones in our City & just a single Date over there may cost us around ?10 Thousand. Though, I am earning pretty well (?30Lakh/Annum), I am reluctant to spend so much amount on our First Date, whilst we are still in the process of getting to know each other. If I'd been Married to her, I'd be willing to spend that much for celebrating our Wedding Anniversary. But this is just our First Date & I am not even sure whether we'd be getting Married or not. The Date is scheduled for next Month & I'm still in Dilemma, whether I should request her to meet up at a more affordable venue or ask her to split the expenses, equally or proportionate to our Earning (She earns just around ?6 Lakh/Annum). I'm afraid that being so Straight-forward & upfront about Money Matters, at this stage, might give her a negative impression about me. She seems to be having a lot of Materialistic Expectations from me, as I earn much more than her & she has been hinting me about her expectations such as Expensive Gifts & Vacations abroad. Even though I am a person who's very cautious & disciplined with Money, I'd be glad to spend generously, for the happiness of my Life Partner, but not at this stage, when we haven't even committed to each other. Please suggest me, how can I handle this situation without coming off as too miserly? Moreover, I'm also planning to discuss some important matters, such as how we'd be handling our Finances in the Future. But I am worried, whether it would be appropriate to bring up this matter, in our very first personal meet-up? I'm afraid that she might Judge me as too Money-minded & I might lose out on a suitable match. Please Help me.
Ans: Dear Anonymous,
Your concerns are completely valid. Splurging, especially at this stage, is unnecessary. Good connections can be built anywhere; expensive places play no part in it. Also, being disciplined about money is the right approach.

I understand that you are worried about coming off miserly, but you are not. You are merely being responsible. You can suggest another more affordable place and see how she reacts. If she is okay with it, then great. If not, then you should rethink this match. You don't want to marry someone who is in it for the money. Now, coming to discussing how to split the finances, I would suggest you wait a bit. A first date might not be the right place for it. If all goes well, and you think this woman can be a suitable match, bring it up politely on the second or third date, to have clarity on it early on. For instance, you can casually start by giving an example of a friend who recently got married- something like, "Rohan's wife takes care of the groceries and stuff, while he pays off the bill." And then mention that you were wondering how you two should split it if you happen to get married. It is a reasonable question and should not show you off as money-minded. It's always best to discuss these important matters in the initial stages to avoid any conflict in the future.

Hope this helps!

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Dr Upneet

Dr Upneet Kaur  |83 Answers  |Ask -

Marriage counsellor - Answered on Aug 30, 2025

Asked by Anonymous - Jul 23, 2025Hindi
Relationship
My partner and I have lived together for three years, and we really love each other. She is 36, I am 37. But our different ideas about money are causing huge fights all the time. For example, I like to save, and she likes to splurge, and it's making us both stressed about our future. How can we deal with these money fights without letting it ruin our relationship? I grew up in a middle class family, while her parents are privileged. She thinks I nag too much about money that's why I am unhappy. Can't we find a way to agree that works for both of us? Or is this just a sign that we're too different and can't get along?
Ans: Hello sir..
As a relationship coach, I'd say that differences in spending habits are common in marriages, and it's not uncommon for partners to have varying priorities when it comes to money. The key is to find a balance that works for both partners.

*Defining Financial Goals:*

1. *Short-term goals*: Identify what you both want to achieve in the short term, such as paying off debt, building an emergency fund, or saving for a vacation.
2. *Long-term goals*: Discuss your long-term goals, such as buying a home, retirement planning, or funding your children's education.

*Creating a Budget:*

1. *Track expenses*: Start by tracking your expenses to understand where your money is going.
2. *Categorize expenses*: Divide your expenses into needs (housing, food, utilities) and wants (dining out, entertainment).
3. *Set priorities*: Prioritize your spending based on your shared goals and values.

*Tips for Effective Communication:*

1. *Avoid blame*: Focus on finding solutions rather than placing blame for overspending.
2. *Use "I" statements*: Express your concerns using "I" statements, such as "I feel anxious about our savings" instead of "You always spend too much."
3. *Listen actively*: Make an effort to understand each other's perspectives and values.

Take care..
Regards
Dr Upneet Kaur
Follow me on: https://www.instagram.com/dr_upneet

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